Best 6-Month CD Rates in New Hampshire

4.0
Bankrate Score

Bank or Credit Union Name: Bask Bank

Minimum Amount: $1000.00

APY / Rate: 4.45% APY

Pros:

  • FDIC Approved Bank
  • Terms available from 6-24 months
  • Top-tier APY rate with secured return guaranteed
  • Customer-friendly terms

Rules:

  • New customers have to open an account with the bank before investing in Bask Bank’s CDs.
  • CDs can be opened at the bank as well as online
  • The minimum deposit amount of $1000 must be deposited to the account within 10 days of account opening
  • Early withdrawal is subject to a penalty.
  • Investors can withdraw the interest credited to the account without any penalty.
4.0
Bankrate Score

Bank or Credit Union Name: Merrickbank

Minimum Amount: $25000

APY: 4.45% APY

Pros:

  • Fixed, competitive rate of return
  • FDIC insured up to the maximum allowed by law
  • 24/7 anytime, anywhere account access
  • Strong and growing U.S. – based bank
  • Peace of mind with no hidden fees

Rules:

  • APYs are subject to change at any time without notice.
  • This offer is for consumer accounts only. Fees may reduce earnings.
  • A minimum of $25,000 is required to open a CD account and must be deposited in a single transaction.
  • After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time.
4.0
Bankrate Score

Bank or Credit Union Name:  Quontic Bank

Minimum Amount: $500.00

APY Rate: 4.45% APY

Pros:

  • Instant account opening
  • Low minimum balance
  • FDIC insured

Rules:

  • Interest is compounded daily and credited to the account at the end of every month
  •   A periodic rate is applied to the balance (principal + interest) in the account
  • CD can be withdrawn upon maturity within 10 days after which, it is automatically renewed on the same terms.

Best 2-year CD Rates in New Hampshire

4.0
Bankrate Score

Bank or Credit Union Name: North American Savings Bank

Minimum Amount: $5000.00

APY / Rate: 4.81% APY

Pros:

  • Reputed Bank in the region
  • High APY on CDs
  • eBook, “Everything You Need To Know About Certificate of Deposit Accounts” available
  • No limit on beneficiaries
  • FDIC-insured.

Rules:

  • Minimum balance must be maintained
  • Early withdrawal penalty equalling 6 months interest
  • 7 days grace period before CD gets auto renewed
  • Terms range from 3 months to 5 years.
4.0
Bankrate Score

Bank or Credit Union Name: Sallie Mae Bank

Minimum Amount: $2500.00

APY / Rate: 4.50% APY

Pros:

  • Guaranteed returns
  • Automatic renewal option
  • High interest rate and no monthly fees.
  • FDIC insured
  • Auto renewal option available
  • High APY
  • No monthly fee

Rules:

  • Interest is calculated only when the minimum balance is maintained
  • A penalty will be charged on early withdrawal
  • Interest is compounded on a monthly basis
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  •  The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate

Best 3-year CD Rates in New Hampshire

4.0
Bankrate Score

Bank or Credit Union Name: Alliant Credit Union

Minimum Amount: $1000.00

APY / Rate: 4.60% APY

Pros:

  • Excellent online and mobile banking tools
  • ATM fee is refundable
  • 24/7 customer service
  • High APY
  • Alliant offers 6 terms of CDs with competitive APYs and a reasonable minimum deposit requirement.

Rules:

  • Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
  • Low minimum deposit of only $1,000; no maximum
  • Choose from a variety of maturity dates including 12-month and 60-month terms
  • Dividends compounded every month and at maturity
  • Funds are insured up to $250,000 by NCUA
4.0
Bankrate Score

Bank or Credit Union Name: North American Savings Bank

Minimum Amount: $1000.00

APY / Rate: 4.60% APY

Pros:

  • Reputed Bank in the region
  • High APY on CDs
  • eBook, “Everything You Need To Know About Certificate of Deposit Accounts” available
  • No limit on beneficiaries
  • FDIC-insured.

Rules:

  • Minimum balance must be maintained
  • Early withdrawal penalty equalling 6 months interest
  • 7 days grace period before CD gets auto renewed
  • Terms range from 3 months to 5 years.
4.0
Bankrate Score

Bank or Credit Union Name: Popular Direct

Minimum Amount: $10000

APY / Rate: 4.45%

Pros:

  • Highly competitive rates for 6-month CDs
  • 24/7 access to the bank account
  • No hidden fees or charges
  • Customer support for all sorts of queries and concerns
  • FDIC-insured bank up to maximum

Rules:

  • APY can be earned assuming the interest and the principal remains on deposit until maturity.
  • Interest is compounded monthly and added to the account at the end of the month.
  • Early withdrawal fetches a penalty and there is a grace period after maturity to add additional funds to the CD

Best 5-year CD Rates in New Hampshire

4.0
Bankrate Score

Bank or Credit Union Name: Popular Direct

Minimum Amount: $10000

APY / Rate: 4.55%

Pros:

  • Highly competitive rates for 6-month CDs
  • 24/7 access to the bank account
  • No hidden fees or charges
  • Customer support for all sorts of queries and concerns
  • FDIC-insured bank up to maximum

Rules:

  • APY can be earned assuming the interest and the principal remains on deposit until maturity.
  • Interest is compounded monthly and added to the account at the end of the month.
  • Early withdrawal fetches a penalty and there is a grace period after maturity to add additional funds to the CD
4.0
Bankrate Score

Bank or Credit Union Name: CFG Bank

Minimum Amount: $500

APY / Rate: 4.50% APY

Pros:

  • The high yield rate of interest
  • A decent minimum amount required
  • FDIC-insured banking option
  • Strong customer support system

Rules:

  • To open a CD an investor can approach the bank online or in-branch.
  •  The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
  • The interest on the CD is compounded monthly.
  • Premature withdrawal from the CD is subject to a penalty.
4.0
Bankrate Score
BMO Harris Bank

Bank or Credit Union Name: BMO Harris

Minimum Amount: $1000

APY / Rate: 4.50% APY

Pros:

  • Deposits at FDIC-insured institutions are insured up to at least $250,000 per depositor.
  • BMO Harris offers CDs with terms ranging from one month to five years, each requiring a minimum $1,000 opening deposit.

Rules:

  • CDs can be closed or funds can be withdrawn by contacting the branch.
  • The amount is transferred to a BMO account or paid via check.
  • There are no monthly maintenance fees, only a penalty charged on early withdrawal of the amount.
  • A notice is sent to the CD holder when it matures and there is a grace period of 10 days to add more funds or withdraw the CD before it gets auto-renewed.

National CD Rates

Average CD Rates

1-YEAR CD 1.82%
2-YEAR CD 1.75%
6-MONTH CD 2.10%
5-YEAR CD 2.47%
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