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1.00% APY High Interest Rate Tops Alabama Saving Accounts

Opening a saving account locally in Alabama will yield only 1.00% APY Rate, compared with nationally highest saving account rates at 1.70% APY. SouthPoint Bank offers their personal saving accounts at 1.00% APY on balances over $10,000, and only 0.40% APY on balances below $10,000.

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SouthPoint Bank Saving Account requirements and feature: Must maintain a $100 minimum daily balance there will be a $10 fee. Limited to six free pre-authorized withdrawals or telephone transfers per month, $2 excessive withdrawal fee over six transactions. Unlimited in-person withdrawals.

SouthPoint Bank has branches in Mobile, Birmingham, Gardendale, Trussville and Vestavia Hills Alabama. Here are more top preforming saving accounts in Alabama.

  1. Worthington Federal Bank offers a saving account at 0.85% APY rate on balances over $1k.
  2. Nexity Bank offers a saving account at 0.75% APY rate on balances over $75.00.
  3. Tuscaloosa Teachers Credit Union offers a saving account at 0.65% APY rate on balances over $25.
  4. Alabama Telco Credit Union offers a saving account at 0.55% APY rate on balances over $2,500.
  5. New Horizons Credit Union offers a saving account at 0.50% APY rate on balances over $50.00.
  6. The First National Bank of Atmore offers a saving account at 0.50% APY rate on balances over $50.
  7. BB&T offers a saving account at 0.35% APY rate on balances over $35.00.
  8. IBM Southeast Federal Credit Union offers a saving account at 0.31% APY rate on balances over $31.00.
  9. SunTrust Bank offers a saving account at 0.25%* APY rate on balances over $25.00.
  10. First Jackson Bank offers a saving account at 0.25% APY rate on balances over $25.00.
  11. Four Seasons Federal Credit Union offers a saving account at 0.25% APY rate on balances over $2,500.
  12. First Community Bank (AL) offers a saving account at 0.15% APY rate on balances over $100.
  13. CharterBank offers a saving account at 0.15% APY rate on balances over $100.
  14. Union State Bank offers a saving account at 0.10% APY rate on balances over $10.00.
  15. Regions Bank offers a saving account at 0.10%* APY rate on balances over $10k.
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