F & A Credit Union is offering (currently) the best money market rates in California.  F & A Credit Union is offer their money market at 1.50 to 1.40%. There is a minimum balance of $2,500 which earns 1.40%, balances over $100,000 earn 1.50% apy.  F & A Credit Union is currently insured by NCUA and has options in Monterey Park, CA. Membership requirements are fairly limited – see if you are eligible.

[ad#Content 300×250]

OneWest Bank‘s current money market rate is 1.15% apy when you keep a balance of $1,000. Their is a $10 monthly service charge, but if you keep an average of $10,000 – the fee is waived.  OneBank’s premium money market account features include:

  • Convenience of combined monthly statements with other OneWest banking products
  • eStatements
  • Online Banking Funds Transfer
  • Access to 24/7 banking via online and automated telephone
  • Limited check writing privileges

Other top money market rates in California are the following:

  1. State Bank of India offers a money market which yields 1.00% apy rate with a balance of $50.00
  2. First Choice Bank offers a money market which yields 1.00% apy rate with a balance of $2,500
  3. OneUnited Bank offers a money market which yields 0.90% apy rate with a balance of $1k
  4. The Fort Sill National Bank offers a money market which yields 0.85% apy rate with a balance of $42.50
  5. Northrop Grumman Federal Credit Union offers a money market which yields 0.80% apy rate with a balance of $2,500
  6. Wings Financial Credit Union offers a money market which yields 0.75% apy rate with a balance of $5k
  7. Habib American Bank offers a money market which yields 0.75% apy rate with a balance of $1,500
  8. United Central Bank offers a money market which yields 0.70% apy rate with a balance of $5k
  9. CapitalSource Bank offers a money market which yields 0.60% apy rate with a balance of $30.
  10. Contra Costa Federal Credit Union offers a money market which yields 0.60% apy rate with a balance of $2,500
  11. American Plus Bank offers a money market which yields 0.58% apy rate with a balance of $2,500
  12. Excel National Bank offers a money market which yields 0.50% apy rate with a balance of $25.00
  13. Western Federal Credit Union offers a money market which yields 0.50% apy rate with a balance of $2,500
  14. Community Bank (CA) offers a money market which yields 0.50% apy rate with a balance of $2,500
  15. Lockheed Federal Credit Union offers a money market which yields 0.45% apy rate with a balance of  $22.50
  16. Stanford Federal Credit Union offers a money market which yields 0.45% apy rate with a balance of $2,500
  17. InTouch Credit Union offers a money market which yields 0.40% apy rate with a balance of $5k
  18. Kaiser Federal Bank offers a money market which yields 0.40% apy rate with a balance of $1k
  19. E-Central Credit Union offers a money market which yields 0.40% apy rate with a balance of $2,500
  20. Pacific Resource Credit Union offers a money market which yields 0.36% apy rate with a balance of $5k
  21. Amalgamated Bank offers a money market which yields 0.35%* apy rate with a balance of $500
  22. First Entertainment Credit Union offers a money market which yields 0.30% apy rate with a balance of $2,500
  23. Christian Community Credit Union offers a money market which yields 0.30% apy rate with a balance of $1k
  24. Alaska USA Credit Union offers a money market which yields 0.30% apy rate with a balance of $2,500
  25. Credit Union of Southern Calif. offers a money market which yields 0.30% apy rate with a balance of $2,500
  26. Redwood Credit Union offers a money market which yields 0.30% apy rate with a balance of $2,500
  27. Baxter Credit Union offers a money market which yields 0.25% apy rate with a balance of $1k
  28. Beal Bank offers a money market which yields 0.25% apy rate with a balance of $12.50
  29. Southland Credit Union offers a money market which yields 0.25% apy rate with a balance of $2,500
  30. Seacoast Commerce Bank offers a money market which yields 0.25% apy rate with a balance of $5k
  31. Continental Federal Credit Union offers a money market which yields 0.25% apy rate with a balance of $100
  32. Safe Credit Union offers a money market which yields 0.25% apy rate with a balance of $2k
  33. 20Th Century Fox Credit Union offers a money market which yields 0.25% apy rate with a balance of $2,500
  34. Bank of America offers a money market which yields 0.25%* apy rate with a balance of $12.50
  35. Corporate America Family Credit Union offers a money market which yields 0.25% apy rate with a balance of $2,500
  36. USA Federal Credit Union offers a money market which yields 0.20% apy rate with a balance of $2,500
  37. Los Angeles Police Federal Credit Union offers a money market which yields 0.20% apy rate with a balance of $2,500
  38. Foothill Federal Credit Union offers a money market which yields 0.20% apy rate with a balance of $1k
  39. SchoolsFirst Federal Credit Union offers a money market which yields 0.20% apy rate with a balance of $2k
  40. Orange County’s Credit Union offers a money market which yields 0.20% apy rate with a balance of $2,500
Author

Complex Search dishes up the best personal finance advice for those seeking to get more out of their money.