4.0
Bankrate Score

Bank or Credit Union Name: Merrick Bank

Minimum Amount: $25000

APY / Rate: 4.40%

Pros:

  • High-yield certificate of deposits
  • FDIC-insured investment up to maximum
  • 24/7 access to the account
  • Term options available from 3 months to 60 months
  • Excellent customer support

Rules:

  • CDs can be opened in the name of one person, or joint accounts in the names of more than one person, or payable on death.
  • Once the CD is registered, a Truth-in-Savings disclosure with detailed information about the account is provided to the customer.
  • Interest earned is credited to the account monthly on the very date the account was opened.
4.0
Bankrate Score

Bank or Credit Union Name: Lone Star Bank

Minimum Amount: $1.000.00

APY / Rate: 4.25% APY

Pros:

  • NCUA Insured to at least $250,000
  • Dividends can be compounded in certificates / deposited to another share/ transferred to another institution
  • Option to renew on the maturity

Rules:

  • Any withdrawal before maturity is charged with a penalty
  • The amount you need to open a CD is $1,000, and the maximum balance is $250,000.
4.0
Bankrate Score

Bank or Credit Union Name: First Internet Bank of Indiana

Minimum Amount: $1000.00

APY / Rate: 4.59

Pros:

  • Online-only CD options are available
  • Highly competitive CD rates in a 1-year term
  • Early withdrawal penalties are decent
  • FDIC-insured bank with investment covered to the max
  • Terms ranging from 3 months to 5 years

Rules:

  • Interest on CDs is compounded monthly and added to the account at the month’s end.
  • Early withdrawal incurs a penalty amounting to:
  • 1- 90 days interest for a 3-month term
  • 2- 180 days interest for a 6-18 month term 3- 365 days interest for 24-60 month term
4.0
Bankrate Score

Bank or Credit Union Name: CommunityWide FCU

Minimum Amount: $1000.00

APY / Rate: 3.50% APY

Pros:

  • NCUA Insured to at least $250,000
  • Dividends can be compounded in certificates / deposited to another share/ transferred to another institution
  • ¬†Option to renew on the maturity

Rules:

  • Any withdrawal before maturity is charged with a penalty
  • Penalty= amount of the withdrawal x  the remaining term (days) of the certificate at the rate of 2x the current APR (divided by 365)
  • Dividends are paid at the end of the month

Best 12-Month CD Rates in Montana

4.0
Bankrate Score

Bank or Credit Union Name: CommunityWide FCU

Minimum Amount: $1000.00

APY / Rate: 4.00% APY

Pros:

  • NCUA Insured to at least $250,000
  • Dividends can be compounded in certificates / deposited to another share/ transferred to another institution
  • ¬†Option to renew on the maturity

Rules:

  • Any withdrawal before maturity is charged with a penalty
  • Penalty= amount of the withdrawal x  the remaining term (days) of the certificate at the rate of 2x the current APR (divided by 365)
  • Dividends are paid at the end of the month
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  •  The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: First National Bank of America

Minimum Amount: $1000.00

APY Rate: 4.40% APY

Pros:

  • Competitive APY on online CDs and high-yield savings accounts
  • Fee-free access to 55,000 all ATM networks.
  • Digital banking access online and via an app

Rules:

  • Interest rates and APYs are subject to change without notice.
  • Early withdrawal will reduce earnings and impose the penalty
  • APY on all services will remain deposited until maturity.
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1000.00

APY / Rate: 4.25 % APY

Pros:

  • High-yield checking account with easy-to-waive monthly fees
  • Opening checking and savings accounts require a low minimum deposit.
  • Online savings account with a competitive dividend rate

Rules:

  • On early withdrawal, account earnings will be reduced.
  • Require a written notice of up to 60 days of the intention to withdraw funds

Best 2 Years CD Rates in Montana

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  •  The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.00

APY / Rate: 4.30% APY

Pros:

  • Best APY rate
  • No minimum balance required
  • High-yield savings options
  • No penalty on premature interest withdrawal
  • 10 days grace period after maturity to add more funds to the CD

Rules:

  • The interest is compounded monthly and added to the account at the end of the month.
  • There is no minimum balance required to earn interest.
  • Also no penalty on premature withdrawals.
4.0
Bankrate Score

Bank or Credit Union Name: First National Bank of America

Minimum Amount: $1000

APY Rate: 4.40% APY

Pros:

