4.0
Bankrate Score

Bank or Credit Union Name: CommunityWide FCU

Minimum Amount: $1000.00

APY / Rate: 3.50% APY

Pros:

  • NCUA Insured to at least $250,000
  • Dividends can be compounded in certificates / deposited to another share/ transferred to another institution
  • Option to renew on the maturity

Rules:

  • Any withdrawal before maturity is charged with a penalty
  • Penalty= amount of the withdrawal x  the remaining term (days) of the certificate at the rate of 2x the current APR (divided by 365)
  • Dividends are paid at the end of the month
4.0
Bankrate Score

Bank or Credit Union Name: Quontic Bank

Minimum Amount: $500.00

APY / Rate: 3.25 % APY

Pros:

  • Instant account opening
  • Low minimum balance
  • FDIC insured

Rules:

  • Interest is compounded daily and credited to the account at the end of every month
  • A periodic rate is applied to the balance (principal + interest) in the account
  • CD can be withdrawn upon maturity within 10 days after which, it is automatically renewed on the same terms.
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1,000.00

APY / Rate: 2.00% APY

Pros:

  • Easy renewal without any conditions
  • Can be accessed at the branch, mobile or online
  • Insured by NCUA insurance

Rules:

  • Dividends are calculated on a simple interest basis
  • Monthly dividends are paid on CD maturity
4.0
Bankrate Score

Bank or Credit Union Name: NASA Federal Credit Union

Minimum Amount: $1000

APY Rate:4.00% APY

Pros:

  • No minimum balance
  • Easiest penalty terms
  • CD ladder strategy to avoid penalty
  • Interest can be withdrawn anytime without penalty
  • FDIC insured up to $250,000

Rules:

  • Interest is calculated monthly and credited to the account at the end of the month
  • Penalty on premature withdrawal.
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.1

APY Rate: 3.50% APY

Pros:

  • No monthly fees on savings account
  • Competitive rates on savings and CDs
  • Access your account 24/7 from desktop or mobile.
  • All deposits are FDIC-insured.

Rules:

  • The penalty is 730 days of simple interest
  • Interest earned may vary
  • fees may reduce the aggregate balance on the account.
  • minimum deposit of $10,000 is required for all CDs.
4.0
Bankrate Score

Bank or Credit Union Name: Popular Direct

Minimum Amount: $10000

APY / Rate: 4.50%

Pros:

  • Highly competitive rates for 6-month CDs
  • 24/7 access to the bank account
  • No hidden fees or charges
  • Customer support for all sorts of queries and concerns
  • FDIC-insured bank up to maximum

Rules:

  • APY can be earned assuming the interest and the principal remains on deposit until maturity.
  • Interest is compounded monthly and added to the account at the end of the month.
  • Early withdrawal fetches a penalty and there is a grace period after maturity to add additional funds to the CD

Best 12-Month CD Rates in Utah

4.0
Bankrate Score

Bank or Credit Union Name: CommunityWide FCU

Minimum Amount: $1000.00

APY / Rate: 4.00% APY

Pros:

  • NCUA Insured to at least $250,000
  • Dividends can be compounded in certificates / deposited to another share/ transferred to another institution
  • ¬†Option to renew on the maturity

Rules:

  • Any withdrawal before maturity is charged with a penalty
  • Penalty= amount of the withdrawal x  the remaining term (days) of the certificate at the rate of 2x the current APR (divided by 365)
  • Dividends are paid at the end of the month
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  •  The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: First National Bank of America

Minimum Amount: $1000

APY Rate: 4.40% APY

Pros:

  • Competitive APY on online CDs and high-yield savings accounts
  • Fee-free access to 55,000 all ATM networks.
  • Digital banking access online and via an app

Rules:

  • Interest rates and APYs are subject to change without notice.
  • Early withdrawal will reduce earnings and impose the penalty
  • APY on all services will remain deposited until maturity.
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1000.00

APY / Rate: 4.25 % APY

Pros:

  • High-yield checking account with easy-to-waive monthly fees
  • Opening checking and savings accounts require a low minimum deposit.
  • Online savings account with a competitive dividend rate

Rules:

  • On early withdrawal, account earnings will be reduced.
  • Require a written notice of up to 60 days of the intention to withdraw funds
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: $500.00

APY Rate: 4.00% APY

Pros:

  • Hasslefree and Instant account opening
  • Customer support avail all seven days of a week

Rules:

  • CD rate can change at any time and hence customers are required to check the prevailing rates
  • Interest is added to the principal at every month’s end
  • It can be withdrawn without any penalty
4.0
Bankrate Score

Bank or Credit Union Name: Discover.com

Minimum Amount: $2500

APY / Rate: 4.000% APY

Pros:

  • Lock in your CD rate to earn guaranteed interest
  • Explore flexible terms from 3 months to 10 years
  • each your goals by laddering CDs with different maturity dates

Rules:

  • The interest is compounded monthly and added to the account at the end of the month.
  • There is no minimum balance required to earn interest.
  • Also no penalty on premature withdrawals.

