Consumer and Small Business guide to Banks with the best saving rates.

Saving Rate 6.18%F & A Federal Credit Union, offers their  “urMONEY Savings Account,” with a saving rates at 6.18% APY up to balance of $1,000.  And 1.26% APY rate on balances over $1,000.  This requirement is 26-1/2 years old with paperless eStatements.

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F & A Federal Credit Union is federal insured, and has a branch in Monterey Park, CA. The saving account comes with:

  • No minimum balance
  • No service fees
  • 24-hour access to your account through Home Banking and TellerTone24
  • ATM Access

Saving Rate 3.00%Baxter Credit Union has a saving account which offers a stunning 3.00% APY rate on all deposit amounts. Account Features include no minimum deposit, Excess withdrawals are subject to a $25 penalty, No withdrawal allowed for the first 90-days or a $25 early withdrawal penalty will be imposed for each withdrawal within 90 day period. A reward for your saving efforts—your interest rate doubles after 12 consecutive months of depositing a minimum of $25 minimum or a maximum of $500 each month.

Baxter Credit Union is federal insured, requires a $5 membership fee, and has locations in Irvine, Brea, Fremont, Glendale, Los Angeles, and Westlake Village.

  1. Bank of the Sierra has a saving account with 2.09% APY rate with a minimum balance of $25k.
  2. Alliant Credit Union has a saving account with 1.35% APY rate with a minimum balance of $135.
  3. Beach Business Bank has a saving account with 1.25% APY rate with a minimum balance of $10k
  4. American Plus Bank has a saving account with 1.13% APY rate with a minimum balance of $10k
  5. ING DIRECT has a saving account with 1.10% APY rate with a no minimum balance.
  6. Premier Community Credit Union has a saving account with 1.00% APY rate with a minimum balance of $100.
  7. NuVision Credit Union has a saving account with 0.95% APY rate with a minimum balance of $100
  8. Excel National Bank has a saving account with 0.90% APY rate with a minimum balance of (unknown)
  9. Chevron Federal Credit Union has a saving account with 0.90% APY rate with a minimum balance of $10k
  10. Provident Credit Union (CA) has a saving account with 0.80% APY rate with a minimum balance of (unknown).
  11. SchoolsFirst Federal Credit Union has a saving account with 0.80% APY rate with a minimum balance of $200.
  12. The Fort Sill National Bank has a saving account with 0.80% APY rate with a minimum balance of $25.
  13. Habib American Bank has a saving account with 0.75% APY rate with a minimum balance of $500
  14. CapitalSource Bank has a saving account with 0.65% APY rate with a minimum balance of $65.00.
  15. OneWest Bank has a saving account with 0.65% APY rate with a minimum balance of $10k.
  16. Western Federal Credit Union has a saving account with 0.50% APY rate with a minimum balance of $10k.
  17. Contra Costa Federal Credit Union has a saving account with 0.50% APY rate with a minimum balance of $50.00.
  18. Northrop Grumman Federal Credit Union has a saving account with 0.50% APY rate with a minimum balance of $100.
  19. First Mountain Bank has a saving account with 0.50% APY rate with a minimum balance of $10k.
  20. First Choice Bank has a saving account with 0.50% APY rate with a minimum balance of $500.
  21. Pacific Resource Credit Union has a saving account with 0.43% APY rate with a minimum balance of $10k.
  22. FAST Federal Credit Union has a saving account with 0.40% APY rate with a minimum balance of $10k.
  23. First Republic Bank has a saving account with 0.40% APY rate with a minimum balance of* $10k.
  24. Alaska USA Credit Union has a saving account with 0.40% APY rate with a minimum balance of $10k.
  25. 20Th Century Fox Credit Union has a saving account with 0.40% APY rate with a minimum balance of $10k.
  26. Amalgamated Bank has a saving account with 0.35% APY rate with a minimum balance of* $35.00.
  27. United Central Bank has a saving account with 0.35% APY rate with a minimum balance of $35.00.
