Saving Money

What to Do If Your Identity is Stolen

You have probably heard that the fastest growing crime in the U.S. is identity theft/fraud. Identity theft can have financial consequences for, you resulting in fraudulent credit accounts opened in your name, or charges to your credit (or worse, debit) card that can cost you money — especially if you don’t catch it fast enough. While there is no full-proof way to protect against identity theft, you can limit its negative effects on you if you are prepared to act quickly.

The Federal Trade Commission offers these steps you should take if your identity is stolen:

  1. Place a fraud alert on your credit report: This will prevent any more accounts from being opened in your name. Contacting one of the three major credit bureaus will ensure that the other two are contacted as well. You can get free copies of your reports when you place a fraud alert, so you should look over them for signs of fraudulent activity.
  2. Close affected accounts: Close fraudulent accounts opened in your name, and close your own accounts that have been accessed by the identity thief. It’s a pain, but it needs to be done quickly. Keep the numbers of your financial institutions handy so that you can call and take care of the process. When you open new accounts, make sure to do so using new passwords and new PINs.
  3. Report the identity theft to the police: You can reduce your liability for identity fraud if you report the crime to your local or state police. Chances are that the perpetrator will not be caught, but a “Miscellaneous Incidents” report can go a long way toward helping your credibility. Make sure you get a copy of the report to keep for your own records.
  4. File a complaint at the FTC: The Federal Trade Commission has a web site designed for the report of identity theft and fraud: www.ftc.gov/idtheft. Go there and file a complaint.

All of these steps can be taken care of in one day. Indeed, you can use a cell phone to call and place a fraud alert on your report, and close your affected accounts, while you wait to make your report to the police. The important thing is to move quickly as soon as you discover that your identity has been compromised. You’ll be less liable for the financial consequences, and possibly limit some of the damage, although it may take some time to get your credit score and credit report back in proper order.

78 Comments

78 Comments

  1. best dating service

    October 14, 2018 at 1:34 am

    I spent four years trying EVERYTHING in Online Dating, and through a huge amount of trial and error, I produced a system that I will share for you. This book will take you, step by step, through everything you need to know to double, triple or even quadruple the number of women you meet online.

  2. 醫學美容 FineScan療程

    October 15, 2018 at 3:50 am

    CO2激光(CO2 laser / 二氧化碳激光)的波長是10600nm,照射到皮膚上會被皮膚的水份吸收,瞬間將皮膚有問題的組織氣化。CO2激光可以用來消除各種皮膚問題包括疣、癦、痣、脂溢性角化、粉刺和汗管瘤等。當治療後,您的皮膚需要5至10天時間復原。期間保持傷口清潔便可。優點:CO2激光所切割的深度比刮除術較深,亦較精準。可以處理較深層的皮膚問題,例如去除癦、油脂粒、肉粒、疣、珍珠疣、角質增生等。其復原亦較快,減少留下疤痕的機會。它最大的優點在於,能夠進一步減少激光治療過程當中的熱損傷反應,提升了激光治療的安全性,治療過程中幾乎沒有疼痛感

  3. 苦杏仁酸換膚

    October 16, 2018 at 7:43 am

    倩碧全效眼霜,可解決眼部四周肌膚困擾,並持續強化眼部膠原蛋白,維持彈性及光滑明亮。配方通過眼科醫生測試

  4. 白瓷

    October 18, 2018 at 7:34 am

    去除老化角質及廢物,活化細胞,重煥柔滑明亮緊緻美肌。

  5. 醫學美容 點綴 cosmetic.wiki

    October 19, 2018 at 12:40 am

    BECCA 【MULTI-USE】Bird of Paradise Gloss的商品介紹 BECCA,MULTI-USE,Bird of Paradise Gloss

  6. 醫學美容-塑面-小氣泡-cosmetic-wiki

    October 26, 2018 at 5:41 am

    Ritz-Carlton全新雙溫貝殼春日療程 80分鐘排毒舒壓 – STYLE-TIPS.COM 新年狂歡飲飽食醉,放肆過後增磅兼爆瘡,想要即時清除體內囤積的毒素及繃緊酸痛的肌肉…

  7. matchmaker dating service

    October 31, 2018 at 4:47 pm

    I travel all around the world for work, and it used to be really lonely. Now I can go onto Tinder and have a date lined up in a new city before I even get out of the airport!

