Best 6-Month CD Rates in Nevada

Pros:

• NCUA Insured to at least $250,000
•  Dividend can be compounded in certificates / deposited to another share/ transferred to another institution
•  Option to renew on the maturity

Rules:

• Any withdrawal before maturity is charged with a penalty
• Penalty= amount of the withdrawal x  the remaining term (days) of the certificate at the rate of 2x the current APR (divided by 365)
• Dividends are paid at the end of the month

Pros:

• Instant account opening
• Low minimum balance
• FDIC insured

Rules:

• Interest is compounded daily and credited to the account at the end of every month
•   A periodic rate is applied to the balance (principal + interest) in the account
• CD can be withdrawn upon maturity within 10 days after which, it is automatically renewed on the same terms. 

Pros:

• Easy renewal without any conditions
• Can be accessed at the branch, mobile or online
• Insured by NCUA insurance

Rules:

• Dividends are calculated on a simple interest basis
• Monthly dividends are paid on CD maturity

Pros:

• Hassle-free account opening
• FDIC insured
• Easy renewal

Rules:

• Dividends are compounded and credited on a monthly basis
• Average daily balance method is applied
• There is a penalty for early withdrawal

Pros:

• No minimum balance
• Easiest penalty terms 
• CD ladder strategy to avoid penalty
• Interest can be withdrawn anytime without penalty
• FDIC insured up to $250,000

Rules:

• Interest is calculated monthly and credited to the account at the end of the month
• Penalty on premature withdrawal. 

Pros:

• Nationwide available bank
• No penalty for early withdrawal
• Can withdraw after 7 days of the opening date
• FDIC insured

Rules:

• Interest is compounded daily and credited to the account at the end of the month 

Pros:

• $1 million per account and $10 million limit per customer maximum deposit limit
• No hidden fees
• Free monthly maintenance
• Auto-renew facility available

Rules:

• Interest is accrued and compounded on daily basis and credited to the account every month

Pros:

• No minimum balance
• Easiest penalty terms
• Interest can be withdrawn anytime without penalty
• FDIC insured up to $250,000

Rules:

• Monthly Interest is calculated and credited to the account at the end of the month
• A penalty is charged if you withdraw prematurely

Pros:

• Hasslefree and Instant account opening
• Customer support avail all seven days of a week

Rules:

• CD rate can change at any time and hence customers are required to check the prevailing rates
• Interest is added to the principal at every month’s end
• It can be withdrawn without any penalty

Pros:

• No minimum balance required
• FDIC insured investment
• No risk investment
• Account opening in just 5 minutes

Rules:

• Interest is accrued daily and compounded on a monthly basis and can be withdrawn on the end of term, monthly, or annual basis. 

Pros:

• No minimum balance
• Low penalty on early withdrawal
• Anytime interest withdrawal without penalty
• FDIC insured up to $250,000

Rules:

• Interest is calculated on a monthly basis and credited to the account at end of every month
• Premature withdrawal is charged with a penalty

Pros:

• Instant account opening
• Low minimum balance requirements
• All seven days of customer support

Rules:

• Interest is accrued daily and compounded at the end of the month
• No penalty withdrawal is available on the interest amount

Pros (Why it made the list):

• Low minimum balance requirement
• Insured up to $500,000 by National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI)
• No monthly fees

Rules:

• The dividend is compounded and credited on a monthly basis
• Complete the term to avoid penalties

Pros:

• A low minimum balance is required to open an account
• Higher APY than most of the banks 
• Hassle-free account opening

Rules:

• Maintain a minimum balance of $500 to earn the interest
• Interest is compounded and credited to the account on a monthly basis. 

Pros:

• A low minimum balance required
• Best Apy rates
• FDIC insured

Rules:

• Interest starts accruing from the first business day after the deposit is made. 
• It is calculated as per the daily balance method
• Interest is compounded and credited to the account on a quarterly basis

Pros:

• Hassle-free account opening
• Best reinvestment options available
• $1 million per account and $10 million limit per customer maximum deposit limit
• No hidden fees
• Free monthly maintenance
• Auto-renew facility available

Rules:

• Interest is accrued and compounded on daily basis and credited to the account on a monthly basis

Pros:

• No minimum balance
• Minimum penalty on early withdrawal
• Interest can be withdrawn anytime without penalty
• FDIC insured up to $250,000

Rules:

• Monthly Interest calculation and account credit
• No minimum balance is required to earn the interest
• A penalty amount is charged on early withdrawals 

Pros:

• High APY and interest rates
• Easy account opening procedure
• FDIC insured
• BBB accredited business

Rules:

• You must maintain a minimum balance of $1000 to earn APY
• Interest is added to the account every end of month

Pros:

• Easy fund transfer
• No minimum balance
• No monthly fees

Rules:

• Fund the account within 14 days of opening to make it functional
• To earn interest ensure $0.01 at all times

Pros:

• No minimum balance required
• FDIC insured investment
• No risk investment
• Instant account opening

Rules:

• No minimum balance is required to earn an interest
• The interest is compounded monthly and credited to the account
• You can withdraw the interest at anytime of the term without any penalty or fee

Pros:

• $1 million per account and $10 million limit per customer maximum deposit limit
• No hidden fees
• Free monthly maintenance
• Auto renew facility available

Rules:

• Interest is accrued and compounded on daily basis and credited to the account on monthly basis

Pros:

• One of the highest APY 
• 24X7 account access
• FDIC insured deposits
• 24/7 customer support

Rules:

• Minimum balance of $10000 must be maintained in the account to earn interest
• Interest is accrued and compounded monthly and transferred to the account at the end of month. 
• Premature withdrawal are exposed to penalty

Pros:

• Best APY rate
• No minimum balance required
• High yield savings options
• No penalty on premature interest withdrawal
• 10 days grace period after maturity to add more funds to the CD

Rules:

• The interest is compounded monthly and added to the account at the end of the month. 
• There is no minimum balance required to earn interest. 
• Also no penalty on premature withdrawals.

Pros:

• One of the biggest banks in America
• No minimum balance required
• Easy fund transfer
• No monthly fees

Rules:

• Fund must be added to the account within 14 days of opening
• To earn interest minimum $0.01 balance must be maintained
• Interest is compounded on monthly basis 

Pros:

• No minimum balance 
• FDIC insured investment
• No risk investment
• 5 minutes account opening facility

Rules:

• daily interest accrual which is monthly compounded and credited to the account
• The interest can be withdrawn on the end of term, monthly or annually basis.