Want your money to earn more with less hassle? Looking for the best rates and terms for a Certificate of deposit in your area? We’ve put together a list of some of the best Kirkwood Bank CD rates and terms in your area to help you in your saved search.

Offering competitive rates and a variety of opening deposits, Kirkwood is seeking to help their customers get into saving and saving right. While the shorter-term CDs do have a lower return rate, it’s still very competitive with other institutions across the area. There is a substantial penalty for withdrawing before the maturation date but keeping in mind what your plans are and adjusting your CD term accordingly helps make sure you don’t incur those penalties.

CD rates are time-sensitive, so to check the current CD rate please contact the bank using the contact information.

Kirkwood Bank of Nevada CD Rates Offers

The most popular CD factors are stated next;

Are Kirkwood Bank of Nevada CD Rates Competitive?

Kirkwood Bank of Nevada’s Certificate of Deposit (CD) rates are available for various terms that appear to be competitive in the current market.

The bank offers a range of CD options, each with its interest rate and annual percentage yield, catering to different investment horizons. With competitive rates such as 4.53% APY for the 9-month CD and 4.75% APY for the 12-month CD, Kirkwood Bank provides viable choices for individuals seeking short to mid-term investments.

Other than all this, to attain and achieve the most authentic suitability in financial terms, it is required to consider individual financial goals and preferences.

How does Kirkwood Bank of Nevada CD Rates Compare?

Kirkwood Bank of Nevada’s CD rates, as compared to other competitive financial institutions, appear to be relatively competitive, but there are notable variances.

While Kirkwood Bank offers attractive rates, such as 4.53% APY for the 9-month CD and 4.75% APY for the 12-month CD, other online banks present even higher rates.


  • First Foundation Bank offers a compelling 4.85% APY for a 12-month CD with a $2,500 minimum.
  • Forbright Bank boasts an impressive 5.30% APY for a 9-month CD with a $1,000 minimum. 
  • Additionally, Discover Bank provides competitive rates ranging from 3.75% to 4.80% APY for various CD terms with a $2,500 minimum deposit.

Overview Kirkwood Bank of Nevada 

Kirkwood Bank of Nevada has been a stalwart in the financial landscape since 1975 and proudly stands as a locally-owned institution providing comprehensive banking services. With a commitment to the communities it serves, Kirkwood Bank has established a solid presence with locations in Carson City and Nevada, ND.

As a full-service bank, it has been a trusted partner for individuals and businesses alike, fostering financial stability and growth. The bank’s long-standing local ownership reflects a dedication to understanding and meeting the unique needs of its community members.

Locations Kirkwood Bank of Nevada 

Bank Locations: Branch Info in Carson City

  • Bank Of America
    • 600 East Williams Street, Carson City, NV
    • 947 Topsy Ln, Carson City, NV
  • Bank Of The West
    • 2976 N. Carson Street, Carson City, NV
  • City National Bank
    • 1811 E. College Pkwy, Carson City, NV
  • Eaglemark Savings Bank
    • 3850 Arrowhead Drive, Carson City, NV
  • El Dorado Savings Bank
    • 3788 Us Highway 395 S, Carson City, NV
  • Glacier Bank
    • 4222 South Carson Street, Carson City, NV
  • Plumas Bank
    • 1101 North Carson Street, Carson City, NV
  • U.S. Bank
    • 4348 South Carson Street, Carson City, NV
    • 1001 North Stewart, Carson City, NV
    • 3405 Market Street, Suite 100, Carson City, NV
  • Wells Fargo Bank, National Association
    • 1550 East William Street, Carson City, NV
    • 2424 South Carson Street, Carson City, NV
  • Western Alliance Bank
    • 1818 East College Parkway, Carson City, NV
  • Zions First National Bank
    • 4267 South Carson Street, Carson City, NV
    • 1525 College Pkwy, Carson City, NV

Carson City, NV Credit Unions

  • United Credit Union
    • 1350 E William St, Carson City, NV
    • 935 Jacks Valley Rd, Carson City, NV
  • Greater Nevada Credit Union
    • 451 Eagle Station Ln, Carson City, NV
    • 4131 N Carson St, Carson City, NV
    • 4070 Silver Sage Dr, Carson City, NV
    • 481 Eagle Station Ln, Carson City, NV

Frequently Asked Questions

What is the minimum deposit required for Kirkwood Bank of Nevada’s 9-month CD?

The minimum deposit for the 9-month CD is $500.

Are there penalties for early withdrawal on Kirkwood Bank’s CDs?

Yes, there is a substantial penalty for early withdrawal on all CDs offered by Kirkwood Bank of Nevada.

What is the Annual Percentage Yield (APY) for the 18-month CD at Kirkwood Bank?

The APY for the 18-month CD is 3.51%.

Does Kirkwood Bank offer automatic renewal for its Certificate of Deposit accounts?

Specific renewal options are available, but most commonly the users themselves have to decide the next proceeding.

Is there a difference in interest rates for online CD accounts compared to in-branch accounts?

Kirkwood Bank’s CD rates are generally consistent as per interest rates across online and in-branch accounts.