Alaska USA works with your budget. That’s why they offer CDs with minimum deposits ranging from $500 to $250,000. The $250,000 CD is not a reasonable option. So, we will focus on the $500 and $2500 CDs.

The best CD deal offered by the Alaska USA Credit Union is 1.00% APY on a 60-month deposit. This CD qualifies for a minimum deposit of $500. This is a pretty incredible APY for a 5-year CD. For a short-term investor, the credit union offers a 1 to 2-month CD with an APY of 0.20%. A $500 minimum deposit is required for this CD as well.

Other CDs offered by Alaska USA range from 3 to 59-months. These CD’s include 0.30% to 0.95% APYs. For investors with a little bit of extra money, Alaska USA has CDs for you too. These CD”s require a $2500 minimum deposit, but are available with the same rates listed above. The larger deposit pays off in the long run with larger earnings.

These CDs are not subject to any fees. However, there is an early withdrawal fee if the account does not reach maturity. You will be required to select a dividend option prior to opening the CD. Any additional dividend withdrawal will also be subject to the early withdrawal fee.


Alaska USA Federal Credit Union only offers CDs to pre-existing members. This means that you will need to set up a checking account through the credit union before investing in a CD.

Branches in Alaska 

Anchorage, Fairbanks, Juneau, and Wasilla

Branches in Washington 

Kent, Kirkland, and Seattle

Branches in California 

Apple Valley and Victorville

Branches in Arizona

Glendale, Messa, and Phoenix

Bank Overview

Alaska USA is a credit union that serves the pacific states. The credit union is FDIC-insured and offers 80-years of experience. This credit union has recently advanced to offer online banking. This allows people across the US to become members and benefit from their services.

All of the accounts opened by this credit union are federally insured by the National Credit Union Share Insurance Fund. Alaska USA works hard to protect your assets.