Pros:

• Easy to open CD accounts
• FDIC insured
• customization option available
• Highest CD rates on 6 months term

Rules:

• Minimum balance should be maintained at all times
• The interest is accrued daily and compounded monthly. 
• There is a penalty for premature withdrawal from the account.

Pros:

• High APY rate
• 24/7/365 access to account
• Fixed return
• No hidden charges
• One of the fastest growing banks in America

Rules:

• Minimum balance must be deposited in the account in a single transaction. 
• Monthly compounded interest with end of monthly dividends credits
• Penalty fee on early withdrawal

Pros:

• highest fixed APY 
• Unconditional account access
• FDIC insured deposits
• 24/7 customer support

Rules:

• A minimum of $10000 balance is required for interest calculation 
• Interest is accrued and compounded on monthly basis
• The interest amount will be transferred to the account at the end of month. 
• A penalty is imposed in early withdrawal 

Pros:

• Online only banking experience
• High interest rates
• Low minimum deposit

Rules:

• Interest is compounded every month and added to the account at month’s end
• Early withdrawal are exposed to penalty

Pros:

• High interest CD options
• Lowest minimum balance
• 100% deposit insurance
• No maintenance fees

Rules:

• APY can be earned with the minimum balance only. 
• Monthly compounding of interest
• Penalty on premature withdrawal

Pros:

• High APY
• low minimum balance
• FDIC insured
• 24/7 customer assistance
• Reputed banking services

Rules:

• Interest is compounded monthly and added to the account at every month’s end. It must stay in account u tip term ends
• Early withdrawal available with a penalty

Pros:

• Reputed Bank in the region
• High APY on CDs
• eBook, “Everything You Need To Know About Certificate of Deposit Accounts” available
• No limit on beneficiaries

Rules:

• Minimum balance must be maintained
• Early withdrawal penalty equalling 6 months interest
• 7 days grace period before CD gets auto renewed

Pros:

• Instant CD accounts
• FDIC insured
• Easy customize CD option
• High CD rates and APY

Rules:

• The interest is accrued only if you maintain the minimum balance
• Interest calculated daily and compounded monthly. 
• A penalty is charged if you withdraw before maturity

Pros:

• Best rates in the nation
• Highly reputed bank
• FDIC insured
• 9 days grace period after maturity

Rules:

• Maintain $2500 minimum balance
• Early withdrawal is charged with 6 months interest as penalty
• Interest is compounded daily and credited to the account on monthly basis

Pros:

• Competitive rates
• Reasonable minimum deposits required
• Mobile app access to check progress
• Option to choose term ranging 6 months to 5 years

Rules:

• Minimum balance should be maintained all the time
• Penalty is charged on early withdrawal
• Interest is accrued daily and added to the account on month’s end

Pros:

• Minimum balance required is low
• Top tier APY rate
• Jumbo CD option available
• FDIC insure

Rules:

• All interest is compounded and credited to the account on quarterly basis
• Daily balance method is applied to calculate interest
• Penalty charged in early withdrawal

Pros:

• $1 million/ account and $10 million limit/ customer maximum deposit limit
• No hidden charges
• No monthly maintenance fee
• Auto-renew facility available

Rules:

• Interest accrued and compounded on daily basis and credited to the account every month
• Penalty on premature withdrawal

Pros:

• Impressive fixed APY 
• 24/7/365 account access
• FDIC insured deposits
• Live customer support

Rules:

• Maintain a $10000 minimum balance to earn interest
• Interest is compounded and credited to the account monthly
• Early withdrawals are exposed to penalty

Pros:

• Best rates for the long-term CD
• FDIC insured
• Promotes CD ladder approach
• No hidden fees

Rules:

• A minimum balance of  $500 must be maintained at all times
• Interest is compounded and credited to the account monthly
• A penalty is imposed on early withdrawal

Pros:

• Guaranteed returns
• FDIC insured
• Auto renewal option available
• High APY
• No monthly fee

Rules:

• Interest is calculated only when the minimum balance is maintained
• A penalty will be charged on early withdrawal
• Interest is compounded on a monthly basis

Pros:

• Guaranteed returns
• FDIC insured
• Auto renewal option available
• High APY
• No monthly fee

Rules:

• Guaranteed returns
• FDIC insured
• Auto renewal option available
• High APY
• No monthly fee

Pros:

• Most competitive rates for the 3-year CD
• FDIC insured
• CD ladder approach possible with diverse options
• No hidden charges

Rules:

• A decent minimum balance is required at all times to earn interest
• Interest will be compounded and credited to the account on a monthly basis
• Early withdrawal with earn penalty equalling six months’ interest

Pros:

• Highest CD APY rates
• Low minimum balance
• Mobile app with unconditional access 
• CD Options available from 6 months to 5 years

Rules:

• Interest is calculated only when you maintain the minimum balance
• There is a penalty for premature withdrawal
• Interest is compounded daily and credited to the account on a monthly basis

Pros:

• Leading CD rates in the market
• Best customer service
• FDIC insured
• Additional 0.10% APY with initial deposits of $25k
• No limit on beneficiaries

Rules:

• Dividends are compounded  and credited monthly to the DOCFCU checking or savings account
• Early withdrawal earns you a penalty amounting to the interest of 180 days
• 10 calendar days grace period before auto-renewal

Pros:

• 120-year-old bank
• Competitive rates
• No monthly fees

Rules:

• Maintain a $10000 minimum balance to earn interest
• Interest is compounded/ credited on a monthly basis
• Early termination of CD earns a penalty

Pros:

• Best available yields on a 3-year CD
• Nationwide availability
• Excellent customer service
• Deals exclusively on CD products

Rules:

• You need to have $25, 000 in your account at all times
• Monthly Compounding interest
• Interest is credited at month end
• There is a penalty for early withdrawal

Pros:

• The maximum deposit limit per account is $1 million and per customer is $10 million
• No hidden fee
• No monthly fee
• Auto-renew with grace period facility available

Rules:

• The interest is calculated on a daily basis and added to the account at every month’s end
• Need to maintain a $1500 minimum balance to earn interest
• A penalty is charged in case you withdraw prematurely

Pros:

• Highest CD rates
• Nationwide available bank
• Best customer service
• The bank offers CDs only

Rules: 

• The minimum balance of $25, 000 must be maintained in your account
• The interest is compounded on a monthly basis
• Interest is credited to the savings account at month end
• Penalty charged on early withdrawal

Pros:

• Top-tier CD rates in the market
• Uncompromised customer service
• FDIC insured
• For initial deposits of $25k you earn an additional 10% APY
• Unlimited add beneficiary option

Rules: 

• Interest is compounded  monthly and credited to the account every month end
• A simple interest of 180 days is charged as a penalty for early withdrawal
• You can auto-renew a CD or withdraw it in the 10 days grace period

Pros:

• Best APY on CDs
• The lowest minimum balance required
• Free access to the account through the mobile app

Rules: 

• Interest is calculated when minimum balance requirements are followed
• Premature withdrawal attracts penalties
• Interest is compounded daily and credited to the account on a monthly basis

Pros:

• Guaranteed returns
• FDIC insured
• Auto renewal option available
• High APY
• No monthly fee

Rules:

• Interest is calculated only when the minimum balance is maintained
• A penalty will be charged on early withdrawal
• Interest is compounded on a monthly basis