Best Banks and Credit Unions in Kansas

U.S. Bank, based in Minneapolis, is the 5th largest bank in the United States, both in terms of deposits and assets. It has a nationwide presence in 40 states and also offers an online banking platform that allows you to access your accounts, pay bills, and make payments & transfers online.  The bank also has a robust mobile app. It offers an array of banking & financial solutions, including personal banking, wealth management, business banking, corporate & commercial solutions, and institutional banking services.

Founded in 1865, Commerce Bank is a full-service registered bank holding company based in Missouri, United States. The bank is primarily based in Missouri but also has active operations in Colorado, Kansas, Illinois, and Oklahoma.

Commerce Bank offers a full slate of banking and financial solutions to consumers and businesses including checking accounts, savings accounts, certificates of deposit, credit cards, mortgages, and consumer loans.

As of December 2021, the bank owned assets worth US$36.689 Billion which makes Commerce Bank the 48th-largest bank in the United States.

Bank of America is the second largest bank in the United States by assets. It is also the second-largest bank in terms of market capitalization. It is also a multinational bank and financial services company that operates as a bank holding company.

Bank of America offers a range of financial services for both large and small businesses, as well as individual customers. It provides banking, investing, and other financial services to more than 20 million customers.

It is one of the Big Four banks, along with JPMorgan Chase, Citigroup, and Wells Fargo. Bank of America offers banking, investing, credit cards, mortgages, loans, and other financial services to individuals and businesses.

UMB Bank has been a presence in the Midwest since 1913, first serving the citizens of Kansas City as a storefront bank. Today, the bank offers a number of savings account and checking account options, as well as several certificates of deposit (CDs).

UMB Bank operates 95 branch locations across eight states: Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma and Texas. Its headquarters are located in Kansas City, Missouri. Although this article will focus on the personal banking options, UMB Bank also offers business banking services, commercial real estate lending and agribusiness services.

In the personal realm, the bank offers two types of savings accounts, three checking accounts and several different CDs. Read on to learn more about each of these options.

Union Bank and Trust was founded in February 1917 and is based in Lincoln, Nebraska. The bank operates as a subsidiary of Farmers & Merchants Investment, Inc.. Union Bank and Trust currently operates with 32 branches located in 2 states. The bank has most branches in Nebraska and Kansas.

Provider of personal and business banking, lending, investment and trust services. The company also provides auto loans, checking plans, college savings plans, debit and credit cards, electronic services, health saving account, home loans, home equity loans and lines, move kit, customize banking, IRAs and annuities, online services, private banking services, roundup programs, savings and money markets, savings bonds, statement information and student loans.

Azura Credit Union is offering reliable, innovative banking services for both the people and businesses of Kansas through eight current locations, as well as an Olathe location coming soon.

Azura Credit Union was formed by a merger of equals. On May 1, 2016 Quest Credit Union and Educational Credit Union officially merged to form the credit union we are today. The creation of Azura made it the fourth largest credit union in the state of Kansas at the time with $460 million in assets, 47,500 members and nine locations.

Communication Federal Credit Union was founded in 1939 and is the 3rd largest credit union in the state of Oklahoma. The headquarters of the Credit Union is located in Oklahoma City and it is also the 244th largest credit union in the country. The Credit Union offers a wide range of banking, lending, and financing products and services to consumers and businesses.

Its core offerings include money market accounts, savings accounts, certificates of deposit and checking accounts, auto loans, home loans, personal loans, and business lending. Communication Federal Credit Union owns $1.92B in assets and has an A health rating.

Credit Union of America is headquartered in Wichita and is the 3rd largest credit union in the state of Kansas. It is also the 321st largest credit union in the nation. It was established in 1935 and as of September of 2022, it had grown to 254 employees and 90,103 members at 15 locations.

Membership in Credit Union of America is open to anyone in the state of Kansas through membership in the American Consumer Council or to the following:  those who live or work in Barton, Barber, Butler, Clark, Chase, Clay, Comanche, Cloud, Cowley, Edwards, Dickenson, Ellis, Ford, Ellsworth, Geary, Harvey, Harper, Hodgeman, Kiowa, Kingman, Lincoln, Marion, Lyon, McPherson, Morris, Mitchell, Osborne, Ottawa, Pratt, Pawnee, Reno, Rooks, Rice, Russell, Saline, Rush, Sedgwick, Sumner, Wabaunsee or Stafford Counties in Kansas; or employees and retirees in the field of education within the Kansas state of Education.

Meritrust Credit Union is a private company that has been in the industry for 88 years. The company currently specializes in the Banking, Diversified Financial Services, Consumer Finance & Credit Cards, Mortgage Finance areas. The position of the President & CEO is occupied by James Nastars. Its headquarters is located at Wichita, Kansas, USA. The number of employees ranges from 500 to 1.0K. The annual revenue of Meritrust Credit Union varies between 100M and 500M.

In 1941, Boeing Aircraft Company bought Stearman Aircraft and in the process, the name was changed to Wichita Boeing Employees Credit Union to reflect the new company. In 1994, the Board of Directors made the decision to change the charter to allow them to serve everyone within their communities, in addition to Boeing Aircraft Company employees. To reflect the community charter, they changed the name to Boeing Wichita Credit Union or simply, BWCU.

Today, Meritrust currently has many traditional branches in and around Wichita, including branches in Andover, Derby, Lawrence, and Manhattan. We proudly serve our members with over 300 employees.

The Navy Federal Credit Union was founded on March 13, 1933, as Navy Department Employees’ Credit Union. It has a total of $158.85 Billion in assets and around 11 million customers. The CO-OP Network offers free access to more than 30,000 ATMs. Its headquarter is in Vienna, Virginia, United States.

The Navy Federal Credit Union has competitive interest rates that benefit many potential customers. Even though it has a small number of branches around the USA, it helps its customers via mobile applications and provides the best customer support.