Best Cd rates in New Hampshire
Vikram Singh
Best 6-Month CD Rates in New Hampshire

Bank or Credit Union Name: Bask Bank
Minimum Amount: $1000.00
APY / Rate: 4.45% APY
Pros:
- FDIC Approved Bank
- Terms available from 6-24 months
- Top-tier APY rate with secured return guaranteed
- Customer-friendly terms
Rules:
- New customers have to open an account with the bank before investing in Bask Bank’s CDs.
- CDs can be opened at the bank as well as online
- The minimum deposit amount of $1000 must be deposited to the account within 10 days of account opening
- Early withdrawal is subject to a penalty.
- Investors can withdraw the interest credited to the account without any penalty.

Bank or Credit Union Name: Merrickbank
Minimum Amount: $25000
APY: 4.45% APY
Pros:
- Fixed, competitive rate of return
- FDIC insured up to the maximum allowed by law
- 24/7 anytime, anywhere account access
- Strong and growing U.S. – based bank
- Peace of mind with no hidden fees
Rules:
- APYs are subject to change at any time without notice.
- This offer is for consumer accounts only. Fees may reduce earnings.
- A minimum of $25,000 is required to open a CD account and must be deposited in a single transaction.
- After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time.
Pros:
- Instant account opening
- Low minimum balance
- FDIC insured
Rules:
- Interest is compounded daily and credited to the account at the end of every month
- A periodic rate is applied to the balance (principal + interest) in the account
- CD can be withdrawn upon maturity within 10 days after which, it is automatically renewed on the same terms.
Best 2-year CD Rates in New Hampshire

Bank or Credit Union Name: North American Savings Bank
Minimum Amount: $5000.00
APY / Rate: 4.81% APY
Pros:
- Reputed Bank in the region
- High APY on CDs
- eBook, “Everything You Need To Know About Certificate of Deposit Accounts” available
- No limit on beneficiaries
- FDIC-insured.
Rules:
- Minimum balance must be maintained
- Early withdrawal penalty equalling 6 months interest
- 7 days grace period before CD gets auto renewed
- Terms range from 3 months to 5 years.

Bank or Credit Union Name: Sallie Mae Bank
Minimum Amount: $2500.00
APY / Rate: 4.50% APY
Pros:
- Guaranteed returns
- Automatic renewal option
- High interest rate and no monthly fees.
- FDIC insured
- Auto renewal option available
- High APY
- No monthly fee
Rules:
- Interest is calculated only when the minimum balance is maintained
- A penalty will be charged on early withdrawal
- Interest is compounded on a monthly basis

Bank or Credit Union Name: Bread Savings
Minimum Amount: $1500
APY / Rate: 4.50% APY
Pros:
- Excellent for earning a competitive interest rate on a savings account or CD.
- Without monthly services.
- Free domestic incoming wire transfers on savings account
Rules:
- APYs are subject to change at any time without notice
- The penalty will be applied for early withdrawals on CDs
- At maturity, your CD will automatically renew and earn the base interest rate
Best 3-year CD Rates in New Hampshire

Bank or Credit Union Name: Alliant Credit Union
Minimum Amount: $1000.00
APY / Rate: 4.60% APY
Pros:
- Excellent online and mobile banking tools
- ATM fee is refundable
- 24/7 customer service
- High APY
- Alliant offers 6 terms of CDs with competitive APYs and a reasonable minimum deposit requirement.
Rules:
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
- Low minimum deposit of only $1,000; no maximum
- Choose from a variety of maturity dates including 12-month and 60-month terms
- Dividends compounded every month and at maturity
- Funds are insured up to $250,000 by NCUA

Bank or Credit Union Name: North American Savings Bank
Minimum Amount: $1000.00
APY / Rate: 4.60% APY
Pros:
- Reputed Bank in the region
- High APY on CDs
- eBook, “Everything You Need To Know About Certificate of Deposit Accounts” available
- No limit on beneficiaries
- FDIC-insured.
Rules:
- Minimum balance must be maintained
- Early withdrawal penalty equalling 6 months interest
- 7 days grace period before CD gets auto renewed
- Terms range from 3 months to 5 years.

Bank or Credit Union Name: Popular Direct
Minimum Amount: $10000
APY / Rate: 4.45%
Pros:
- Highly competitive rates for 6-month CDs
- 24/7 access to the bank account
- No hidden fees or charges
- Customer support for all sorts of queries and concerns
- FDIC-insured bank up to maximum
Rules:
- APY can be earned assuming the interest and the principal remains on deposit until maturity.
- Interest is compounded monthly and added to the account at the end of the month.
- Early withdrawal fetches a penalty and there is a grace period after maturity to add additional funds to the CD
Best 5-year CD Rates in New Hampshire

Bank or Credit Union Name: Popular Direct
Minimum Amount: $10000
APY / Rate: 4.55%
Pros:
- Highly competitive rates for 6-month CDs
- 24/7 access to the bank account
- No hidden fees or charges
- Customer support for all sorts of queries and concerns
- FDIC-insured bank up to maximum
Rules:
- APY can be earned assuming the interest and the principal remains on deposit until maturity.
- Interest is compounded monthly and added to the account at the end of the month.
- Early withdrawal fetches a penalty and there is a grace period after maturity to add additional funds to the CD

Bank or Credit Union Name: CFG Bank
Minimum Amount: $500
APY / Rate: 4.50% APY
Pros:
- The high yield rate of interest
- A decent minimum amount required
- FDIC-insured banking option
- Strong customer support system
Rules:
- To open a CD an investor can approach the bank online or in-branch.
- The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
- The interest on the CD is compounded monthly.
- Premature withdrawal from the CD is subject to a penalty.

Bank or Credit Union Name: BMO Harris
Minimum Amount: $1000
APY / Rate: 4.50% APY
Pros:
- Deposits at FDIC-insured institutions are insured up to at least $250,000 per depositor.
- BMO Harris offers CDs with terms ranging from one month to five years, each requiring a minimum $1,000 opening deposit.
Rules:
- CDs can be closed or funds can be withdrawn by contacting the branch.
- The amount is transferred to a BMO account or paid via check.
- There are no monthly maintenance fees, only a penalty charged on early withdrawal of the amount.
- A notice is sent to the CD holder when it matures and there is a grace period of 10 days to add more funds or withdraw the CD before it gets auto-renewed.