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Miranda Marquit

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One of the most important aspects of your financial life is your credit score. Your credit score is based on information that can be found in your credit report. When your credit report is inaccurate, it can lead to a lower score. In order to keep tabs on the information that is used to form your financial reputation, you should check your credit report regularly. While you can go to the individual bureaus and pay…

In this time of volatility, many are concerned about investing in the stock market. What some are most interested in, especially those nearing retirement, is capital preservation. Unfortunately, inflation can erode returns on cash products and even many bond investments. Indeed, if the rate of inflation exceeds your yearly return, your buying power could be eroded. If you are interested in relatively low risk investments, U.S. Treasury securities that protect against inflation might be the…

You’ve probably heard that we’re in a buyer’s market. Home prices are low, and mortgage rates are low. And, since the home buyer tax credit has expired, there is speculation that home prices could remain low (or head even lower) during the rest of the year. So, even those who think they missed the boat, might find that they didn’t. For many people, this is a great time to buy. It is possible to get…

You probably know that one of the most important aspects of successful investing is a healthy diversity in your portfolio. One of the ways that many people attempt to add diversity to their portfolios is by investing in funds. Funds offer a collection of investments. You invest in the fund, and you automatically invest in everything that is in that fund. For many — especially inexperienced investors interested in buy and hold — funds offer…

Marriage can be challenging on its own. Learning to live with someone else is difficult in any circumstance, and no amount of love or passion can change the fact that marriage requires conscientious effort to ensure success. Adding money troubles to the equation can make marriage even more difficult. Money elicits strong emotional responses, and stresses related to money can easily spill over into our relationships. One way you can reduce marital stress due to…

One thing that money savvy people have learned from the recession is that income diversity is important. Getting all of your income from one place can be devastating if you lose your job. You don’t have to quit your day job if you don’t want to, but you can begin cultivating a little alternative income so that if you do lose your job, you have something that can help you get through the tough times.…