  8. Thierry Henry has backed Chelsea star N’Golo Kante to win this season’s PFA Player of the Year award – even if he had to double check that he was real. The midfielder is on course to win the title once again. Chelsea star N’Golo Kante should be PFA Player of the Year, says Thierry Henry as Arsenal legend reveals he poked him to check he was real 

  9. Louis van Gaal gave an intriguing insight into his infamous management style during an animated morning at Holland’s pre-World Cup training camp. Louis van Gaal gives Manchester United a glimpse of his hands-on style in aggressive Holland pre-World Cup training session

  10. www.zopeur.org

    November 25, 2018 at 3:40 pm

    I’m impressed, I have to admit. Genuinely rarely should i encounter a weblog that’s both educative and entertaining, and let me tell you, you may have hit the nail about the head. Your idea is outstanding; the problem is an element that insufficient persons are speaking intelligently about. I am delighted we came across this during my look for something with this.

  11. vlone cc

    November 29, 2018 at 10:02 pm

    I’m very happy to read this. This is the type of manual that needs to be given and not the accidental misinformation that is at the other blogs. Appreciate your sharing this best doc.

  12. script ro-ghoul

    November 30, 2018 at 1:49 pm

    Hello There. I found your blog using msn. This is an extremely well written article. I’ll be sure to bookmark it and come back to read more of your useful information. Thanks for the post. I will certainly return.

  13. falcon squad cheats

    December 2, 2018 at 7:45 pm

    I loved up to you will obtain performed proper here. The comic strip is attractive, your authored subject matter stylish. nonetheless, you command get bought an shakiness over that you wish be handing over the following. ill indisputably come further before again since exactly the same nearly very incessantly inside of case you protect this hike.

  14. modern combat 5 mac

    December 3, 2018 at 9:46 pm

    Hi there, just became aware of your blog through Google, and found that it is really informative. I’m gonna watch out for brussels. I’ll be grateful if you continue this in future. A lot of people will be benefited from your writing. Cheers!

  15. sylenth1 v3.032 crack

    December 4, 2018 at 8:44 pm

    Heya! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing a few months of hard work due to no backup. Do you have any solutions to protect against hackers?

  16. fortnite xbox one aimbot download

    December 17, 2018 at 9:07 pm

    I’m really loving the theme/design of your web site. Do you ever run into any internet browser compatibility problems? A number of my blog visitors have complained about my site not operating correctly in Explorer but looks great in Opera. Do you have any advice to help fix this problem?

  17. football manager 2019 activation key

    December 19, 2018 at 9:22 am

    Can I simply say what a relief to seek out someone who actually is aware of what theyre talking about on the internet. You positively know easy methods to convey a problem to gentle and make it important. More individuals have to read this and perceive this aspect of the story. I cant believe youre no more common since you definitely have the gift.

  18. ROS Cheat - MEMORYHACKERS NEW LATEST UPDATE

    December 19, 2018 at 12:20 pm

    There are some fascinating points in time on this article however I don’t know if I see all of them heart to heart. There is some validity however I’ll take maintain opinion until I look into it further. Good article , thanks and we would like more! Added to FeedBurner as nicely

  19. gembel cit

    December 23, 2018 at 2:06 pm

    This is really interesting, You’re a very skilled blogger. I have joined your feed and look forward to seeking more of your great post. Also, I have shared your web site in my social networks!

  20. mcent browser point hack script

    December 23, 2018 at 3:20 pm

    Hey very nice website!! Man .. Beautiful .. Amazing .. I will bookmark your website and take the feeds also…I am happy to find numerous useful information here in the post, we need work out more strategies in this regard, thanks for sharing. . . . . .

  21. cheatbreaker

    December 24, 2018 at 4:38 am

    Hello there! This is my first visit to your blog! We are a team of volunteers and starting a new initiative in a community in the same niche. Your blog provided us valuable information to work on. You have done a outstanding job!

