Best CD rates in Oklahoma

Pros:

• Highly competitive rate of interest
• 24/7 access to the account
• Maximum insurance coverage as permitted by FDIC
• Excellent customer service

Rules:

• Open a CD account with minimum $10000 balance
• Penalty on premature withdrawal
• Interest is accrued on a daily basis

Pros:

• Interest accrued on daily balance
• Fixed terms and rates
• Insured up to FDIC limits
• Customizing option available with terms ranging from 6 months to 24 months

Rules:

• New customers need to open a new account with Bask Bank to open a CD account and existing customers can add a CD to their existing account.
• A minimum of $1000 must be deposited within 10 business days of opening the account.
• Interest is calculated and accrued daily.
• Early withdrawal penalty:
  1. 90 days of simple interest based on the principal amount withdrawn for terms 6 months to 1 year
  2. 180 days of simple interest based on the principal amount withdrawn for the term greater than 1 year

Pros:

• High-interest rates on CD accounts
• Access through mobile, online, and telephone
• FDIC insured to the maximum limited by law
• No monthly maintenance fee

Rules:

• A CD can be opened instantly
• The amount can be withdrawn early by paying an early withdrawal penalty amount
• 10 calendar days grace period post maturity post which the CD is auto-renewed.

Pros:

• The high-interest rate on CDs
• No maintenance fees
• 3 months to 60-month CD term option

Rules:

• Interest on CD is compounded every month
• An early withdrawal penalty is charged on premature withdrawal from the account.
• 10 days grace period post maturity after which the CD gets auto-renewed.

Pros:

• Choice of term available from 91 days to 60 months
• Low minimum deposit requirements
• High dividend rates compared to other credit unions and banks

Rules:

• Dividends are paid monthly., quarterly, or on maturity depending on the type of certificate
• Premature withdrawal is subject to a penalty.
• Certificates are auto-renewed once they mature.

Pros:

• Low minimum deposit requirements
• High dividend rates for 2 years share certificate account
• Risk-free investment
• Maximum insurance coverage by FDIC

Rules:

• Open a CD account for your choice of term.
• Interest in the account is compounded monthly
• Dividends can be transferred to the certificate account or RBFCU checking, savings or Money Market accounts
• The certificate is auto-renewed on maturity
• Premature withdrawal incurs an early withdrawal penalty

Pros:

• NCUA insured investment
• Better interest rates than conventional banks
• No cap on maximum investment
• Low minimum deposit requirements
• No monthly maintenance fees

Rules:

• Dividends are compounded every month as well as on maturity
• Dividends can be earned and withdrawn every month without penalty,
• With monthly dividend withdrawal, the simple interest is calculated instead of compound.
• Closing a certificate account before maturity is charged with a penalty.

Pros:

• Highly competitive rates
• Instant account opening
• A higher degree of liquidity
• Low minimum deposit requirements
• FDIC insured to the maximum limit

Rules:

• Interest is accrued, compounded daily, and credited to the account every month.
• Per account maximum investment limit is $1 million and per customer, the limit is $10 million
• Cashout feature available within a grace period of 10 days
• After 10 days grace period, the CD is auto-renewed.

Pros:

• High-interest rates on CD accounts
• Access through mobile, online, and telephone
• FDIC insured to the maximum limited by law
• No monthly maintenance fee

Rules:

• A CD can be opened instantly
• The amount can be withdrawn early by paying an early withdrawal penalty amount
• 10 calendar days grace period post maturity post which the CD is auto-renewed.

Pros:

• No minimum deposit required
• High stability with a fixed interest rate
• No hidden fees or monthly charges
• Online access available

Rules:

• Interest is compounded daily
• Funds must be added within 14 days of account opening
• Premature withdrawal is subject to a penalty
• Funds can be transferred to other accounts as well