Best 6-Month CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: CommunityWide FCU

Minimum Amount: $1.000.00

APY / Rate: 3.25% APY

Pros:

  • NCUA Insured to at least $250,000
  •  Dividend can be compounded in certificates / deposited to another share/ transferred to another institution
  • ¬†Option to renew on the maturity

Rules:

  • Any withdrawal before maturity is charged with a penalty
  • Penalty= amount of the withdrawal x  the remaining term (days) of the certificate at the rate of 2x the current APR (divided by 365)
  • Dividends are paid at the end of the month
4.0
Bankrate Score

Bank or Credit Union Name: Quontic Bank

Minimum Amount: $500.00

APY / Rate: 2.25% APY

Pros:

  • Instant account opening
  • Low minimum balance
  • FDIC insured

Rules:

  • Interest is compounded daily and credited to the account at the end of every month
  •   A periodic rate is applied to the balance (principal + interest) in the account
  • CD can be withdrawn upon maturity within 10 days after which, it is automatically renewed on the same terms.
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1,000.00

APY / Rate: 2.00% APY

Pros:

  • Easy renewal without any conditions
  • Can be accessed at the branch, mobile or online
  • Insured by NCUA insurance

Rules:

  • Dividends are calculated on a simple interest basis
  • Monthly dividends are paid on CD maturity
4.0
Bankrate Score

Bank or Credit Union Name: NASA Federal Credit Union

Minimum Amount: $1,000.00

APY / Rate: 4.00% APY

Pros:

  • Hassle-free account opening
  • FDIC insured
  • Easy renewal

Rules:

  • Dividends are compounded and credited on a monthly basis
  • Average daily balance method is applied
  • There is a penalty for early withdrawal
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.01

APY / Rate: 3.25% APY

Pros:

  • No minimum balance
  • Easiest penalty terms
  • CD ladder strategy to avoid penalty
  • Interest can be withdrawn anytime without penalty
  • FDIC insured up to $250,000

Rules:

  • Interest is calculated monthly and credited to the account at the end of the month
  • Penalty on premature withdrawal.

Best 12-Month CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Blue FCU

Minimum Amount: $1.00

APY / Rate: 4.60% APY

Pros:

  • Nationwide available bank
  • No penalty for early withdrawal
  • Can withdraw after 7 days of the opening date
  • FDIC insured

Rules:

  • Interest is compounded daily and credited to the account at the end of the month
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1,500.00

APY / Rate: 4.00% APY

Pros:

  • $1 million per account and $10 million limit per customer maximum deposit limit
  • No hidden fees
  • Free monthly maintenance
  • Auto-renew facility available

Rules:

  • Interest is accrued and compounded on daily basis and credited to the account every month
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.00

APY / Rate: 4.01% APY

Pros:

  • No minimum balance
  • Easiest penalty terms
  • Interest can be withdrawn anytime without penalty
  • FDIC insured up to $250,000

Rules:

  • Monthly Interest is calculated and credited to the account at the end of the month
  • A penalty is charged if you withdraw prematurely
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: $500.00

APY / Rate: 4.00% APY

Pros:

  • Hasslefree and Instant account opening
  • Customer support avail all seven days of a week

Rules:

  • CD rate can change at any time and hence customers are required to check the prevailing rates
  • Interest is added to the principal at every month’s end
  • It can be withdrawn without any penalty
4.0
Bankrate Score

Bank or Credit Union Name: Capital One

Minimum Amount: $0.00

APY / Rate: 4.00% APY

Pros:

  • No minimum balance required
  • FDIC insured investment
  • No risk investment
  • Account opening in just 5 minutes

Rules:

  • Interest is accrued daily and compounded on a monthly basis and can be withdrawn on the end of term, monthly, or annual basis.

Best 2-Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.01

APY / Rate: 4.26% APY

Pros:

  • No minimum balance
  • Low penalty on early withdrawal
  • Anytime interest withdrawal without penalty
  • FDIC insured up to $250,000

Rules:

  • Interest is calculated on a monthly basis and credited to the account at end of every month
  • Premature withdrawal is charged with a penalty
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: 4.25% APY

APY / Rate: $500.00

Pros:

  • Instant account opening
  • Low minimum balance requirements
  • All seven days of customer support

Rules:

  • Interest is accrued daily and compounded at the end of the month
  • No penalty withdrawal is available on the interest amount
4.0
Bankrate Score

Bank or Credit Union Name: Skyla Credit Union

Minimum Amount: $500.00

APY / Rate: 4.50% APY

Pros:

  • Low minimum balance requirement
  • Insured up to $500,000 by National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI)
  • No monthly fees

Rules:

  • The dividend is compounded and credited on a monthly basis
  • Complete the term to avoid penalties
4.0
Bankrate Score

Bank or Credit Union Name: Genisys Credit Union

Minimum Amount: $500.00

APY / Rate: 4.58% APY

Pros:

