Bank Reviews

Cullman Savings Bank – CD Rates, Savings Rates

[ad#Left-Align Content Ad]Cullman Savings Bank in Cullman, Alabama is a member FDIC bank that offers savings accounts, checking accounts, mortgages, loans, and more. They offer a lot of features including online banking, and more.

Cullman Savings Bank – Banking Rates:

The following products require a $1,000 minimum, all rates are in APYs and their could be fees associated to the accounts below.

CD Rates:

  • 3-month CD .50%
  • 6-month CD .75%
  • 1-year CD 1.00%
  • 20-month Option CD 1.25%
  • 48-month Option CD 1.75%
  • 2-year CD 1.25%
  • 3-year CD 1.50%
  • 5-year CD 1.75%
  • IRA (18-month term/$100 min.) 1.50%

Money Market Account Rates:

  • Money Market over $25,000 .65%
  • Money Market $10,000 – $25,000 .40%
  • Money Market $1,000 – $10,000 .25%

Savings Rates:

  • Passbook / Statement Savings
  • ($100 min. to open) .40%
  • Platinum Savings
  • ($500 min. to earn interest) .65%

Checking Rates:

  • Platinum Checking >$10,000 .65%
  • Checking .25%
  • Certificates of Deposit — Substantial penalty for early withdrawal

Cullman Savings Bank Products:

Passbook or Statement Savings

  • Minimum balance is $100.00 to earn interest and avoid a $3.00 quarterly fee.
  • Interest is compounded daily and posted to your passbook quarterly.
  • Your money is available anytime with no penalty for withdrawal.

Platinum Savings

  • Minimum balance is $500.00 to earn interest and avoid a $10.00 quarterly fee.
  • Interest is compounded daily and posted to your account quarterly.
  • Your money is available anytime with no penalty for withdrawal.
  • Statement only – no passbook
  • Standard Certificates of Deposit
  • Maturities range from 91 days to 5 years.
  • With a minimum balance of $1,000.00, interest earned may be reinvested or transferred to another account.
  • With a minimum balance of $5,000.00, interest may be paid by check.

Cullman Savings Bank Locations:

  • 316 Second Avenue SW Cullman, Alabama 35055 (256) 734-1740
  • 101 Main Street SW Hanceville, Alabama 35077 (256)352-6411
  • 3201 AL Highway 157 Cullman, Alabama 35058 (256)734-7449


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