Best CD rates in Kansas
Vikram Singh
Best 6-Month CD Rates

Bank or Credit Union Name: Bask Bank
Minimum Amount: $1000
APY / Rate: 4.45%
Pros:
- High yield APY
- CD term ranges from 6 months to 24 months
- FDIC-Insured
- Easy customization and CD ladder option available
Rules:
- Interest on CD is calculated and accrued on a daily basis.
- The CD operates on reinvestment of interest and redeem and maturity basis.
- A penalty is incurred when the finds are prematurely withdrawn.

Bank or Credit Union Name: Hingham Institution For Savings
Minimum Amount: $1000
APY / Rate: 4.30%
Pros:
- Top-tier CD interest rates
- No maximum balance limit
- FDIC-insured banking
Rules:
- Interest compounded daily and added to the account on a monthly basis.
- Minimum balance must be maintained in the account till maturity.
- Early withdrawal is subject to penalty.
- On maturity, the CD is automatically renewed.
Best 12-Month CD Rates

Bank or Credit Union Name: BMO Harris
Minimum Amount: $1000
APY / Rate: 5.00%
Pros:
- High, fixed interest rates on CD
- 3 Months to 60 months term options
- Low minimum account balance required
- FDIC-insured
- Mobile, online and telephone banking features
Rules:
- CD earns compounded interest.
- Early withdrawal penalty on prematurely withdrawing fund
- Auto renewal on maturity
- Notice sent before maturity to allow CD alterations

Bank or Credit Union Name: State Bank of Texas
Minimum Amount: $100000
APY / Rate: 4.85%
Pros:
- Best rate of interest on 12 month CD
- Easy account opening
- Excellent customer service
Rules:
- Interest is paid monthly via ACH.
- Early withdrawal penalty applicable
- Auto renewal of CD on maturity
Best 2-Year CD Rates

Bank or Credit Union Name: Modern Bank, National Association
Minimum Amount: $1000
APY / Rate: 4.50%
Pros:
- Top-tier rate of interest
- Low minimum deposit requirements
- FDIC insured to the maximum permitted by law
Rules:
- Interest is compounded and added to the account monthly.
- Auto renewal on maturity. A grace period is offered to alter CD terms.
- Premature withdrawal from the CD is charged with a penalty.

Bank or Credit Union Name: M.Y. Safra Bank
Minimum Amount: $500
APY / Rate: 4.48%
Pros:
- CD ladder option available
- Best interest rate for financial planning
- No hidden charges
- FDIC-insured investment
Rules:
- Compound interest calculated on CD daily and added to the account monthly.
- Reinvestment of interest and disbursement on maturity rules followed
- Auto renewal on maturity
- 10-days grace period to alter CD term or withdraw CD
- Premature withdrawal is charged with a penalty
Best 3-Year CD Rates

Bank or Credit Union Name: Alliant Credit Union
Minimum Amount: $1000
APY / Rate: 4.60%
Pros:
- NCUA insured investment
- High interest rates and guaranteed returns
- No cap on maximum investment
- No monthly maintenance fees
Rules:
- Dividends compounded monthly as well as on maturity
- Easy withdrawal of dividends possible without any penalty charges.
- SAfter withdrawing dividend once, no compound interest applicable
- Penalty on premature closing of CD.

Bank or Credit Union Name: KS State Bank
Minimum Amount: $500
APY / Rate: 4.27%
Pros:
- FDIC insured investment
- High APY rate
- Low minimum balance required
- No monthly maintenance fee
Rules:
- Daily balance method used to calculate interest.
- Interest is compounded quarterly and credited to the account every quarter.
- Early withdrawal are charged with a hefty penalty.
- CD auto renewed on maturity after completion of grace period.
Best 5-Year CD Rates

Bank or Credit Union Name: BMO Harris
Minimum Amount: $1000
APY / Rate: 4.50%
Pros:
- High interest rate
- 3 to 60 months CD terms
- Minimum account balance requirement is very low
- FDIC-insured
- Mobile, online and telephone banking features
Rules:
- Compound interest is calculated on CDs
- Early withdrawal penalty on prematurely withdrawing fund
- Auto renewal on maturity
- Notice sent before maturity to allow CD alterations

Bank or Credit Union Name: M.Y. Safra Bank
Minimum Amount: $500
APY / Rate: 4.36%
Pros:
- CD ladder option available
- Best interest rate for financial planning
- No hidden charges
- FDIC-insured investment
Rules:
- Compound interest calculated on CD daily and added to the account monthly.
- Reinvestment of interest and disbursement on maturity rules followed
- Auto renewal on maturity
- 10-days grace period to alter CD term or withdraw CD
- Premature withdrawal is charged with a penalty