  • A low minimum balance is required to open an account
  • Higher APY than most of the banks
  • Hassle-free account opening

Rules:

  • Maintain a minimum balance of $500 to earn the interest
  • Interest is compounded and credited to the account on a monthly basis.
4.0
Bankrate Score

Bank or Credit Union Name: KS State Bank

Minimum Amount: $500.00

APY / Rate: 4.94% APY

Pros:

  • A low minimum balance required
  • Best Apy rates
  • FDIC insured

Rules:

  • Interest starts accruing from the first business day after the deposit is made.
  • It is calculated as per the daily balance method
  • Interest is compounded and credited to the account on a quarterly basis

Best 3-Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1,500.00

APY / Rate: 4.00% APY

Pros:

  • Hassle-free account opening
  • Best reinvestment options available
  • $1 million per account and $10 million limit per customer maximum deposit limit
  • No hidden fees
  • Free monthly maintenance
  • Auto-renew facility available

Rules:

  • Interest is accrued and compounded on daily basis and credited to the account on a monthly basis
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.01%

APY / Rate: 4.26% APY

Pros:

  • No minimum balance
  • Minimum penalty on early withdrawal
  • Interest can be withdrawn anytime without penalty
  • FDIC insured up to $250,000

Rules:

  • Monthly Interest calculation and account credit
  • No minimum balance is required to earn the interest
  • A penalty amount is charged on early withdrawals
4.0
Bankrate Score

Bank or Credit Union Name: First National Bank of America

Minimum Amount: $1,000.00

APY / Rate: 4.10% APY

Pros:

  • High APY and interest rates
  • Easy account opening procedure
  • FDIC insured
  • BBB accredited business

Rules:

  • You must maintain a minimum balance of $1000 to earn APY
  • Interest is added to the account every end of month
4.0
Bankrate Score

Bank or Credit Union Name: Barclays

Minimum Amount: $0.00

APY / Rate: 4.15% APY

Pros:

  • Easy fund transfer
  • No minimum balance
  • No monthly fees

Rules:

  • Fund the account within 14 days of opening to make it functional
  • To earn interest ensure $0.01 at all times
4.0
Bankrate Score

Bank or Credit Union Name: Capital One

Minimum Amount: $0.00

APY / Rate: 4.15% APY

Pros:

  • No minimum balance required
  • FDIC insured investment
  • No risk investment
  • Instant account opening

Rules:

  • No minimum balance is required to earn an interest
  • The interest is compounded monthly and credited to the account
  • You can withdraw the interest at anytime of the term without any penalty or fee

Best 5-Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1,500.00

APY / Rate: 4.25% APY

Pros:

  • $1 million per account and $10 million limit per customer maximum deposit limit
  • No hidden fees
  • Free monthly maintenance
  • Auto renew facility available

Rules:

  • Interest is accrued and compounded on daily basis and credited to the account on monthly basis
4.0
Bankrate Score

Bank or Credit Union Name: Popular Direct

Minimum Amount: $10,000.00

APY / Rate: 4.35% APY

Pros:

  • One of the highest APY
  • 24X7 account access
  • FDIC insured deposits
  • 24/7 customer support

Rules:

  • Minimum balance of $10000 must be maintained in the account to earn interest
  • Interest is accrued and compounded monthly and transferred to the account at the end of month.
  • Premature withdrawal are exposed to penalty
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.00

APY / Rate: 4.26% APY

Pros:

  • Best APY rate
  • No minimum balance required
  • High yield savings options
  • No penalty on premature interest withdrawal
  • 10 days grace period after maturity to add more funds to the CD

Rules:

  • The interest is compounded monthly and added to the account at the end of the month.
  • There is no minimum balance required to earn interest.
  • Also no penalty on premature withdrawals.
4.0
Bankrate Score

Bank or Credit Union Name: Barclays

Minimum Amount: $0.00

APY / Rate: 4.25% APY

Pros:

  • One of the biggest banks in America
  • No minimum balance required
  • Easy fund transfer
  • No monthly fees

Rules:

  • Fund must be added to the account within 14 days of opening
  • To earn interest minimum $0.01 balance must be maintained
  • Interest is compounded on monthly basis
4.0
Bankrate Score

Bank or Credit Union Name: Capital One

Minimum Amount: 0.00

APY / Rate: 4.25% APY

Pros:

  • No minimum balance
  • FDIC insured investment
  • No risk investment
  • 5 minutes account opening facility

Rules:

  • Daily interest accrual which is monthly compounded and credited to the account
  • The interest can be withdrawn on the end of term, monthly or annually basis.

Average CD Rates in Nevada

Sidebar CD Rates

1-YEAR CD 1.96%
2-YEAR CD 2.20%
6-MONTH CD 2.10%
5-YEAR CD 2.47%
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