Best 6-Month CD Rates in Las Vegas, Nevada

4.0
Bankrate Score

Bank or Credit Union Name: America First Federal Credit Union

Minimum Amount: $10,000

APY / Rate: 5.08%

Pros:

  • Best APY rate on CD in Nevada state.
  • FDIC insured up to $250,000.
  • No monthly maintenance fees.

Rules:

  • Minimum deposit of $10,000.
  • The early withdrawal penalty is 90 days of interest in case withdrawn before maturity.
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1,000

APY / Rate: 4.60%

Pros:

  • FDIC insured up to $250,000.
  • No monthly maintenance fees.

Rules:

  • Minimum deposit of $1,000.
  • The early withdrawal penalty fee is 180 days of interest if withdrawn before maturity.
4.0
Bankrate Score

Bank or Credit Union Name: Mountain America Federal Credit Union

Minimum Amount: $500

APY / Rate: 5.50%

Pros:

  • FDIC insured up to $250,000
  • No monthly maintenance fees.

Rules:

  • Minimum deposit of $500.
  • Term of 6 months.
  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: Nevada State Bank

Minimum Amount: $10,000

APY / Rate: 4.40%

Pros:

  • FDIC insured up to $250,000
  • No monthly maintenance fees.
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or at any Nevada State Bank Branch.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • Minimum deposit of $10,000.
  • There is a 180-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: Beal Bank USA

Minimum Amount: $1000

APY / Rate: 3.94%

Pros:

  • You can select what you want to do upon maturity.
  • Maximize returns while controlling the accessibility of your deposits.
  • Insured by the FDIC

Rules:

  • Any withdrawal before maturity is charged with a penalty.
  • Penalty: 1% of the amount withdrawn or half the amount withdrawn at the interest rate being paid during the entire term of the account [whichever is greater].
4.0
Bankrate Score

Bank or Credit Union Name: First Republic Bank

Minimum Amount: $10,000

APY / Rate: 4.75%

Pros:

  • FDIC insured
  • No monthly maintenance fees

Rules:

  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: $500

APY / Rate: 4.65%

Pros:

  • FDIC insured.
  • No monthly maintenance fees.
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the Marcus by Goldman Sachs app.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: TAB Bank

Minimum Amount: $1,000

APY / Rate: 4.76%

Pros:

  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the TAB Bank website.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: HSBC Direct

Minimum Amount: $1,000

APY / Rate: 4.50%

Pros:

  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the HSBC Direct website.

Rules:

  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: Dollar Savings Direct

Minimum Amount: $500

APY / Rate: 5.00%

Pros:

  • High APY
  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the Dollar Savings Direct website.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.

Best 12-Month CD Rates in Las Vegas, Nevada

4.0
Bankrate Score

Bank or Credit Union Name: Morgan Stanley

Minimum Amount: $1000

APY / Rate: 5.55%

Pros:

  • FDIC insured up to $250,000
  • No monthly maintenance fees.

Rules:

  • Minimum deposit of $1,000.
  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity.
4.0
Bankrate Score

Bank or Credit Union Name: BMO Alto

Minimum Amount: $0

APY / Rate: 5.25%

Pros:

  • FDIC insured up to $250,000.
  • No monthly maintenance fees.
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or at any BMO Alto branch.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • Minimum deposit of $0.
  • Term of 12 months.
  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 5.35%

Pros:

  • FDIC insured up to $250,000.
  • No monthly maintenance fees.
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or at any Bread Savings™️ branch.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • Minimum deposit of $1500.
  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: First Republic Bank

Minimum Amount: $10,000

APY / Rate: 5.15%

Pros:

  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the First Republic Bank website.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: TAB Bank

Minimum Amount: $1,000

APY / Rate: 5.10%

Pros:

  • FDIC insured
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the TAB Bank website.
  • You can set up automatic transfers from your checking account to your CD.
  • No monthly maintenance fees

Rules:

  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: HSBC Direct

Minimum Amount: $1,000

APY / Rate: 4.80%

Pros:

  • FDIC insured
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the HSBC Direct website.
  • You can set up automatic transfers from your checking account to your CD.
  • No monthly maintenance fees

Rules:

  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: Dollar Savings Direct

Minimum Amount: $500

APY / Rate: 5.00%

Pros:

  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the Dollar Savings Direct website.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: Ally Bank

Minimum Amount: $0

APY / Rate: 4.90%

Pros:

  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the Ally Bank website.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: $500

APY / Rate: 5.00%

Pros:

  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the Marcus by Goldman Sachs website.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity
  • The interest rate is subject to change.

