The debate over credit unions and banks is heating up ever since the financial crisis of 2008. After the bailout consumer attitude towards traditional banks took a nose-dive. I once held a national bank, one that didn’t do much sub-prime lending: US Bank, but the urge to move to a credit union was strong. [ad#Content 300×250] It seemed everybody I knew was moving to a credit union, disgusted by fees, upset by service and unhappy…