Bethpage’s Top CD rate is 1.00% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $50. The credits earned on this CD are paid monthly. 

Bethpage also offers a 48-month CD with an 0.70% APY and a $50 minimum deposit. This account also pays you your dividends monthly. If you’re looking for a way to earn some extra cash, opening up a CD is a great way to do so. 

APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. Fees could also reduce earnings. Penalties may be imposed for early withdrawal. $50 minimum balance to earn APY and to open account. Dividend period and crediting frequency is monthly for all certificates opened digitally. For the 6, 12, 24, 36, and 39 month certificates, opened at a branch, the account owner(s) will select, at account opening a dividend period and a crediting frequency of either monthly or quarterly.

If you’re not ready to open a long-term CD, you can always choose to invest in a short-term CD.  Bethpage has a three or six month CD available with a $50 deposit. The important thing to note here is that with a short-term CD, the crediting frequency being monthly or quarterly. You have the option of choosing which frequency you want when you open up an account in person at one of Bethpage’s branches.

Bethpage offers ten CDs, all of which can be opened with a $50 minimum deposit. They start at three month terms and go all the way up to 60-month terms. The APY starts at 0.50% and goes to 1.00%. Once the CDs have reached maturity, they automatically rollover.

Availability

With 36 branches (including corporate offices) in Manhattan and Long Island, you’ll find a CD with the perfect length of time and APY rates that are second to none. Whether you are in Manhattan, Suffolk, or Nassau Counties there is a Bethpage FCU branch that is near you. 

You can bank online or visit one of the following locations:

Branch Locations: 

Albertson, Bay Shore, Bethpage, Centereach, Central Islip, Commack, East Meadow, East Northport, Elmont, Farmingdale, Freeport, Glen Cove, Greenvale, Hempstead, Huntington, Jericho, Levittown, Long Beach, Lynbrook, Manhasset, Massapequa, Melville, Mineola, New Hyde Park, New York (Manhattan), North Babylon, North Baldwin, Patchogue, Port Jefferson, Riverhead, Roosevelt, Smithtown, Valley Stream, West Babylon, Westbury

Bethpage Banking Overview

Bethpage’s mission is to earn the trust of their clients by committing to giving the best customer service they can provide. They promise to be far more superior than banks due to the fact that they prioritize their members over their shareholders, unlike most big banks. They make sure that your needs come first.

Bethpage also guarantees that they offer many of the same services banks do, but at a more cost effective rate, and who doesn’t want to save a little bit of money? Aside from CD’s Bethpage offers services that include but are not limited to: checking accounts, savings accounts, auto loans, mortgages, and personal loans among other things. 

Bethpage offers 24/7 customer service as well as online banking, so you can always stay on top of your finances. They also offer hundreds of nationwide ATMs as well as thousands of shared service centers.

If you’re eager to become a member of Bethpage, you can easily sign up online. In order to open a savings account, you must deposit a minimum of $5. You’ll find that once you’ve joined a credit union, you’ll never want to go back to banking any other way.

Bethpage Federal Credit Union Overview

Bethpage Federal Credit Union is headquartered in Bethpage, New York. Today, it has become one of the largest credit unions in the Northeastern United States with over thirty branches that are located throughout the Long Island region of New York and one branch in Manhattan. Since 1941, it has served customers by providing accounts, loans, financing options, IRAs, CDs, and more. 

They also offer savings accounts for children of members so they can save money themselves and put it to good use when they need it. Bethpage FCU has a shared-network that connects customers to other FCU branches nationwide. If you are a member of an FCU, you can be able to access your account by way of shared branching. It’s just one of the many reasons why an FCU may be right for you. 

Members can do their banking online or visit one of the branches nearby for all of their financial needs. Bethpage FCU is a member of the NCUA and is an equal housing lender. It also has high ratings such as the Texas Ratio and Deposit Growth (with “A” grades). Specifically, the percentage in these categories were 8.92% and 9.79%, respectively. However, the Capitalization and Texas Ratio Trend were 8.98% and 8.97%, respectively (which is considered neutral given there was no change from last year).