  22. cheats like x22

    December 24, 2018 at 9:46 am

    It’s really a cool and helpful piece of info. I’m satisfied that you just shared this helpful info with us. Please keep us up to date like this. Thank you for sharing.

  23. cheats to gta 5 ps4

    December 26, 2018 at 4:41 am

    This is very interesting, You’re a very skilled blogger. I’ve joined your rss feed and look forward to seeking more of your great post. Also, I’ve shared your site in my social networks!

  24. cheats spider man ps4

    January 6, 2019 at 6:28 pm

    Very well written information. It will be supportive to everyone who utilizes it, as well as myself. Keep up the good work – i will definitely read more posts.

  25. how to download fortnite on pc

    January 11, 2019 at 12:44 am

    It’s a pity you don’t have a donate button! I’d without a doubt donate to this excellent blog! I suppose for now i’ll settle for bookmarking and adding your RSS feed to my Google account. I look forward to brand new updates and will share this site with my Facebook group. Chat soon!

  26. fortnite aimbot download

    January 11, 2019 at 3:28 pm

    I am not sure where you are getting your info, but good topic. I needs to spend some time learning more or understanding more. Thanks for wonderful info I was looking for this info for my mission.

  27. mcent browser point script

    January 12, 2019 at 10:02 pm

    I know this if off topic but I’m looking into starting my own weblog and was curious what all is required to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very web smart so I’m not 100 sure. Any recommendations or advice would be greatly appreciated. Kudos

  28. fortnite aimbot download xbox

    January 14, 2019 at 3:08 pm

    Great write-up, I’m normal visitor of one’s blog, maintain up the excellent operate, and It’s going to be a regular visitor for a lengthy time.

  29. how to get a free dominus in roblox 2018

    January 16, 2019 at 6:09 pm

    Awsome website! I am loving it!! Will come back again. I am taking your feeds also.

  30. fortnite for windows 10 download

    January 18, 2019 at 7:38 pm

    Thanks for the auspicious writeup. It in reality was once a amusement account it. Glance complicated to far brought agreeable from you! By the way, how could we keep in touch?

  31. memoryhackers download sector

    January 24, 2019 at 1:59 am

    Woah! I’m really loving the template/theme of this website. It’s simple, yet effective. A lot of times it’s hard to get that “perfect balance” between user friendliness and visual appearance. I must say you have done a superb job with this. In addition, the blog loads super quick for me on Opera. Excellent Blog!

  32. monster hunter world free key

    January 31, 2019 at 5:04 pm

    Hey very cool web site!! Guy .. Beautiful .. Wonderful .. I’ll bookmark your web site and take the feeds also…I’m satisfied to search out numerous useful information here in the post, we want work out more strategies on this regard, thanks for sharing. . . . . .

  33. pphud download

    February 1, 2019 at 5:05 am

    Today, I went to the beachfront with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!

  34. pphud download

    February 5, 2019 at 7:35 pm

    What’s Happening i’m new to this, I stumbled upon this I have discovered It positively useful and it has aided me out loads. I hope to give a contribution & aid other customers like its aided me. Good job.

  35. airbiurne

    February 13, 2019 at 8:06 am

    I have been examinating out many of your articles and i can claim clever stuff. I will surely bookmark your website.

  36. 2019 flash tool crack

    February 13, 2019 at 3:38 pm

    Thank you, I’ve just been searching for info about this subject for ages and yours is the greatest I have discovered so far. However, what concerning the bottom line? Are you sure about the source?

  37. wurth 5.00.12

    February 13, 2019 at 8:52 pm

    As I site possessor I believe the content matter here is rattling magnificent , appreciate it for your efforts. You should keep it up forever! Best of luck.

  38. fortnite download pc

    February 14, 2019 at 9:11 am

    fantastic post, very informative. I wonder why the other experts of this sector don’t notice this. You must continue your writing. I’m confident, you have a great readers’ base already!

  39. ROBLOX HACK SCRIPT MURDER MYSTERY 2

    February 15, 2019 at 11:39 am

    You must participate in a contest for the most effective blogs on the web. I’ll advocate this site!

