We have gathered below some of the highest CD Rates in San Diego. These high CD rates should be used as a research guide, helping you maximize your returns. These rates are valid as of July, 6th 2010 and can be obtained through the contact information below. We have researched dozens of bank’s websites to acquire their rate tables – here is the top rates for 3-Month, 6-Month, 1-Year and 2-Year CDs.

These Certificate of Deposits or Share Certificates  should be valid in these cities in the greater San Diego area: San Diego, Coronado, National City, Chula Vista, La Jolla, El Cajon, Santee, Lemon Grove, Winter Garden, and Imperial Beach.

San Diego: 3-Month CD Rates

  • North Island Credit Union has a 3-Month share certificate that pays 0.20% APY with %2,500 Minimum.
  • Mission Federal Credit Union has a 3-Month share certificate that pays 0.20%, 0.25% and 0.30% APY for $2,000, $10,000 and $100,000 deposited respectively.

San Diego: 6-Month CD Rates

  • Point Loma Credit Union has a 6-Month share certificate that pays 0.11% APY with $1,000 Minimum to Open.
  • North Island Credit Union has a 6-Month share certificate that pays 0.35% APY with %2,500 Minimum.
  • Mission Federal Credit Union has a 6-Month share certificate that pays 0.45%, 0.50% and 0.55% APY for $2,000, $10,000 and $100,000 deposited respectively.

San Diego: 1-Year CD Rates

  • Point Loma Credit Union has a 1-Year share certificate that pays 0.19% APY with $50 Minimum to Open.
  • North Island Credit Union has a 1-Year share certificate that pays 0.50% APY with %2,500 Minimum.
  • Mission Federal Credit Union has a 1-Year share certificate that pays 0.70%, 0.75% and 0.80% APY for $2,000, $10,000 and $100,000 deposited respectively.

San Diego: 2-Year CD Rates

  • Point Loma Credit Union has a 2-Year share certificate that pays 0.71% APY with $1,000 Minimum to Open.
  • North Island Credit Union has a 2-Year share certificate that pays 1.21% APY with %2,500 Minimum.
  • Mission Federal Credit Union has a 2-Year share certificate that pays 1.20%, 1.25% and 1.30% APY for $2,000, $10,000 and $100,000 deposited respectively.

Banks in San Diego, CA – Branch Locations, Phone Numbers

  • Wells Fargo Bank – 610 1st Avenue, San Diego, CA (619) 515-1460 ‎
  • Bank of America – 455 Island Avenue, San Diego, CA (619) 238-8200 ‎
  • U.S. Bank – 1420 Kettner Boulevard, San Diego, CA (619) 744-2140 ‎
  • California Bank & Trust – 402 W Broadway # 190, San Diego, CA (619) 446-1200 ‎
  • Pacific Western Bank – 401 W A St # 200, San Diego, CA (619) 744-7200 ‎
  • Bank of America – 450 B Street, San Diego, CA (619) 515-7574 ‎
  • Union Bank – 1201 Fifth Avenue, San Diego, CA (619) 230-4666 ‎
  • Torrey Pines Bank – 750 B St # 100, San Diego, CA (619) 235-5310 ‎
  • Citibank – 755 Broadway Cir, San Diego, CA (619) 239-3457 ‎
  • Wells Fargo Bank – 401 B St Ste 101, San Diego, CA (619) 702-6949 ‎
  • Bank of the West – Suite 150, 701 B Street, San Diego, CA (619) 234-3511 ‎
  • Chase Bank and ATM – 3800 5th Avenue, San Diego, CA (619) 296-8885 ‎
  • U.S. Bank – 600 W Broadway, Suite 100, San Diego, CA (619) 232-6213 ‎
  • Mission Federal Credit Union – Mission Valley – 2020 Camino del Rio N #100, San Diego, CA (800) 500-6328 ‎
  • North Island Credit Union – 225 Broadway, San Diego, CA (619) 656-7270 ‎
  • Comerica Bank – 955 J Street, San Diego, CA (619) 652-5700 ‎
  • The Wine Bank – Ste 100, 363 5th Ave, San Diego, CA (619) 234-7487 ‎
  • Bank of America Mortgage – 100 Island Ave Ste 100, San Diego, CA (619) 687-6000 ‎
  • Embarcadero Bank – 110 W A St # 1000, San Diego, CA (619) 814-1740 ‎
  • City National Bank – 501 West Broadway # 100, San Diego, CA (858) 551-0511 ‎
  • California Bank & Trust – 525 B St # 100, San Diego, CA (619) 446-4800 ‎
  • Neighborhood National Bank – 3511 National Avenue, San Diego, CA (619) 393-4300 ‎
  • Coronado First Bank – 801 Orange Ave # 101, Coronado, CA (619) 437-1000 ‎
  • 1st Pacific Bank of California – 525 B Street #1500, San Diego, CA (619) 398-3251 ‎

Credit Unions in San Diego, CA

  • North Island Credit Union – 225 Broadway, San Diego, CA (619) 656-7270 ‎
  • San Diego County Credit Union – 6545 Sequence Drive, San Diego, CA (877) 732-2848 ‎
  • San Diego Medical Federal CU – 8889 Rio San Diego Dr # 100, San Diego, CA (619) 641-1100 ‎
  • Mission Federal Credit Union – Mission Valley – 2020 Camino del Rio N #100, San Diego, CA (800) 500-6328 ‎
  • Point Loma Credit Union – 9420 Farnham St # 100, San Diego, CA (858) 495-3400 ‎
  • California Coast Credit Union – 440 Beech Street, San Diego, CA (858) 495-1600 ‎
  • San Diego County Credit Union – 5555 Mildred Street, San Diego, CA (619) 297-4835 ‎
  • Sharp Credit Union – 10075 Carroll Canyon Road # 200, San Diego, CA (858) 547-7400 ‎
  • Point Loma Credit Union – 3777 Sports Arena Boulevard, San Diego, CA (619) 226-5602
  • California Feminist CU – 4470 Park Blvd # 105A, San Diego, CA (619) 298-7283 ‎
  • San Diego Metropolitan Credit Union – 9212 Balboa Ave, San Diego, CA (619) 291-7101 ‎
  • Miramar Federal Credit Union – 9494 Miramar Road, San Diego, CA (858) 695-9494 ‎
  • Mission Federal Credit Union – Corporate Office(ATM only) – 5785 Oberlin Drive, San Diego, CA (858) 546-2850 ‎
  • Use Credit Union – 10120 Pacific Heights Boulevard, San Diego, CA (858) 795-6100 ‎
  • Navy Federal Credit Union – 4365 Imperial Avenue, San Diego, CA (888) 842-6328 ‎
  • San Diego Japanese FCU – 1031 25th St # D, San Diego, CA (619) 230-0313 ‎
  • USA Federal Credit Union – Tierrasanta – 10645 Tierrasanta Blvd, Suite E, San Diego, CA (800) 220-1872 ‎
  • North Island Financial CU – 225 Broadway, San Diego, CA (619) 656-1600 ‎
  • San Diego Firefighters FCU – 4926 La Cuenta Dr # 200, San Diego, CA (619) 283-5477 ‎
  • SD Medical Fed Credit Union – 3350 La Jolla Village Drive, San Diego, CA (858) 453-7844 ‎