Best CD rates in Nebraska
Vikram Singh
Best 12 -Month CD Rates Nebraska

Bank or Credit Union Name: CFG Community Bank
Minimum Amount: $500.00
APY / Rate: 5.15% APY
Pros:
- The high yield rate of interest
- A decent minimum amount required
- FDIC-insured banking option
- Strong customer support system
Rules:
- To open a CD an investor can approach the bank online or in-branch.
- The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
- The interest on the CD is compounded monthly.
- Premature withdrawal from the CD is subject to a penalty.

Bank or Credit Union Name: North American Savings Bank
Minimum Amount: $5000.00
APY / Rate: 4.86% APY
Pros:
- Reputed Bank in the region
- High APY on CDs
- eBook, “Everything You Need To Know About Certificate of Deposit Accounts” available
- No limit on beneficiaries
- FDIC-insured.
Rules:
- Minimum balance must be maintained
- Early withdrawal penalty equalling 6 months interest
- 7 days grace period before CD gets auto renewed
- Terms range from 3 months to 5 years.

Bank or Credit Union Name: Navy Federal Credit Union
Minimum Amount: $1000
APY Rate: 4.85 APY
Pros:
- Certificates at competitive prices
- Most savings and checking accounts have no monthly fees.
- A large network of fee-free ATMs
Rules:
- Five CD options available through Navy Federal
- Standard certificate rates are based on both term length and balance amount.
Best 2 years CD Rates

Bank or Credit Union Name: Prime Alliance Bank
Minimum Amount: $500
APY / Rate: 4.75%
Pros:
- Competitive APY and interest rates
- 24/7 customer support
- FDIC insured
- Competitive Interest rates
Rules:
- Interest is compounded monthly and credited to the account at month’s end.
- A penalty is charged on withdrawing the amount before maturity.
- CD gets auto renewed. To make any changes to the term or add more funds, there is a 10-days grace period on maturity.

Bank or Credit Union Name: Rising Bank, a division of Midwest BankCentre
Minimum Amount: $1000
APY / Rate: 4.75%
Pros:
- Competitive CD rates and guaranteed returns
- Traditional term CDs and Jumbo CDs are available
- Term ranging 6 months to 3 years
- Customer-first service
- 24/7 account access through a mobile app
Rules:
- Open an account with a bank online or contact the branch.
- Make the initial deposit to earn interest on a monthly compounding basis.
- 90 days simple interest is charged as a penalty on premature withdrawal of CD with a term of fewer than 12 months. For CDs with the duration of more than 12 months, the penalty is 180 days of simple interest.

Bank or Credit Union Name: Sallie Mae Bank
Minimum Amount: $2500
APY Rate: 4.60%
Pros:
- Guaranteed returns
- FDIC insured
- Auto renewal option available
- High APY
- No monthly fee
Rules:
- Interest is calculated only when the minimum balance is maintained
- A penalty will be charged on early withdrawal
- Interest is compounded on a monthly basis
Best 3-Year CD Rates

Bank or Credit Union Name: CFG Community Bank
Minimum Amount: $500.00
APY / Rate: 4.60% APY
Pros:
- The high yield rate of interest
- A decent minimum amount required
- FDIC-insured banking option
- Strong customer support system
Rules:
- To open a CD an investor can approach the bank online or in-branch.
- The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
- The interest on the CD is compounded monthly.
- Premature withdrawal from the CD is subject to a penalty.

Bank or Credit Union Name: Bread Savings
Minimum Amount: $1500
APY / Rate: 4.50% APY
Pros:
- Excellent for earning a competitive interest rate on a savings account or CD.
- Without monthly services.
- Free domestic incoming wire transfers on savings account
Rules:
- APYs are subject to change at any time without notice
- The penalty will be applied for early withdrawals on CDs
- At maturity, your CD will automatically renew and earn the base interest rate

Bank or Credit Union Name: Pentagon Federal Credit Union
Minimum Amount: $1000
APY / Rate: 4.45% APY
Pros:
- Easy online and mobile access.
- Checking account dividends are compounded daily and paid monthly
- 85,000 free ATM network access nationwide.
- Competitive APY rates.
Rules:
- NCUA insured.
- Rates are the same and are subject to change.
- Penalties applied for early withdrawal.
- The penalty will be 30% of the gross amount of dividends after 365 days of the open date.
Best 4 -Year CD Rates

Bank or Credit Union Name: Pentagon Federal Credit Union
Minimum Amount: $1000
APY / Rate: 4.45% APY
Pros:
- Easy online and mobile access.
- Checking account dividends are compounded daily and paid monthly
- 85,000 free ATM network access nationwide.
- Competitive APY rates.
Rules:
- NCUA insured.
- Rates are the same and are subject to change.
- Penalties applied for early withdrawal.
- The penalty will be 30% of the gross amount of dividends after 365 days of the open date.

Bank or Credit Union Name: First Internet Bank of Indiana
Minimum Amount: $1000
APY Rate: 4.44%
Pros:
- Online only banking experience
- High interest rates
- Low minimum deposit
Rules:
- Interest is compounded every month and added to the account at month’s end
- Early withdrawal are exposed to penalty

Bank or Credit Union Name: M.Y. Safra Bank
Minimum Amount: $500
APY / Rate: 4.36%
Pros:
- CD ladder option available
- Best interest rate for financial planning
- No hidden charges
- FDIC-insured investment
Rules:
- Compound interest calculated on CD daily and added to the account monthly.
- Reinvestment of interest and disbursement on maturity rules followed
- Auto renewal on maturity
- 10-days grace period to alter CD term or withdraw CD
- Premature withdrawal is charged with a penalty
Best 5-Year CD Rates

Bank or Credit Union Name: Barclays Bank Delaware
Minimum Amount: $0
APY / Rate: 4.25% APY
Pros:
- Highly competitive rates for 60-month CDs
- 24/7 access to the bank account
- Low charges
- Customer support for all sorts of queries and concerns
- FDIC-insured bank up to maximum
Rules:
- APYs are subject to change at any time without notice
- The penalty will be applied for early withdrawals on CDs
- At maturity, your CD will automatically renew and earn the base interest rate

Bank or Credit Union Name: Bread Savings
Minimum Amount: $1500
APY / Rate: 4.25% APY
Pros:
- Excellent for earning a competitive interest rate on a savings account or CD.
- Without monthly services.
- Free domestic incoming wire transfers on savings account
Rules:
- APYs are subject to change at any time without notice
- The penalty will be applied for early withdrawals on CDs
- At maturity, your CD will automatically renew and earn the base interest rate

Bank or Credit Union Name: Sallie Mae Bank
Minimum Amount: $2500
APY Rate: 4.25%
Pros:
- Guaranteed returns
- FDIC insured
- Auto renewal option available
- High APY
- No monthly fee
Rules:
- Interest is calculated only when the minimum balance is maintained
- A penalty will be charged on early withdrawal
- Interest is compounded on a monthly basis