Best CD Rates in Georgia

Pros:

• No minimum balance required
• Interest is paid end of the term, monthly,, or annually
• 5-minutes easy account opening process
• FDIC-insured investment options

Rules:

• A CD account can be opened online by accessing the website if you are already a member of Capital One bank.
• Interest is accrued daily but paid and compounded monthly.
• Premature withdrawal from the CD is subject to a penalty.

Pros:

• The high yield rate of interest
• A decent minimum amount required
• FDIC-insured banking option
• Strong customer support system
• $0 Monthly maintenance fee

Rules:

• To open a CD an investor can approach the bank online or in-branch.
• Less than six months: 30 days’ simple interest on the principal amount withdrawn
• 6 months up to and including 11 months: 90 days’ simple interest on the principal amount withdrawn
• 12 months up to and including 35 months: 180 days’ daily compound interest on the principal amount withdrawn.
• The interest on the CD is compounded monthly.

Pros:

• No minimum balance required
• Higher interest rates
• Accurate saving solution with a CD ladder
• CD calculator available on the bank website

Rules:

• Withdrawing principal prior to the maturity date earns a penalty
  1. Term less than one year- 90 days of simple interest
  2. The term more than one year and less than 48 months- 180 days of simple interest
  3. The term more than 48 months: 365 days of simple interest
• Interest can be withdrawn anytime during the CD term without any penalty
• Interest can be transferred to Synchrony bank account or other bank saving accounts

Pros:

• Earn a high rate and grow your savings faster
• 24/7 online and mobile banking
• No monthly fee if you elect eStatements
• Be a member and owner, not just a number

Rules:

• A $1000.00 minimum deposit is required to open a Regular Alliant Certificate.
• A $75,000 minimum deposit is required to open an Alliant Jumbo CertificatE
• Dividends compounded monthly or on maturity
• Dividends can be withdrawn monthly without any penalty
• If dividend is withdrawn, simple interest replaces compound interest
• Penalty charged on pre-mature CD account closing

Pros:

• Earn a high rate and grow your savings faster
• 24/7 online and mobile banking
• No monthly fee if you elect eStatements
• Be a member and owner, not just a number

Rules:

• A $1000.00 minimum deposit is required to open a Regular Alliant Certificate.
• A $75,000 minimum deposit is required to open an Alliant Jumbo CertificatE
• Dividends compounded monthly or on maturity
• Dividends can be withdrawn monthly without any penalty
• If dividend is withdrawn, simple interest replaces compound interest
• Penalty charged on pre-mature CD account closing

Pros:

• Best CD rates in the region
• No risk involved with investment
• FDIC-insured investment options

Rules:

• Monthly compounding of interest
• Dividends are transferred to an account (RBFCU checking, savings, and money market accounts, or other bank’s account) every month
• Automatic renewal on maturity after completion of grace period
• The grace period allows investors to roll over or alter the CD term before reinvesting

Pros:

• The high yield rate of interest
• A decent minimum amount required
• FDIC-insured banking option
• Strong customer support system

Rules:

• To open a CD an investor can approach the bank online or in-branch.
• The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
• The interest on the CD is compounded monthly.
• Premature withdrawal from the CD is subject to a penalty.

Pros:

• Open with as little as $500
• Some of the best rates in the nation
• Variety of term options
• Open online in minutes
• Federally Insured by NCUA

Rules:

• No early withdrawals may be made during the first 60 days from opening the Share Certificate.
• Early withdrawals will be penalized anywhere from 90 to 180 days of earned dividends. Please review your Certificate disclosure for more details.
• There are no penalties for monthly dividend withdrawals. Early withdrawal penalties will apply if the certificate is closed before the maturity date.
• You can withdraw up to 10% of the principal plus dividends one time per year (20% of the current balance if over 59 1/2 years old) with no early withdrawal penalty on IRA certificates.
• Any monthly withdrawals or transfers reduce earnings.