AmericaNet Bank has yet anothor time-senstivite bonus for their Rewards Checking Account. From now until November 18th 2010 you can earn an impressive 4.00% APY Rate (the highest rate I’ve seen so far), after November 18th 2010 the rate will drop to 3.75% APY – if you meet the requirements.

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This checking account, from AmericanNet Bank – the internet division of All American Bank, is FDIC insured on general deposits. The checking account features:

FREE Online Banking
FREE Checking
FREE AmericaNet Bank® VISA® CheckCard
FREE Customer Service
FREE Daily Email Notification if Overdrawn
FREE ATM Transactions Worldwide
Overdraft Privilege Available

FREE Online BankingFREE CheckingFREE AmericaNet Bank® VISA® CheckCardFREE Customer ServiceFREE Daily Email Notification if OverdrawnFREE ATM Transactions WorldwideOverdraft Privilege AvailableNO MINIMUM BALANCE


To earn this high rate it requires you maintain a daily balance below $10,000, on checking balances above $10,000 you will earn only 1.00% APY, checking accounts which do not meet the requirements the balance is only 0.25% APY. To make the requirements to acheive this rate you need to do two things: Make 10 AmericaNet Bank® VISA® CheckCard sales transactions, and have your statements are received electronically.

**Requirements must be met each monthly statement cycle to receive the rewards. There are no rollover transactions. The monthly statement cycle ends on the 3rd Wednesday of every month.  Qualifying VISA® CheckCard sales transactions include each time you use your VISA® CheckCard to make a purchase from a vendor or merchant.  ATM and ACH transactions do not qualify.  Limit of two Rewards Checking accounts allowed per individual.