Stanford Federal Credit Union offers a wide array of deposit accounts. Sanford Federal Credit Union is currently offering a great promotion to match the CD rates on competitor rates:

Because we are so serious about paying the highest yields on term Certificates, we will beat any recently published rate of any California bank. Members with SFCU Checking Accounts and regular monthly direct deposits of $500 or more to their SFCU Checking Accounts will receive a Rate Bonus of 0.10% above the competition. It won’t be easy to find higher advertised yields, but if you do, let us know and we’ll verify the rate. If that published rate is higher than SFCU’s published rate, we’ll beat it.

1 Year Share Certificate Rates

  • 1.005% APY $1,000+

2 Year Share Certificate Rates

  • 1.257% APY $1,000-$24,999
  • 1.308% APY $25,000-$49,999
  • 1.358% APY $50,000-$99,999
  • 1.409% APY over $100,000

3 Year Share Certificate Rates

  • 1.612% APY $1,000-$24,999
  • 1.663% APY $25,000-$49,999
  • 1.713%  APY $50,000-$99,999
  • 1.764% APY >$100,000

Addison Avenue Federal Credit Union has the second best CD rates that we’ve found. They have a CD minimum of $500.00 and has the following requirements:

  1. Additional deposits not permitted
  2. Earned dividends may be withdrawn at any time without penalty
  3. Withdrawal penalty of up to 180 days dividends if closed early; principal will not be reduced
  • Certificate of Deposit 12-17 month yields 0.90 APY
  • Certificate of Deposit 24 month yields 1.20 APY
  • Certificate of Deposit 36 month yields 1.55 APY
  • Certificate of Deposit 60 month yields 2.05 APY

San Mateo Credit Union which operates in Palo Alto, California offers some pretty attractive CD rates.  Their CDs require a minimum of $2,000, but they have a 9-month Add-on CD that requires a $500 minimum.

  • 1 Year CD that yields 0.55 APY
  • 2 Year CD that yields 0.95% APY
  • 3 Year CD that yields 1.30% APY
  • 4 Year CD that yields 1.75% APY
  • 5 Year CD that yields 2.10% AP

Check the latest certificate of deposit rates in San Francisco.

Palo Alto, CA Bank Locations and Branches:

  • Bank of America – 530 Lytton Avenue, Palo Alto, CA (650) 566-8331 ‎
  • HSBC Bank – 567 University Avenue, Palo Alto, CA (800) 975-4722 ‎
  • Bank of the West – 414 South California Avenue, Palo Alto, CA (650) 327-6000 ‎
  • Wells Fargo Bank – 400 Hamilton Avenue, Palo Alto, CA (650) 330-8135 ‎
  • Peninsula Bank Holding Co – 400 Emerson St, Palo Alto, California (650) 843-2265 ‎
  • First Republic Bank – 2275 El Camino Real, Palo Alto, CA (650) 329-8883 ‎
  • Union Bank – 4291 El Camino Real, Palo Alto, CA (650) 941-2000 ‎
  • Citibank – 2401 El Camino Real, Palo Alto, California (650) 326-1772 ‎
  • SVB Financial Group – Palo Alto – 2 Palo Alto Sq # 110, Palo Alto, CA (650) 812-0682 ‎
  • California Bank & Trust – 1735 East Bayshore Road, East Palo Alto, CA (650) 289-1900 ‎
  • Liberty Bank – 251 Lytton Avenue, Palo Alto, CA (650) 617-0440 ‎
  • Bank Leumi USA – 2000 University Ave # 605, East Palo Alto, CA (650) 289-2400 ‎
  • Comerica Bank – 250 Lytton Avenue, Palo Alto, CA (650) 462-6117 ‎

Credit Unions in Palo Alto, CA

  • Palo Alto Credit Union – 616 Ramona St # 3, Palo Alto, CA (650) 329-8900 ‎
  • Addison Avenue Federal Credit Union – 1501 Page Mill Road, Palo Alto, CA (650) 845-4980 ‎
  • Stanford Federal Credit Union – 694 Pampas Ln, Palo Alto, CA (650) 723-2509 ‎
  • Xerox Employees Federal Credit – 3400 Hillview Avenue, Palo Alto, CA (650) 813-7555 ‎
  • H P Employees Federal Credit – 3172 Porter Drive, Palo Alto, CA (650) 857-4111 ‎
  • Meriwest Credit Union – 3801 Miranda Avenue, Palo Alto, CA (877) 637-4937 ‎
  • Stanford Federal Credit Union – 525 University Ave # 21, Palo Alto, CA (650) 463-1500 ‎
  • Addison Avenue Fed Cu – 3408 Hillview Avenue, Palo Alto, CA (650) 855-3360 ‎
  • Menlo Survey Federal CU – 345 Middlefield Road, Menlo Park, CA (650) 323-2493 ‎
  • SRI Federal Credit Union – 333 Ravenswood Avenue, Menlo Park, CA (650) 859-3711 ‎
  • Star One Credit Union – 166 8th Avenue, Sunnyvale, CA (408) 543-5202 ‎
  • San Mateo Credit Union Headquarters – Ste 300, 350 Convention Way, Redwood City, CA (650) 363-1725 ‎
  • Tyco Federal Credit Union – 3715 Haven Ave #200, Menlo Park, CA (650) 361-3090 ‎
  • Xceed Financial Credit Union – 601 Showers Dr, Mountain View, CA (800) 932-8222 ‎
  • Keypoint Credit Union – 505 N Mathilda Ave, Sunnyvale, California (888) 255-3637 ‎
  • My Credit Union – 510B Veterans Boulevard, Redwood City, CA (650) 366-5522 ‎
  • Polam Federal Credit Union – 770 Marshall St # 101, Redwood City, CA (650) 367-8940 ‎
  • Provident Credit Union (Sunnyvale Community Branch) – 398 West El Camino Real, Sunnyvale, CA (800) 632-4600 ‎
  • National First Credit Union – 2999 San Ysidro Way, Santa Clara, CA (408) 524-4500 ‎