Best Banks and Credit Unions in Nebraska
Finding a new bank can be a hassle, but it doesn’t have to be. We’re here to help, with our list of the best banks in Nebraska.
Find the best CD rates in Nebraska today.
1. Cobalt Credit Union
Savings APY: 0.05% to 0.25% with a minimum deposit of $10.
CD APY: 1-year – 4.10%, 2 – year – 3.16%, and 5-year – 3.60% with a minimum deposit of $1000.
Monthly Fees: $6
Federally Insured by: NCUA (National Credit Union Administration)
How many branches are in the State? The Cobalt Credit Union has 26 branches in the state.
Featured Product Offerings: The cobalt credit union provides a free checking account to its member and has pretty impressive APY rates.
Pros:
- High-yielding APY
- Has more physical branche
Cons
- Charges monthly fees
First on our list of the best banks in Nebraska, Cobalt Credit Union is a Nebraska-based financial institution that offers a variety of products, services, and solutions to help members achieve their financial goals. It is one of the best credit unions in Nebraska. It has been operating since 1946 and offers a range of financial services to its members.
Cobalt Credit Union has grown to serve over 116,000 members. The credit union is headquartered in Omaha, Nebraska, and has 26 branches throughout the state. The credit union offers a variety of products, such as checking accounts, savings accounts, IRA accounts, certificates of deposit, and loans.
2. Liberty First Credit Union
Savings APY: 0.10% to 1.15%
CD APY: 1-year – 1.50%, 2-year – 1.95%, and 5- year – 2.25% with a minimum deposit of $500.
Monthly Fees: $6
Federally Insured by: NCUA (National Credit Union Administration)
How many branches are in the State? There are 6 branches of Liberty First Credit Union in the state.
Featured Product Offerings: The Liberty First Credit Union offers various savings and checking accounts. In a savings account, you will get the option of Jr. Stars Club. only children upto 12-years are allowed to opt for that one!
Pros:
- No monthly fees
- Competitive Savings APY
Cons
- Limited branches
Liberty First Credit Union is the best credit union in Nebraska. It was established in 1935 as Burlington Employees Cooperative Credit Association and has been providing excellent service to its members ever since. Later in 2003, it was renowned as Liberty First Credit Union. It offers a variety of services, including checking accounts, savings accounts, mortgage loans, and more. It was assets valued at over $420.9 million and around 30,000+ members.
3. Trius Federal Credit Union
Savings APY: 0.05 %
CD APY: 6 months 0.25%, 1-year – 0.50% and 2-year – 0.75% with a minimum deposit of $10000.
Monthly Fees: $3
Federally Insured by: NCUA (National Credit Union Administration)
How many branches are in the State? There are 2 branches of Trius Federal Credit Union in the Nebraska and 28,000 surcharge-free ATMs across the United States and Canada.
Pros:
- Low monthly fees
- Great customer service
Cons
- Limited branches and ATM,s
Another one of the best banks in Nebraska, Trius is a cooperative, not-for-profit financial institution organized to provide members a place to save money and a place to obtain credit at a reasonable rate. Trius is owned and managed by their members. They don’t report to stockholders they report to you, the member. Their profits go back to members in the form of lower loan rates, higher deposit rates and lower fees.
Trius Federal Credit Union was founded in April 1967 in an office on the campus of Kearney State College. Initially the credit union was known as Third Kearney Federal Credit Union simply because it was the third credit union in town. By January of 1968 it had a meager $3500 in assets from 55 members, just for Kearney State College employees.
4. U.S. Bank
Savings APY: 0.01% with a minimum deposit of $25
CD APY: 1-year – 0.05%, 2-year – 0.05%, and 3-year – 0.15% with a minimum deposit of $500.
Monthly Fees: $4
Federally Insured by: FDIC
How many branches are in the State? In the United States, there are about 2,400 physical branches and 4,200 ATMs.
Pros:
- A wide range of products and services are available.
- Oregon has hundreds of branches and ATMs.
Cons
- Low APYs.
The name United States Bank first appeared in 1891, when it was created as the United States National Bank of Portland in Portland, Oregon. There are credit cards, loans, mortgages, and services available to assist you with your investing. The variety of accounts and services available makes it simple to keep all of your finances with one bank.
U.S. Bank is a huge, nationwide brand that can be found outside of Oregon. There are around 3,000 US Bank branches and ATMs located throughout the country. Making it one of the best banks in Nebraska for corporations and those who travel regularly for work.
Pros:
- High APY
- Great customer service
- No fees or minimums
Cons
- No branches.
This online bank, founded in 2009, is well-known for its competitive rates, rapid customer service, and low fees. Ally Bank, a full-service online bank, offers a wide range of personal banking products and services, including checking, savings, money market, CD, mortgage, auto, and personal loans, as well as investment and retirement services.
Ally Financial, a bank holding corporation headquartered in Detroit, Michigan, was founded in Delaware.
6. Wells Fargo
Savings APY: 0.01%
CD APY: 1-year – 0.01% with a minimum deposit of $2,500.
Monthly Fees: $10
Federally Insured by: FDIC (Federal Deposit Insurance Corporation)
How many branches are in the State? It has 8,050 branches and 13,000 ATMs with a presence in over 35 countries all over the world. There are around 25 branches and 43 ATMs in the Florida state Wells Fargo Bank.
Pros:
- Best customer service
- Interest-bearing premium account
- Waivable monthly fees on savings and checking accounts
Cons
- Requires to add minimum deposit for opening an account
- Low savings interest rate (APY).
Last on our list of the best banks in Nebraska, Wells Fargo is one of the largest banks in the United States. It is headquartered in San Francisco, California, and was founded in 1852 making it the oldest and third-largest bank in America with 70 million customers globally.
The company provides a range of banking and financial services including retail banking, mortgage lending, credit cards, and auto loans. Wells Fargo also operates one of the largest retail banks in North America as well as a wholesale banking business.
It has assets of US$1.955 trillion as of 2021. It provides its customer with 24/7 customer service and mobile banking app that offers person-to-person payments, check deposit, and bill payments