Best 12 -Month CD Rates Nebraska

4.0
Bankrate Score

Bank or Credit Union Name: CFG Community Bank

Minimum Amount: $500.00

APY / Rate: 5.15% APY

Pros:

  • The high yield rate of interest
  • A decent minimum amount required
  • FDIC-insured banking option
  • Strong customer support system

Rules:

  • To open a CD an investor can approach the bank online or in-branch.
  •  The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
  • The interest on the CD is compounded monthly.
  • Premature withdrawal from the CD is subject to a penalty.
4.0
Bankrate Score

Bank or Credit Union Name: North American Savings Bank

Minimum Amount: $5000.00

APY / Rate: 4.86% APY

Pros:

  • Reputed Bank in the region
  • High APY on CDs
  • eBook, “Everything You Need To Know About Certificate of Deposit Accounts” available
  • No limit on beneficiaries
  • FDIC-insured.

Rules:

  • Minimum balance must be maintained
  • Early withdrawal penalty equalling 6 months interest
  • 7 days grace period before CD gets auto renewed
  • Terms range from 3 months to 5 years.
4.0
Bankrate Score

Bank or Credit Union Name: Navy Federal Credit Union

Minimum Amount: $1000

APY Rate: 4.85 APY

Pros:

  • Certificates at competitive prices
  • Most savings and checking accounts have no monthly fees.
  • A large network of fee-free ATMs

Rules:

  • Five CD options available through Navy Federal
  • Standard certificate rates are based on both term length and balance amount.

Best 2 years CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Prime Alliance Bank

Minimum Amount: $500

APY / Rate: 4.75%

Pros:

  • Competitive APY and interest rates
  • 24/7 customer support
  • FDIC insured
  • Competitive Interest rates

Rules:

  • Interest is compounded monthly and credited to the account at month’s end.
  • A penalty is charged on withdrawing the amount before maturity.
  • CD gets auto renewed. To make any changes to the term or add more funds, there is a 10-days grace period on maturity.
4.0
Bankrate Score

Bank or Credit Union Name: Rising Bank, a division of Midwest BankCentre

Minimum Amount: $1000

APY / Rate: 4.75%

Pros:

  • Competitive CD rates and guaranteed returns
  • Traditional term CDs and Jumbo CDs are available
  • Term ranging 6 months to 3 years
  • Customer-first service
  • 24/7 account access through a mobile app

Rules:

  • Open an account with a bank online or contact the branch.
  • Make the initial deposit to earn interest on a monthly compounding basis.
  • 90 days simple interest is charged as a penalty on premature withdrawal of CD with a term of fewer than 12 months. For CDs with the duration of more than 12 months, the penalty is 180 days of simple interest.
4.0
Bankrate Score

Bank or Credit Union Name: Sallie Mae Bank

Minimum Amount: $2500

APY Rate: 4.60%

Pros:

  • Guaranteed returns
  • FDIC insured
  • Auto renewal option available
  • High APY
  • No monthly fee

Rules:

  • Interest is calculated only when the minimum balance is maintained
  • A penalty will be charged on early withdrawal
  • Interest is compounded on a monthly basis

Best 3-Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: CFG Community Bank

Minimum Amount: $500.00

APY / Rate: 4.60% APY

Pros:

  • The high yield rate of interest
  • A decent minimum amount required
  • FDIC-insured banking option
  • Strong customer support system

Rules:

  • To open a CD an investor can approach the bank online or in-branch.
  • The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
  • The interest on the CD is compounded monthly.
  • Premature withdrawal from the CD is subject to a penalty.
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  • The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: Pentagon Federal Credit Union

Minimum Amount: $1000

APY / Rate: 4.45% APY

Pros:

  • Easy online and mobile access.
  • Checking account dividends are compounded daily and paid monthly
  • 85,000 free ATM network access nationwide.
  • Competitive APY rates.

Rules:

  • NCUA insured.
  • Rates are the same and are subject to change.
  • Penalties applied for early withdrawal.
  • The penalty will be 30% of the gross amount of dividends after 365 days of the open date.

Best 4 -Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Pentagon Federal Credit Union

Minimum Amount: $1000

APY / Rate: 4.45% APY

Pros:

  • Easy online and mobile access.
  • Checking account dividends are compounded daily and paid monthly
  • 85,000 free ATM network access nationwide.
  • Competitive APY rates.

Rules:

  • NCUA insured.
  • Rates are the same and are subject to change.
  • Penalties applied for early withdrawal.
  • The penalty will be 30% of the gross amount of dividends after 365 days of the open date.
4.0
Bankrate Score

Bank or Credit Union Name: First Internet Bank of Indiana

Minimum Amount: $1000

APY Rate: 4.44%

Pros:

  • Online only banking experience
  • High interest rates
  • Low minimum deposit

Rules:

  • Interest is compounded every month and added to the account at month’s end
  • Early withdrawal are exposed to penalty
4.0
Bankrate Score

Bank or Credit Union Name: M.Y. Safra Bank

Minimum Amount: $500

APY / Rate: 4.36%

Pros:

  • CD ladder option available
  • Best interest rate for financial planning
  • No hidden charges
  • FDIC-insured investment

Rules:

  • Compound interest calculated on CD daily and added to the account monthly.
  • Reinvestment of interest and disbursement on maturity rules followed
  • Auto renewal on maturity
  • 10-days grace period to alter CD term or withdraw CD
  • Premature withdrawal is charged with a penalty

Best 5-Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Barclays Bank Delaware

Minimum Amount: $0

APY / Rate: 4.25% APY

Pros:

  • Highly competitive rates for 60-month CDs
  • 24/7 access to the bank account
  • Low charges
  • Customer support for all sorts of queries and concerns
  • FDIC-insured bank up to maximum

Rules:

  • APYs are subject to change at any time without notice
  • The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.25% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  • The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: Sallie Mae Bank

Minimum Amount: $2500

APY Rate: 4.25%

Pros:

  • Guaranteed returns
  • FDIC insured
  • Auto renewal option available
  • High APY
  • No monthly fee

Rules:

  • Interest is calculated only when the minimum balance is maintained
  • A penalty will be charged on early withdrawal
  • Interest is compounded on a monthly basis

National CD Rates

Average CD Rates

1-YEAR CD 1.82%
2-YEAR CD 1.75%
6-MONTH CD 2.10%
5-YEAR CD 2.47%
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