Best 24-Month CD Rates in Las Vegas, Nevada

4.0
Bankrate Score

Bank or Credit Union Name: First Republic Bank

Minimum Amount: $2500

APY / Rate: 5.10%

Pros:

  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or through the First Republic Bank website.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • The early withdrawal penalty is 90 days of interest if withdrawn before maturity
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 5.05%

Pros:

  • FDIC insured up to $250,000.
  • No monthly maintenance fees.
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online or at any Bread Savings™️ branch.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • Minimum deposit of $1500.
  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.
4.0
Bankrate Score

Bank or Credit Union Name: M.Y. Safra Bank

Minimum Amount: $500

APY / Rate: 4.82%

Pros:

  • CD ladder option available
  • Best interest rate for financial planning
  • No hidden charges
  • FDIC-insured investment

Rules:

  • Compound interest calculated on CD daily and added to the account monthly.
  • Reinvestment of interest and disbursement on maturity rules followed
  • Auto renewal on maturity
  • 10-days grace period to alter CD term or withdraw CD
  • Premature withdrawal is charged with a penalty

Best 36-Month CD Rates in Las Vegas, Nevada

4.0
Bankrate Score

Bank or Credit Union Name: M.Y. Safra Bank

Minimum Amount: $500

APY / Rate: 4.76%

Pros:

  • CD ladder option available
  • Best interest rate for financial planning
  • No hidden charges
  • FDIC-insured investment

Rules:

  • Compound interest calculated on CD daily and added to the account monthly.
  • Reinvestment of interest and disbursement on maturity rules followed
  • Auto renewal on maturity
  • 10-days grace period to alter CD term or withdraw CD
  • Premature withdrawal is charged with a penalty
4.0
Bankrate Score

Bank or Credit Union Name: First Internet Bank

Minimum Amount: $1,000

APY / Rate: 4.75%

Pros:

  • FDIC insured
  • No monthly maintenance fees
  • The interest rate is compounded daily, so you earn interest on your interest.
  • You can open a CD online with First Internet Bank’s website.
  • You can set up automatic transfers from your checking account to your CD.

Rules:

  • There is a 90-day early withdrawal penalty if you withdraw your money before maturity.
  • The interest rate is subject to change.

Best 60-Month CD Rates in Las Vegas, Nevada

4.0
Bankrate Score

Bank or Credit Union Name : Toyota Financial Savings Bank

Minimum Amount: $1,000

APY / Rate: 4.42%

Pros:

  • TFSB offers some of the highest interest rates on CDs in the market. For example, as of July 22, 2023, the APY on a 60-month CD is 4.42%.
  • TFSB is a FDIC-insured bank, so your money is safe up to $250,000.
  • TFSB does not charge any monthly fees for its savings accounts or money market accounts.

Rules:

  • The minimum deposit for a CD at TFSB is $1,000.
  • If you withdraw money from your CD before the term is up, you may be subject to an early withdrawal penalty. The penalty is 6 months’ interest on the amount withdrawn.
  • TFSB offers CDs with terms ranging from 30 days to 60 months.
4.0
Bankrate Score

Bank or Credit Union Name : Mountain America Credit Union

Minimum Amount: $500

APY / Rate: 4.00%

Pros:

  • Mountain America Credit Union offers competitive interest rates on its CDs.
  • There are no monthly maintenance fees for Mountain America Credit Union CDs.
  • Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
  • Mountain America Credit Union CDs are FDIC insured up to $250,000.
  • Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
  • You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.

Rules:

  • To earn the advertised interest rate, you must keep your money in the CD until maturity.
  • If you withdraw your money early, you may be subject to an early withdrawal penalty.
  • The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.
4.0
Bankrate Score

Bank or Credit Union Name : America First Credit union

Minimum Amount: $100

APY / Rate: 3.74%

Pros:

  • Best APY rate on CD in Nevada state.
  • FDIC insured up to $250,000.
  • No monthly maintenance fees.

Rules:

  • Minimum deposit of $10,000.
  • The early withdrawal penalty is 90 days of interest in case withdrawn before maturity.

Average CD Rates in Nevada

Sidebar CD Rates

1-YEAR CD 1.96%
2-YEAR CD 2.20%
6-MONTH CD 2.10%
5-YEAR CD 2.47%
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