Bethpage’s Top CD rate is 1.00% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $50. The credits earned on this CD are paid monthly. 

Bethpage also offers a 48-month CD with an 0.85% APY and a $50 minimum deposit. This account also pays you your dividends monthly. If you’re looking for a way to earn some extra cash, opening up a CD is a great way to do so. 

If you’re not ready to open a long-term CD, you can always choose to invest in a short-term CD.  Bethpage has a three or six month CD available with a $50 deposit. The important thing to note here is that with a short-term CD, the crediting frequency being monthly or quarterly. You have the option of choosing which frequency you want when you open up an account in person at one of Bethpage’s branches.

Bethpage offers ten CDs, all of which can be opened with a $50 minimum deposit. They start at three month terms and go all the way up to 60-month terms. The APY starts at 0.50% and goes to 1.00%. Once the CDs have reached maturity, they automatically rollover.


In order to open a CD with Bethpage, make sure you have your social security number handy, your address, and ID. You do not have to be a member of Bethpage in order to open a CD.

Branches in New York

Albertson, Baldwin, Bay Shore, Centereach, Central Islip, Commack, East Northport, Elmont, Farmingdale, Freeport, Glen Cove, Hempstead, Huntington, Levittown, Long Beach, Lynbrook, Massapequa, Melville, Mineola, New Hyde Park, New York City, North Babylon, Patchogue, Port Jefferson, Riverhead, Roosevelt, Seaford, Smithtown, Valley Stream, West Babylon, Westbury. 

Bank Overview

Bethpage’s mission is to earn the trust of their clients by committing to giving the best customer service they can provide. They promise to be far more superior than banks due to the fact that they prioritize their members over their shareholders, unlike most big banks. They make sure that your needs come first.

Bethpage also guarantees that they offer many of the same services banks do, but at a more cost effective rate, and who doesn’t want to save a little bit of money? Aside from CD’s Bethpage offers services that include but are not limited to: checking accounts, savings accounts, auto loans, mortgages, and personal loans among other things. 

Bethpage offers 24/7 customer service as well as online banking, so you can always stay on top of your finances. They also offer hundreds of nationwide ATMs as well as thousands of shared service centers.

If you’re eager to become a member of Bethpage, you can easily sign up online. In order to open a savings account, you must deposit a minimum of $5. You’ll find that once you’ve joined a credit union, you’ll never want to go back to banking any other way.