In Bakersfield, CA you can find 3 headquartered banks and 45 bank branches. For a CD term of 12 months you can get an average of 0.42% APY. The headquartered banks in Bakersfield, CA are the San Joaquin Bank and Mission Bank. Some of the banks with branches in Bakersfield, CA are Union Bank and Wells Fargo Bank.

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The Union Bank is one of the banks with branches in Bakersfield, CA. The minimum amount to open a certificate of deposit is $350. The Union Bank offers terms from one month to 5 years.

  • 1 month – 0.15% APY CD rate
  • 3 month – 0.25% APY CD rate
  • 6 month – 0.30% APY CD rate
  • 1 year – 0.50% APY CD rate
  • 2 year – 0.70% APY CD rate
  • 3 year – 1% APY CD rate
  • 5 year – 2.23% APY CD rate

For early withdrawal you will have to pay some extra money. At maturity term the CD account will get renewed automatically. You can also withdraw all your funds. The checking accounts offered by the Union Bank are:

  • Free Checking
  • Tiered Interest Checking
  • Signature Banking
  • 55 Plus Checking
  • Teen Access

The Mission is one of the banks headquartered in Bakersfield, CA. The Mission bank offers CD rates with terms between 30 days and 5 years. The interest rate can be: $1000, $10,000, $50,000, and $100,000. As a client you can take advantage of the flexible interest. You will pay a penalty in case of early withdrawal. Some other products offered by the Mission Bank are:

  • Personal Checking/Savings Accounts
  • Money Market Accounts
  • Credit Cards
  • ATM Services
  • VISA Debit Card
  • Individual Retirement Accounts

Bank Branch Locations in Bakersfield:

  • Union Bank: 5400 Stockdale Hwy, Bakersfield, CA 93309.
  • Mission Bank:  1330 Truxtun Avenue, Bakersfield, CA 93301.
  • Wells Fargo Bank – 1300 22nd Street, Bakersfield, CA (661) 861-9971 ‎
  • Westamerica Bank – 2130 Chester Ave # 100, Bakersfield, CA (661) 864-4900 ‎
  • Citizens Business Bank – 1301 17th Street, Bakersfield, CA (661) 281-0300 ‎
  • Bank of the West – 5201 California Ave # 100, Bakersfield, CA (661) 327-5345 ‎
  • Bank of America Mortgage – 1430 Truxtun Avenue Suite # 202, Bakersfield, CA (661) 395-2172 ‎
  • Bank of the Sierra – 5060 California Avenue, Bakersfield, CA (661) 325-0101 ‎
  • California Bank & Trust – 4900 California Ave # 210B, Bakersfield, CA (661) 863-0690 ‎
  • Chase Bank and ATM – 1515 17th Street, Bakersfield, CA (661) 395-7795 ‎
  • Rabobank – 3990 Gosford Road, Bakersfield, CA (661) 283-7600 ‎

Credit Unions in Bakersfield:

  • Kern Federal Credit Union – 1717 Truxtun Avenue, Bakersfield, CA (661) 327-9461 ‎
  • Safe 1 Credit Union – 400 Oak St # J, Bakersfield, CA (661) 327-3818 ‎
  • Chevron Valley Credit Union – 8200 Granite Falls Drive, Bakersfield, CA (661) 587-7250 ‎
  • Kern Schools Federal Credit Union – 4530 Ming Avenue, Bakersfield, CA (661) 833-7896 ‎
  • Bakersfield City Employee CU – 2817 16th Street, Bakersfield, CA (661) 861-6151 ‎
  • Golden 1 Credit Union – 4106 California Avenue, Bakersfield, CA (661) 633-2662 ‎
  • Altaone Federal Credit Union – 6501 Ming Avenue, Bakersfield, CA (661) 397-2555 ‎
  • Espeeco Federal Credit Union – 1015 Sumner Street, Bakersfield, CA (661) 327-5548 ‎
  • Star Energy Credit Union – 5605 N Chester Ext, Bakersfield, CA (661) 399-7827 ‎
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