  40. Adobe Zii Patcher For All Adobe App

    February 15, 2019 at 8:14 pm

    F*ckin’ awesome issues here. I am very satisfied to peer your post. Thanks a lot and i’m looking forward to touch you. Will you please drop me a e-mail?

  41. xforce autodesk 2019 keygen download

    February 16, 2019 at 8:14 am

    Its such as you read my mind! You appear to grasp a lot approximately this, such as you wrote the guide in it or something. I think that you could do with a few p.c. to pressure the message house a bit, however instead of that, that is fantastic blog. A great read. I’ll certainly be back.

  42. How to install Tmodloader for Terraria 

    February 16, 2019 at 6:46 pm

    Hi there! I could have sworn I’ve been to this website before but after checking through some of the post I realized it’s new to me. Nonetheless, I’m definitely delighted I found it and I’ll be bookmarking and checking back often!

  43. mpl mod apk download

    February 27, 2019 at 7:15 pm

    I love reading through and I believe this website got some genuinely utilitarian stuff on it! .

  44. android

    February 28, 2019 at 9:04 am

    Your post has proven useful to me.

  45. minecraft hack client 1.13.2

    March 6, 2019 at 12:14 am

    Undeniably consider that that you stated. Your favorite justification seemed to be on the web the simplest factor to bear in mind of. I say to you, I definitely get irked whilst other folks consider issues that they plainly don’t recognise about. You controlled to hit the nail upon the highest and also outlined out the whole thing with no need side-effects , other folks can take a signal. Will likely be again to get more. Thanks

  46. unturned battleye

    March 6, 2019 at 11:33 am

    I really appreciate this post. I have been looking all over for this! Thank goodness I found it on Bing. You’ve made my day! Thanks again

  47. one piece millennium script

    March 6, 2019 at 8:49 pm

    Hello there I am so delighted I found your weblog, I really found you by error, while I was researching on Digg for something else, Nonetheless I am here now and would just like to say thanks for a marvelous post and a all round exciting blog (I also love the theme/design), I don’t have time to browse it all at the moment but I have book-marked it and also included your RSS feeds, so when I have time I will be back to read a lot more, Please do keep up the superb job.

  48. mcent browser hacking unlimited point

    March 7, 2019 at 11:05 am

    In this awesome design of things you get a B+ just for effort and hard work. Where you actually misplaced everybody was in the specifics. You know, as the maxim goes, the devil is in the details… And that couldn’t be more correct at this point. Having said that, allow me inform you just what exactly did deliver the results. The writing is actually extremely persuasive and that is probably why I am making an effort in order to comment. I do not make it a regular habit of doing that. Second, even though I can certainly notice the leaps in reasoning you make, I am not necessarily certain of how you seem to unite your details which inturn produce the final result. For right now I will yield to your position but wish in the foreseeable future you actually link the dots much better.

  49. mcent browser points hack script

    March 8, 2019 at 7:20 am

    Me enjoying, will read more. Cheers!

  50. memoryhackers download sector

    March 8, 2019 at 7:30 am

    I must point out my admiration for your generosity in support of people who really need help on the matter. Your special dedication to passing the message all over ended up being particularly helpful and have specifically permitted individuals much like me to achieve their aims. Your new warm and helpful tips and hints signifies this much to me and much more to my office colleagues. Thanks a ton; from everyone of us.

  51. save wizard ps4 max crack

    March 8, 2019 at 8:54 pm

    Your article has proven useful to me.

  52. ludo star free coins

    March 9, 2019 at 12:01 am

    I’ve been exploring for a bit for any high-quality articles or blog posts in this sort of space . Exploring in Yahoo I ultimately stumbled upon this website. Reading this information So i am happy to exhibit that I have an incredibly good uncanny feeling I discovered exactly what I needed. I so much no doubt will make certain to don’t overlook this web site and give it a glance regularly.

  53. zxw dongle crack 2018

    March 9, 2019 at 2:25 am

    I enjoying, will read more. Thanks!