  28. Credit Union of Southern Calif. has a saving account with 0.35% APY rate with a minimum balance of $35.00.
  29. Kaiser Federal Bank has a saving account with 0.35% APY rate with a minimum balance of $100.
  30. Addison Avenue Federal Credit Union has a saving account with 0.30% APY rate with a minimum balance of $10k.
  31. Pacific Mercantile Bank has a saving account with 0.30% APY rate with a minimum balance of $250.
  32. Beal Bank has a saving account with 0.25% APY rate with a minimum balance of $25.
  33. Union Bank of California has a saving account with 0.25% APY rate with a minimum balance of* $10k.
  34. State Center Credit Union has a saving account with 0.25% APY rate with a minimum balance of $1k.
  35. Lockheed Federal Credit Union has a saving account with 0.25% APY rate with a minimum balance of $25.00.
  36. Bank of the West has a saving account with 0.25% APY rate with a minimum balance of* $10k.
  37. Wings Financial Credit Union has a saving account with 0.25% APY rate with a minimum balance of $25.00.
  38. First Entertainment Credit Union has a saving account with 0.25% APY rate with a minimum balance of $25.00.
  39. Christian Community Credit Union has a saving account with 0.25% APY rate with a minimum balance of $100.
  40. Continental Federal Credit Union has a saving account with 0.25% APY rate with a minimum balance of $25.00.
  41. Redwood Credit Union has a saving account with 0.25% APY rate with a minimum balance of $10k.
  42. Chaffey Federal Credit Union has a saving account with 0.25% APY rate with a minimum balance of $10k.
  43. Sacramento Credit Union has a saving account with 0.20% APY rate with a minimum balance of $10k.
  44. OneUnited Bank has a saving account with 0.20% APY rate with a minimum balance of $20.
  45. LA Financial Credit Union has a saving account with 0.20% APY rate with a minimum balance of $500.
  46. Stanford Federal Credit Union has a saving account with 0.20% APY rate with a minimum balance of $50.
  47. Community Bank (CA) has a saving account with 0.20% APY rate with a minimum balance of $20.
  48. USA Federal Credit Union has a saving account with 0.15% APY rate with a minimum balance of $15.
  49. Southland Credit Union has a saving account with 0.15% APY rate with a minimum balance of $25.
  50. National 1st Credit Union has a saving account with 0.15% APY rate with a minimum balance of $15.
  51. Oak Valley Community Bank has a saving account with 0.15% APY rate with a minimum balance of $10k.
  52. Los Angeles Police Federal Credit Union has a saving account with 0.15% APY rate with a minimum balance of $15.
  53. Safe Credit Union has a saving account with 0.15% APY rate with a minimum balance of $15.
  54. Foothill Federal Credit Union has a saving account with 0.15% APY rate with a minimum balance of $150.
  55. InTouch Credit Union has a saving account with 0.15% APY rate with a minimum balance of $15.
  56. INOVA Federal Credit Union has a saving account with 0.15% APY rate with a minimum balance of $10k.
  57. Orange County’s Credit Union has a saving account with 0.15% APY rate with a minimum balance of $100.
  58. E-Central Credit Union has a saving account with 0.15% APY rate with a minimum balance of $30.
  59. Mission Credit Union has a saving account with 0.15% APY rate with a minimum balance of $15.
  60. FirstBank of Colorado has a saving account with 0.10% APY rate with a minimum balance of* $10.00.
  61. Community Trust Credit Union has a saving account with 0.10% APY rate with a minimum balance of $100.
  62. Bay Credit Union has a saving account with 0.10% APY rate with a minimum balance of $2,500.
  63. Patelco Credit Union has a saving account with 0.10% APY rate with a minimum balance of $10.00.
  64. Corporate America Family Credit Union has a saving account with 0.10% APY rate with a minimum balance of $10.00.
  65. Point Loma Credit Union has a saving account with 0.05% APY rate with a minimum balance of $2,500.
  66. Seacoast Commerce Bank has a saving account with 0.05% APY rate with a minimum balance of $5.00.
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