The following is a report for the consumers and small business, featuring the best banks with the highest checking account rates in California.

Alliant Credit Union, offers a checking account which features a stunning 1.35% APY rate. There appears to be no minimum balance requirement, but their requirements include: Opt out of paper statements and have at least one monthly electronic deposit. More specificatly you must opt out of paper statements and include one of the following:

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  • Set up direct deposit with your employer. Provide your 14-digit Alliant checking account number and the Alliant ABA Routing and Transit Number 271081528
  • Make a monthly ATM deposit
  • Make a monthly deposit using eDeposit or eDepositPlus
  • Transfer funds from another financial institution every month

Alliant Credit Union’s “free high rate option,” features:

  • No Monthly Service Fee
  • No Minimum Balance Requirement
  • Free VISA® Debit Card
  • Free Online Banking and Bill Pay*
  • Over 80,000 Surcharge Free ATMs*
  • Optional Overdraft Protection
  • Free First Box of Checks
  • No point-of-sale fees
  • No check writing fees

Other Banks and Credit Unions in California that offer top yielding checking accounts:

  1. Excel National Bank offers a checking account at 0.75% (APY) rate with the minimum daily balance of $37.50
  2. Baxter Credit Union offers a checking account at 0.50% (APY) rate with the minimum daily balance of $5k
  3. Contra Costa Federal Credit Union offers a checking account at 0.50% (APY) rate with the minimum daily balance of $500
  4. OneUnited Bank offers a checking account at 0.50% (APY) rate with the minimum daily balance of $100
  5. Ally Bank offers a checking account at 0.50% (APY) rate with the minimum daily balance of $25.00
  6. Habib American Bank offers a checking account at 0.50% (APY) rate with the minimum daily balance of $25.00
  7. The Fort Sill National Bank offers a checking account at 0.50% (APY) rate with the minimum daily balance of $1k
  8. F & A Credit Union offers a checking account at 0.50% (APY) rate with the minimum daily balance of $25.00
  9. CoastHills Federal Credit Union offers a checking account at0.33% (APY) rate with the minimum daily balance of $5k
  10. Chaffey Federal Credit Union offers a checking account at 0.33% (APY) rate with the minimum daily balance of $5k
  11. Western Federal Credit Union offers a checking account at0.25% (APY) rate with the minimum daily balance of $2k
  12. ING DIRECT offers a checking account at0.25% (APY) rate with the minimum daily balance of $12.50
  13. OneWest Bank offers a checking account at0.25% (APY) rate with the minimum daily balance of $1k
  14. Northrop Grumman Federal Credit Union offers a checking account at0.25% $500 – $12.50 Regular Checking
  15. Lockheed Federal Credit Union offers a checking account at0.25% (APY) rate with the minimum daily balance of $2,500
  16. Community West Bank offers a checking account at0.25% (APY) rate with the minimum daily balance of $12.50
  17. Wings Financial Credit Union offers a checking account at0.25% (APY) rate with the minimum daily balance of $12.50
  18. Safe Credit Union offers a checking account at 0.25% (APY) rate with the minimum daily balance of $2k
  19. Chevron Federal Credit Union offers a checking account at 0.25% (APY) rate with the minimum daily balance of $25
  20. InTouch Credit Union offers a checking account at 0.25% (APY) rate with the minimum daily balance of $5k
  21. First Choice Bank offers a checking account at 0.25% (APY) rate with the minimum daily balance of $500
  22. Bank of the Sierra offers a checking account at 0.24%* (APY) rate with the minimum daily balance of $2,500
  23. Amalgamated Bank offers a checking account at 0.20%* (APY) rate with the minimum daily balance of $500
  24. Provident Credit Union (CA) offers a checking account at 0.20% (APY) rate with the minimum daily balance of $5k
  25. Pacific Resource Credit Union offers a checking account at 0.20% (APY) rate with the minimum daily balance of $10.00
  26. American Plus Bank offers a checking account at 0.20%(APY) rate with the minimum daily balance of $10.00
  27. Stanford Federal Credit Union offers a checking account at 0.20% (APY) rate with the minimum daily balance of $10.00
  28. Redwood Credit Union offers a checking account at 0.20% (APY) rate with the minimum daily balance of $2,500
  29. Community Bank (CA) offers a checking account at0.20% (APY) rate with the minimum daily balance of $1,500
  30. United Central Bank offers a checking account at 0.15% (APY) rate with the minimum daily balance of $7.50
  31. Patelco Credit Union offers a checking account at 0.15% (APY) rate with the minimum daily balance of $5k
  32. State Center Credit Union offers a checking account at 0.15% (APY) rate with the minimum daily balance of $7.50
  33. First Entertainment Credit Union offers a checking account at 0.15% (APY) rate with the minimum daily balance of $7.50
  34. Alaska USA Credit Union offers a checking account at 0.15% (APY) rate with the minimum daily balance of $1k – $7.50
  35. NuVision Credit Union offers a checking account at 0.15% (APY) rate with the minimum daily balance of $5k
  36. E-Central Credit Union offers a checking account at 0.15% (APY) rate with the minimum daily balance of $500
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