Best 6-Month CD Rates San Diego, California

Pros:

• High APY
• No monthly fee
• FDIC insured deposits
• Sell the CD through bidding

Rules:

• To purchase a CD with the bank, one needs to open an account first
• CD rates can be checked through Schwab CD OneSource.

Pros:

• No monthly fees
• Top-tier and competitive rate of interest
• Premium customer service

Rules:

• Any deposit equalling $2 Million or above must be pre-approved by the bank
• Interest is compounded monthly
• Early withdrawal incurs a penalty

Pros:

• FDIC insured investment
• Reputed bank with a nationwide presence
• High yield rate as compared to other banks

Rules:

• Bank pays interest by (a) Rolling back into CD (b) Deposit to account (c) Check can be mailed (depending on the length of term)
• Auto renewal facility available with a grace period of 10 days
• Penalty on early withdrawal

Pros:

• High APY
• No monthly fee
• FDIC insured deposits
• Sell the CD through bidding

Rules:

• To purchase a CD with the bank, one needs to open an account first
• CD rates can be checked through Schwab CD OneSource.

Pros:

• No monthly fees
• Top-tier and competitive rate of interest
• Premium customer service

Rules:

• Any deposit amounting to $2 Million Or greater requires pre-approval
• Interest compounded every month
• Early withdrawal incurs a penalty

Pros:

• 24/7 access to the account
• Rules (Terms to Earn the Rate)

Rules:

Pros:

• No monthly fee
• A fixed-rate interest on the entire balance
• $500 is a very low minimum balance slab
• FDIC insured investment
• Online application facility available

Rules:

• The CD earns a fixed interest on the entire balance
• Interest is compounded monthly and added to the account at every month’s end

Pros:

• No monthly fees
• Federally insured
• Guaranteed returns
• Low minimum balance

Rules:

• A pre-approval is required for all certificates amounting to $2 Million or greater.
• Interest is compounded monthly and credited to the account at the month’s end
• A penalty is charged on premature withdrawal

Pros:

• FDIC insured investment
• Reputed bank with a nationwide presence
• High yield rate as compared to other banks

Rules:

• Bank pays interest by (a) Rolling back into CD (b) Deposit to account (c) Check can be mailed (depending on the length of term)
• Auto renewal facility available with a grace period of 10 days
• Penalty on early withdrawal

Pros:

• No monthly fees
• Federally insured
• Guaranteed returns
• Low minimum balance

Rules:

• A pre-approval is required for all certificates amounting to $2 Million or greater.
• Interest is compounded monthly and credited to the account at the month’s end
• A penalty is charged on premature withdrawal

Pros:

• Competitive interest rates
• Automatic Renewal
• Fixed-rate with guaranteed returns
• FDIC insured

Rules:

• Interest is compounded monthly and added to the account at the end of the month
• Early withdrawal attracts a penalty
• Automatic renewal option available

Pros:

• Fixed-rate and high returns
• FDIC insured
• CD opening features available on mobile
• FDIC insured

Rules:

• APY is earned on initial deposits of $1000
• Interest starts accruing from the day it is opened and added to the account
• Interest is paid monthly and can be transferred to another bank’s account
• A notice is sent 30 days before the maturity date
• 10 days grace period to withdraw the CD before auto-renewal

Pros:

• Competitive interest rates
• Automatic Renewal
• Fixed-rate with guaranteed returns
• FDIC insured

Rules:

• Interest is compounded monthly and credited to the account on the month’s end
• Automatic Renewal
• Premature withdrawal is charged with a penalty

Pros:

• It can be opened in the name of a trust
• 24/7 customer service
• Automatic renewal on maturity
• FDIC insured

Rules:

• There is no minimum deposit to open a CD
• Interest is compounded daily
• A fixed-rate interest is charged on the amount
• Auto renewal facility available with 10 days grace period

Pros:

• High rate of interest
• 24/7 access through mobile or desktop
• Round-the-clock customer support
• FDIC insured

Rules:

• To earn APY, interest, and principal must remain in the account
• Early withdrawal incurs a penalty