  54. driver booster 4.5 key

    March 9, 2019 at 5:41 am

    Hmm it appears like your website ate my first comment (it was extremely long) so I guess I’ll just sum it up what I had written and say, I’m thoroughly enjoying your blog. I as well am an aspiring blog writer but I’m still new to everything. Do you have any tips for newbie blog writers? I’d really appreciate it.

  55. overwatch activation key free

    March 9, 2019 at 8:45 pm

    This is awesome!

  56. nonsense diamond

    March 10, 2019 at 12:13 am

    I was recommended this blog by means of my cousin. I am now not certain whether or not this post is written by means of him as nobody else recognize such exact about my difficulty. You’re incredible! Thanks!

  57. 4k video downloader key

    March 10, 2019 at 9:44 am

    Respect to website author , some wonderful entropy.

  58. vmware 15 serial

    March 10, 2019 at 2:31 pm

    After examine just a few of the weblog posts in your website now, and I truly like your way of blogging. I bookmarked it to my bookmark web site list and might be checking back soon. Pls take a look at my site as well and let me know what you think.

  59. hidden pubg hacks

    March 14, 2019 at 12:17 am

    google took me here. Cheers!

  60. hooktronic

    March 14, 2019 at 1:52 pm

    Found this on bing and I’m happy I did. Well written article.

  61. how to get aimbot in krunker.io

    March 18, 2019 at 5:38 am

    Hello, happy that i saw on this in bing. Thanks!

  62. cheats for krunker

    March 18, 2019 at 2:47 pm

    Ha, here from bing, this is what i was browsing for.

  63. dizzy csgo

    March 19, 2019 at 2:29 pm

    This is amazing!

  64. disk drill activation code 2.0.0.334

    March 21, 2019 at 1:02 am

    Thanks for this post. I definitely agree with what you are saying.

  65. tf2 hacks

    March 22, 2019 at 1:51 pm

    Respect to website author , some wonderful entropy.

  66. minecraft

    March 23, 2019 at 12:21 pm

    Fantastic beat ! I wish to apprentice at the same time as you amend your site,
    how could i subscribe for a weblog site? The account aided me
    a applicable deal. I were a little bit familiar of this your
    broadcast offered shiny transparent idea

  67. pokemon planet

    March 23, 2019 at 12:53 pm

    Thanks for this website. I definitely agree with what you are saying.

  68. filmora 7.5 0 code

    March 24, 2019 at 10:43 am

    Thank You for this.

  69. minecraft

    March 26, 2019 at 4:51 pm

    Hi, yes this paragraph is really pleasant and I
    have learned lot of things from it about blogging. thanks.

  70. echovox system 3 hack download

    March 27, 2019 at 5:47 am

    I am not rattling great with English but I get hold this really easygoing to read .

  71. minecraft

    March 28, 2019 at 12:17 am

    Everything is very open with a very clear description of the issues.
    It was definitely informative. Your site is very useful.
    Thanks for sharing!

  72. nonsense diamond 1.3

    March 28, 2019 at 2:02 am

    Appreciate it for this howling post, I am glad I observed this internet site on yahoo.

  73. gx tool

    March 29, 2019 at 1:54 am

    stays on topic and states valid points. Thank you.

  74. [codes in mad city]

    March 30, 2019 at 3:10 am

    Hey, happy that i found on this in bing. Thanks!

  75. synapse roblox exploit

    April 3, 2019 at 8:24 am

    Found this on google and I’m happy I did. Well written site.

  76. Fortnite Cheat

    April 5, 2019 at 8:47 am

    I am glad to be one of the visitors on this great website (:, appreciate it for posting .

  77. Fortnite cheat

    April 6, 2019 at 8:55 am

    Respect to website author , some wonderful entropy.

  78. minecraft

    April 16, 2019 at 6:58 pm

    Hello there! I could have sworn I’ve been to this website before but
    after browsing through some of the post I realized it’s new
    to me. Anyhow, I’m definitely happy I found it and I’ll be bookmarking
    and checking back often!

Leave a Reply

Your email address will not be published. Required fields are marked *

To Top