Category

Money

Category

View Rates East Boston Savings Bank currently offers some of the top CD rates in the commonwealth of Massachusetts. This includes a 60-month CD that earns a 0.90% APY. While this isn’t the absolute highest CD rate in this commonwealth, this offer is only slightly below the national average for 60-month CD rates. This same bank offers fairly similar terms on 48-month and 30-month CDs, as well. As such, you’ll be able to obtain 0.90%…

view rates Arvest Bank currently offers residents Missouri, Arkansas, Oklahoma, and Kansas an assortment of productive CD rates. This includes their current top CD rate, which offers a 0.45% APY over the course of 2-year account. To qualify for this kind of account, a member must be able to make a $95,000 (95k) minimum deposit. At the same time, Arvest Bank also offers several other worthwhile CD rates with differing deposit periods and minimum deposits.…

In 1934, PSECU started with 22 founding state employees who needed financial backing to give their families the best foot forward. By collaborating, these families were able to help one another. Today, the credit union has over 450,000 members beyond simply state employees.  One of the financial products offered is Certificates of Deposit. Savers can watch their money growth farther with this product, but they have to be able to let the money set in…

Teachers pooling funds and supporting one another resulted in the formation of the original credit union that led to Achieva Credit Union. Savers use Certificates of Deposit, also called CDs, to grow their money with flexible rates and terms.  A Certificate of Deposit is a financial product where the bank holds an amount of money deposited for a specific period of time in order to earn a certain amount in return. The details related to…

Metro Credit Union came into being in 1926 thanks to 35 members who contributed their time and pooled $2,000 to serve one another’s financial needs. In the time since, Metro Credit Union has evolved into the largest credit union chartered by the state of Massachusetts. This not-for-profit financial coop is member owned and operated and operates under the philosophy of “people helping people.” Convenient saving comes with a Certificate of Deposit. This product provides flexibility…

City National Bank is based out of Los Angeles, providing a full range of banking and investment services. With 72 offices located in Southern California, the Bay Area, Nevada, NYC, Nashville, Atlanta, Minneapolis, Washington, D.C., and Miami, this financial giant offers personal service and full financial solutions for business and personal purposes. Several institutions are subsidiaries of City National Bank, including the following: City National Rochdale, LLCCity National Securities, Inc.First American Equipment FinanceOther affiliated companies…

Alostar Bank is a division of Cadence Bank, N.A. As such, this bank is committed to customer service and financial facilitation even as the way banks operate changes. Certain essential philosophies are tightly held by Alostar Bank. These include providing solid value, personalized and professional service, and well-capitalized and secure transactions.  Well-known for providing outstanding rates for customers – often among the best in the nation, Alostar prioritizes helping customers make money with their money.…

When people collaborate with a shared goal of helping one another get a leg up in the world, magical things happen. This synergistic energy is exactly what led seven scientific professionals to bond together in 1949 with $2 each and work toward bettering one another financially. Over time, this institution evolved into the NASA Federal Credit Union that exists today. TermMinimum BalanceAPY^Dividend Rate60 months$1,0001.35%1.34%49 months1$10,0001.45%1.44%48 months$1,0001.30%1.29%36 months Bump Rate2$1,0001.05%1.045%36 months$1,0001.15%1.15%24 months Bump Rate3$1,0000.90%0.90%24 months$1,0001.00%1.00%15 months4$10,0001.20%1.19%12…

Midwest Bank provides Fixed and Flex Certificates of Deposit as products designed for customer savings. Midwest Bank, founded five generations ago and held within the family in the years since, prioritizes collaboration and premiere customer service. Their efforts to be an appropriate steward for shareholders and an asset to the community guide all decisions and policies. The focus of Midwest Bank and its local branches remains on the financial and community goals of the respective…

Cornerstone Bank offers Certificates of Deposit with a minimum of $500 to open. Rates differ depending on the length of time from deposit to maturity.  Formed in 2017, Cornerstone Bank is the marriage of two historical community banks into one. SpencerBANK and Southbridge Savings Banks have served the citizens of Central Massachusetts since 1871 and 1848, respectively. With a home base in Worcester, Massachusetts, the operations of the bank extend to 13 branches. Cornerstone Bank…

CFCU (Community Federal Credit Union) reports that members have access to Lucky Savers Certificates as well as Certificates with a $500, $25,000, or $100,000 minimum to open. Lucky Savers can deposit a minimum of $25 with a 0.80% APY after 12 months. CD rates increase over time, with funds compounding monthly. CFCU Logo Membership is limited to any individual who resides, works, attends religious observations, or attends school in Tompkins, Cortland, Cayuga, Ontario, or Seneca…

Redstone Bank reports that they offer shared, jumbo and members-only and members-only plus rates for both certificate of deposit types as well. Non-bank members can expect Redstone CD bank rates a .10% rate for a 6-month jumbo certificate in 2019, according to their website while a member receives a .36% rate for the same type of CD. Membership is based on employment or membership to certain companies and local churches. For a 36-month regular share…

Average Household Savings & Income By Age & Education Savings and debt have long been a hot topic in the United States. In recent years, the subject has gained much focus by consumers and industry analysts. Just good (or bad) are people’s savings and debt levels in America?  Recently much interest had to do with the fact that Income has stayed relatively flat for middle income Americans, while high income Americans have seen increases…

Privacy Guard Review Privacy Guard  is a company that offers credit reporting, credit monitoring as well as an identity protection service. They have a vast number of resources and assistance available to help consumers who want to monitor their credit and their identity consistently. They can monitor anyone who is trying to use someone’s credit fraudulently and will alert the user if someone is trying to sell their information. While the service is helpful, it…

Auto Insurance Buying Guide: How much Car Insurance Do I Need? Determining what type of auto insurance can be confusing especially if you are unfamiliar with the type of coverage available. Many individuals make the mistake of purchasing only the minimum coverage while others make the mistake of purchasing too much. Knowing how much specific auto insurance you need is important. However once you understand the purpose of each type of coverage, you can better…

Auto Insurance Buying Guide: Collision vs. Comprehensive Ultimately the other way that you can guarantee that your damaged vehicle is repaired or replaced properly is to buy collision and comprehensive insurance coverage. These types of coverage are known as physical damages coverages. They address two kinds of accident. You usually cannot purchase collision coverages without buying comprehensive. However you may be able to buy comprehensive coverage on its own, this depends on the particular insurance…

The bank you choose makes just as much of an impact on you as the car you drive, the phone you use, or the insurance you depend on. The banking industry may seem different on the surface, but the reality is that many customers make the decision of what bank to choose based on factors other than just financial health or even interest rates. 26 percent of consumers would never choose a bank without reading…

Credit scores range from 300 all the way up to 850, so a credit score of 730 is certainly considered “good.” However, it’s still too low to be considered “excellent.” Prior to the recession, a score in the upper 600s was good enough to get a prime mortgage rate or auto loan. But in the post-recession era, you’ll want to raise your credit score a bit higher if you want to get super prime, or the best,…

It may seem strange that paying off debt will help your score improve, because your credit score is based on your levels and types of debts, but it is true. Reducing your debt can help you get better mortgage rates and interest rates on auto loans. If you’ve got a 725 credit score, that’s not bad at all–but it could be better since the highest score which you can achieve is 850. You’re still 125…

Before the financial crisis hit, 720 was considered a good enough score to get the best rates on auto loans and mortgage rates. While 720 is not a bad number, the highest credit score is 850, you can raise it up to a higher number like 760 which is the new number that lenders are looking for before giving customers the best rates, according to a report at MSN Money.  This Guide is Also Relevant to Individuals…