Austin Telco FCU has plenty of different CD certificates that are available to both individuals and businesses. Each of them comes with a time frame for maturity and their competitive rates to match. You can choose a CD or choose between a Jumbo or a Super Jumbo certificate. 

For a 60-month CD, the minimum deposit will be $1000 and will have an APY of 0.90 percent. That isn’t bad for a typical individual CD, although the deposit maybe a little too high for some. You can also add money to a short term CD ranging anywhere from 3 to 12 months. CDs for 24 and 36 months are available. 

A minimum deposit of $1,000 is required.$95,000 for Jumbo Certificates
$225,000 for Super Jumbo Certificates
Dividends are compounded and paid quarterly.
No monthly account/service fees.
Funds must remain on deposit for the term of the certificate or penalties will apply as follows:1. Terms of 12 months or less – 90 days dividends.
2. Terms of over 12 months – 180 days dividends.

The “higher” level the CD is, the more you’ll need to deposit in terms of a minimum. Likewise, the APY rate will also be higher compared to other CD lengths. 

It’s easy to open up a CD and add more money to it until it matures. Plus, you get no monthly service fees deducted from your account. Plus, you can receive money through wire transfers for a fee. Depending on the type of CD, you’ll also get plenty of other added features such as overdraft protection, online banking and bill pay, and more.  

Austin Telco FCU is proud to serve its customers throughout various locations in the state of Texas. Not only do they offer a variety of CD certificates, but they also have standard checking and savings accounts for individuals and businesses. Some of them have minimum deposits that are considered better than other institutions (and don’t contain any hidden charges or fees).


Austin Teleco Federal Credit Union has 24 branches across 12 communities in the Austin, Texas area. If you are a resident of the area and live near one of the branches, you can become a customer with us today so you can take advantage of our services whenever they are convenient for you.

Branch Locations

Austin, Bastrop, Buda, Cedar Park, Georgetown, Lakeway, Leander, Lockhart, Pflugerville, Round Rock, San Marcos, Taylor. 

Austin Telco Federal Credit Union Overview

Austin Telco Federal Credit Union is headquartered in Austin, Texas. With over 88,000 members throughout the capital area of Texas, Austin Telco FCU is one of the smaller regional banks in the country. While there is no large coverage area, it tends to enjoy high ratings across three different categories. They receive A+ ratings for Texas Ratio, Capitalization, and Deposit Growth. However, for the Texas Ratio Trend, the institution has received a C+. 

Regardless, they continue to serve a small area of the great state of Texas for the services made available including CDs. They have competitive APY rates that will make CDs a lot more appealing to customers. You will be part of a close-knit community of over 88,000 members and will be able to access the money in your account nationwide with thanks to Shared Branching.