  • Competitive APY on online CDs and high-yield savings accounts
  • Fee-free access to 55,000 all ATM networks.
  • Digital banking access online and via an app

Rules:

  • Interest rates and APYs are subject to change without notice.
  • Early withdrawal will reduce earnings and impose the penalty
  • APY on all services will remain deposited until maturity.
4.0
Bankrate Score

Bank or Credit Union Name: Pentagon Federal Credit Union

Minimum Amount: $1000.00

APY / Rate: 4.35 % APY

Pros:

  • Easy online and mobile access.
  • Checking account dividends are compounded daily and paid monthly
  • 85,000 free ATM network access nationwide.
  • Competitive APY rates.

Rules:

  • NCUA insured.
  • Rates are the same and are subject to change.
  • Penalties applied for early withdrawal.
  • The penalty will be 30% of the gross amount of dividends after 365 days of the open date.

Best 3 Years CD Rates in Montana

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  •  The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: Pentagon Federal Credit Union

Minimum Amount: $1000.00

APY / Rate: 4.05% APY

Pros:

  • Easy online and mobile access.
  • Checking account dividends are compounded daily and paid monthly
  • 85,000 free ATM network access nationwide.
  • Competitive APY rates.

Rules:

  • NCUA insured.
  • Rates are the same and are subject to change.
  • Penalties applied for early withdrawal.
  • The penalty will be 30% of the gross amount of dividends after 365 days of the open date.
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.00

APY / Rate: 4.30% APY

Pros:

  • Best APY rate
  • No minimum balance required
  • High-yield savings options
  • No penalty for premature interest withdrawal
  • 10 days grace period after maturity to add more funds to the CD

Rules:

  • The interest is compounded monthly and added to the account at the end of the month.
  • There is no minimum balance required to earn inter
4.0
Bankrate Score

Bank or Credit Union Name: First National Bank of America

Minimum Amount: $1000.00

APY Rate: 4.40% APY

Pros:

  • Competitive APY on online CDs and high-yield savings accounts
  • Fee-free access to 55,000 all ATM networks.
  • Digital banking access online and via an app

Rules:

  • Interest rates and APYs are subject to change without notice.
  • Early withdrawal will reduce earnings and impose the penalty
  • APY on all services will remain deposited until maturity.

Best 5 Years CD Rates in Montana

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.75% APY

Pros:

  • $1,500 minimum opening deposit
  • FDIC insured
  • Zero service charges
  • Interest Accrued and compounded daily & Credited and posted monthly

Rules:

  • APYs are subject to change at any time without notice
  • The penalty will be applied for early withdrawals on CDs
  • The penalty is calculated based on 365 days of simple interest.
  • $25 per outgoing wire transfer
  • Auto-renew at maturity or cash out without penalty within the 10-day grace period
4.0
Bankrate Score

Bank or Credit Union Name: Popular Direct

Minimum Amount: $10000

APY / Rate: 4.50%

Pros:

  • Highly competitive rates for 6-month CDs
  • 24/7 access to the bank account
  • No hidden fees or charges
  • Customer support for all sorts of queries and concerns
  • FDIC-insured bank up to maximum

Rules:

  • APY can be earned assuming the interest and the principal remains on deposit until maturity.
  • Interest is compounded monthly and added to the account at the end of the month.
  • Early withdrawal fetches a penalty and there is a grace period after maturity to add additional funds to the CD
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.00

APY / Rate: 4.30% APY

Pros:

  • Best APY rate
  • No minimum balance required
  • High-yield savings options
  • No penalty for premature interest withdrawal
  • 10 days grace period after maturity to add more funds to the CD

Rules:

  • The interest is compounded monthly and added to the account at the end of the month.
  • There is no minimum balance required to earn interest.
  • Also no penalty on premature withdrawals.
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1000.00

APY / Rate: 3.90 % APY

Pros:

  • High-yield checking account with easy-to-waive monthly fees
  • Opening checking and savings accounts require a low minimum deposit.
  • Online savings account with a competitive dividend rate

Rules:

  • On early withdrawal, account earnings will be reduced.
  • Require a written notice of up to 60 days of the intention to withdraw funds

Average CD Rates in Nevada

Sidebar CD Rates

1-YEAR CD 1.96%
2-YEAR CD 2.20%
6-MONTH CD 2.10%
5-YEAR CD 2.47%
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