Your Guide to the Best High Yield Savings Accounts of March 2025

Maximize your savings with annual percentage yields (APYs) on top high-yield savings accounts 10X the national average.

We’ve rounded up the best of the best based on the features you care about. Compare savings and money market accounts below.

Account Type:

Savings Accounts

Savings Accounts Certificates of Deposit Checking Accounts

Our Featured Pick

25458

visitors selected an account with us this week.

Our Rating

Our editors analyze the factors below to determine ratings and give you the best guidance:

Rates

Better rates for deposit products will yield a better rating.

Benefits

Fees

Our Reviews

Helpful Insights

Best CD Rates Locally

March 10, 2025

Review Our Top Accounts

1 Sponsored

4.6 Complex Search Rating

Rates 4

Consistently competitive interest rates. Wide range of terms--up to 10 years.

Benefits 4.5

Mobile App, with ATM Access.

Fees 4

No monthly fees.

Certificates of Deposit

Capital One – 360 Performance Savings

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Member FDIC Product Disclosure

Annual Percentage Yield (APY) is subject to change at any time without notice. Offer applies to personal accounts only. Fees may reduce earnings. For High Yield Savings accounts, the rate may change after the account is opened. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC.

Pros

Got about 5 minutes? That’s all the time it takes to open an account.
There are no monthly fees to get between you and your money. Zero never sounded so good.
Manage your savings on-the-go with our top-rated mobile app.
With 24/7 access to your account, you can bank on your own schedule.

Cons

Got about 5 minutes? That’s all the time it takes to open an account.

Features

Online Banking

4.5 Complex Search Rating

Rates 5

Consistently competitive interest rates. Impressive rates on CDs.

Benefits 3.5

Limited size bank without many benefits for depositors.

Fees 4

Low fees on this impressive CD offerings.

Certificates of Deposit

Forbright Bank: Growth Savings

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Pros

Offers significantly higher potential returns to comparable CD terms
No risk to your principal, which is guaranteed
No administrative fees or sales charges
Penalty-free withdrawals of up to 10% of the account value per year

Cons

$1,000 minimum premium deposit required

Features

Online Banking

Which Account is Right for You?

Earns High Yield Interest

FDIC-Insured

ATM Access

Debit Card Access

Check Writing Access

Fee-Free Withdrawal

Savings Account

Viewing

Certificate of Deposit

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Checking Account

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Frequently Asked Questions

Are savings accounts insured?

In the United States, savings accounts at FDIC-insured banks are covered up to $250,000 per depositor, per insured bank. Credit unions typically have coverage through the National Credit Union Administration (NCUA), also up to $250,000. This insurance protects your deposits if the institution fails.

How do interest rates on savings accounts work?

How can I choose the right savings account?

Your Guide to the Best High Yield Savings Accounts of March 2025

Maximize your savings with annual percentage yields (APYs) on top high-yield savings accounts 10X the national average.

Our Featured Pick

Our Rating

Our Reviews

Chase Bank

Citibank Savings Acconts

US Bank

Helpful Insights

Best Banks

Best CD Rates Locally

Review Our Top Accounts

Rates 4

Benefits 4.5

Fees 4

Certificates of Deposit

Capital One – 360 Performance Savings

Rates 5

Benefits 3.5

Fees 4

Certificates of Deposit

Forbright Bank: Growth Savings

Which Account is Right for You?

Frequently Asked Questions

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