Best 2 Years CD Rates in Utah

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  • The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.00

APY / Rate: 4.30% APY

Pros:

  • Best APY rate
  • No minimum balance required
  • High-yield savings options
  • No penalty on premature interest withdrawal
  • 10 days grace period after maturity to add more funds to the CD

Rules:

  • The interest is compounded monthly and added to the account at the end of the month.
  • There is no minimum balance required to earn interest.
  • Also no penalty on premature withdrawals.
4.0
Bankrate Score

Bank or Credit Union Name: First National Bank of America

Minimum Amount: $1000

APY Rate: 4.40% APY

Pros:

  • Competitive APY on online CDs and high-yield savings accounts
  • Fee-free access to 55,000 all ATM networks.
  • Digital banking access online and via an app

Rules:

  • Interest rates and APYs are subject to change without notice.
  • Early withdrawal will reduce earnings and impose the penalty
  • APY on all services will remain deposited until maturity.
4.0
Bankrate Score

Bank or Credit Union Name: Pentagon Federal Credit Union

Minimum Amount: $1000

APY / Rate: 4.35 % APY

Pros:

  • Easy online and mobile access.
  • Checking account dividends are compounded daily and paid monthly
  • 85,000 free ATM network access nationwide.
  • Competitive APY rates.

Rules:

  • NCUA insured.
  • Rates are the same and are subject to change.
  • Penalties applied for early withdrawal.
  • The penalty will be 30% of the gross amount of dividends after 365 days of the open date.
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: $500.00

APY Rate: 4.20% APY

Pros:

  • Hasslefree and Instant account opening
  • Customer support avail all seven days of a week

Rules:

  • CD rate can change at any time and hence customers are required to check the prevailing rates
  • Interest is added to the principal at every month’s end
  • It can be withdrawn without any penalty

Best 3 Years CD Rates in Utah

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  • The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: Pentagon Federal Credit Union

Minimum Amount: $1000

APY / Rate: 4.05% APY

Pros:

  • Easy online and mobile access.
  • Checking account dividends are compounded daily and paid monthly
  • 85,000 free ATM network access nationwide.
  • Competitive APY rates.

Rules:

  • NCUA insured.
  • Rates are the same and are subject to change.
  • Penalties applied for early withdrawal.
  • The penalty will be 30% of the gross amount of dividends after 365 days of the open date.
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.00

APY / Rate: 4.30% APY

Pros:

  • Best APY rate
  • No minimum balance required
  • High-yield savings options
  • No penalty for premature interest withdrawal
  • 10 days grace period after maturity to add more funds to the CD

Rules:

  • The interest is compounded monthly and added to the account at the end of the month.
  • There is no minimum balance required to earn inter
4.0
Bankrate Score

Bank or Credit Union Name: First National Bank of America

Minimum Amount: $1000

APY Rate: 4.40% APY

Pros:

  • Competitive APY on online CDs and high-yield savings accounts
  • Fee-free access to 55,000 all ATM networks.
  • Digital banking access online and via an app

Rules:

  • Interest rates and APYs are subject to change without notice.
  • Early withdrawal will reduce earnings and impose the penalty
  • APY on all services will remain deposited until maturity.
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: $500.00

APY Rate: 4.00% APY

Pros:

  • Hasslefree and Instant account opening
  • Customer support avail all seven days of a week

Rules:

  • CD rate can change at any time and hence customers are required to check the prevailing rates
  • Interest is added to the principal at every month’s end
  • It can be withdrawn without any penalty
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: $500.00

APY Rate: 4.00% APY

Pros:

  • Hasslefree and Instant account opening
  • Customer support avail all seven days of a week

Rules:

  • CD rate can change at any time and hence customers are required to check the prevailing rates
  • Interest is added to the principal at every month’s end

Best 5 Years CD Rates in Utah

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.75% APY

Pros:

  • $1,500 minimum opening deposit
  • FDIC insured
  • Zero service charges
  • Interest Accrued and compounded daily & Credited and posted monthly

Rules:

  • APYs are subject to change at any time without notice
  • The penalty will be applied for early withdrawals on CDs
  • The penalty is calculated based on 365 days of simple interest.
  • $25 per outgoing wire transfer
  • Auto-renew at maturity or cash out without penalty within the 10-day grace period
4.0
Bankrate Score

Bank or Credit Union Name: Popular Direct

Minimum Amount: $10000

APY / Rate: 4.50%

Pros:

  • Highly competitive rates for 6-month CDs
  • 24/7 access to the bank account
  • No hidden fees or charges
  • Customer support for all sorts of queries and concerns
  • FDIC-insured bank up to maximum

Rules:

  • APY can be earned assuming the interest and the principal remains on deposit until maturity.
  • Interest is compounded monthly and added to the account at the end of the month.
  • Early withdrawal fetches a penalty and there is a grace period after maturity to add additional funds to the CD
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0.00

APY / Rate: 4.30% APY

Pros:

  • Best APY rate
  • No minimum balance required
  • High-yield savings options
  • No penalty for premature interest withdrawal
  • 10 days grace period after maturity to add more funds to the CD

Rules:

  • The interest is compounded monthly and added to the account at the end of the month.
  • There is no minimum balance required to earn interest.
  • Also no penalty on premature withdrawals.
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1000.00

APY / Rate: 3.90 % APY

Pros:

  • High-yield checking account with easy-to-waive monthly fees
  • Opening checking and savings accounts require a low minimum deposit.
  • Online savings account with a competitive dividend rate

Rules:

  • On early withdrawal, account earnings will be reduced.
  • Require a written notice of up to 60 days of the intention to withdraw funds

Average CD Rates in Nevada

Sidebar CD Rates

1-YEAR CD 1.96%
2-YEAR CD 2.20%
6-MONTH CD 2.10%
5-YEAR CD 2.47%
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