Best 6 -months CD Rates in Reno, Nevada

4.0
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Bank or Credit Union Name: Mountain America Credit Union

Minimum Amount: $500

APY / Rate: 5.50%

Pros:

  • Mountain America Credit Union offers competitive interest rates on its CDs.
  • There are no monthly maintenance fees for Mountain America Credit Union CDs.
  • Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
  • Mountain America Credit Union CDs are FDIC insured up to $250,000.
  • Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
  • You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.

Rules:

  • To earn the advertised interest rate, you must keep your money in the CD until maturity.
  • If you withdraw your money early, you may be subject to an early withdrawal penalty.
  • The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.
4.0
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Bank or Credit Union Name: Greater Nevada Credit Union

Minimum Amount: $500

APY / Rate: 5.20% APY

Pros:

  • High interest rates on CDs
  • No early withdrawal penalty on some CDs
  • FDIC insured
  • Wide range of terms
  • Easy to open an account

Rules:

  • The minimum deposit for a CD at GNCU is $500.
  • The term of a CD at GNCU can range from 7 days to 60 months.
  • There is an early withdrawal penalty for CDs at GNCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.
4.0
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Bank or Credit Union Name: First Tech Federal Credit Union

Minimum Amount: $500

APY / Rate: 4.85%

Pros:

  • High interest rates on CDs
  • No early withdrawal penalty on some CDs
  • NCUA insured
  • Wide range of terms
  • Easy to open an account

Rules:

  • The minimum deposit for a CD at FTFCU is $500.
  • The term of a CD at FTFCU can range from 3 months to 60 months.
  • There is an early withdrawal penalty for CDs at FTFCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.

Best 12-Month CD Rates in Reno, Nevada

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Bank or Credit Union Name: Mountain America Credit Union

Minimum Amount: $500

APY / Rate: 5.25%

Pros:

  • Mountain America Credit Union offers competitive interest rates on its CDs.
  • There are no monthly maintenance fees for Mountain America Credit Union CDs.
  • Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
  • Mountain America Credit Union CDs are FDIC insured up to $250,000.
  • Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
  • You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.

Rules:

  • To earn the advertised interest rate, you must keep your money in the CD until maturity.
  • If you withdraw your money early, you may be subject to an early withdrawal penalty.
  • The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.
4.0
Bankrate Score
Compare top savings rates

Bank or Credit Union Name: Greater Nevada Credit Union

Minimum Amount: $500

APY / Rate: 5.20% APY

Pros:

  • High interest rates on CDs
  • No early withdrawal penalty on some CDs
  • FDIC insured
  • Wide range of terms
  • Easy to open an account

Rules:

  • The minimum deposit for a CD at GNCU is $500.
  • The term of a CD at GNCU can range from 7 days to 60 months.
  • There is an early withdrawal penalty for CDs at GNCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.
4.0
Bankrate Score
Compare top savings rates

Bank or Credit Union Name: First Tech Federal Credit Union

Minimum Amount: $500

APY / Rate: 4.85%

Pros:

  • High interest rates on CDs
  • No early withdrawal penalty on some CDs
  • NCUA insured
  • Wide range of terms
  • Easy to open an account

Rules:

  • The minimum deposit for a CD at FTFCU is $500.
  • The term of a CD at FTFCU can range from 3 months to 60 months.
  • There is an early withdrawal penalty for CDs at FTFCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.

Best 24-Month CD Rates in Reno, Nevada

4.0
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Bank or Credit Union Name: Mountain America Credit Union

Minimum Amount: $500

APY / Rate: 5.50%

Pros:

  • Mountain America Credit Union offers competitive interest rates on its CDs.
  • There are no monthly maintenance fees for Mountain America Credit Union CDs.
  • Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
  • Mountain America Credit Union CDs are FDIC insured up to $250,000.
  • Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
  • You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.

Rules:

  • To earn the advertised interest rate, you must keep your money in the CD until maturity.
  • If you withdraw your money early, you may be subject to an early withdrawal penalty.
  • The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.
4.0
Bankrate Score
Compare top savings rates

Bank or Credit Union Name: Greater Nevada Credit Union

Minimum Amount: $500

APY / Rate: 5.40% APY

Pros:

  • High interest rates on CDs
  • No early withdrawal penalty on some CDs
  • FDIC insuredWide range of terms
  • Easy to open an account

Rules:

  • The minimum deposit for a CD at GNCU is $500.
  • The term of a CD at GNCU can range from 7 days to 60 months.
  • There is an early withdrawal penalty for CDs at GNCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.
4.0
Bankrate Score
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Bank or Credit Union Name: First Tech Federal Credit Union

Minimum Amount: $500

APY / Rate: 5.15%

Pros:

  • High interest rates on CDs
  • No early withdrawal penalty on some CDs
  • NCUA insured
  • Wide range of terms
  • Easy to open an account

Rules:

  • The minimum deposit for a CD at FTFCU is $500.
  • The term of a CD at FTFCU can range from 3 months to 60 months.
  • There is an early withdrawal penalty for CDs at FTFCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.

Best 60-Month CD Rates in Reno, Nevada

4.0
Bankrate Score
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Bank or Credit Union Name: Mountain America Credit Union

Minimum Amount: $500

APY / Rate: 5.85%

Pros:

  • Mountain America Credit Union offers competitive interest rates on its CDs.
  • There are no monthly maintenance fees for Mountain America Credit Union CDs.
  • Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
  • Mountain America Credit Union CDs are FDIC insured up to $250,000.
  • Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
  • You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.

Rules:

  • To earn the advertised interest rate, you must keep your money in the CD until maturity.
  • If you withdraw your money early, you may be subject to an early withdrawal penalty.
  • The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.
4.0
Bankrate Score
Compare top savings rates

Bank or Credit Union Name: Greater Nevada Credit Union

Minimum Amount: $500

APY / Rate: 5.60% APY

Pros:

  • High interest rates on CDs
  • No early withdrawal penalty on some CDs
  • FDIC insured
  • Wide range of terms
  • Easy to open an account

Rules:

  • The minimum deposit for a CD at GNCU is $500.
  • The term of a CD at GNCU can range from 7 days to 60 months.
  • There is an early withdrawal penalty for CDs at GNCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.
4.0
Bankrate Score
Compare top savings rates

Bank or Credit Union Name: First Tech Federal Credit Union

Minimum Amount: $500

APY / Rate: 5.45%

Pros:

  • High interest rates on CDs
  • No early withdrawal penalty on some CDs
  • NCUA insured
  • Wide range of terms
  • Easy to open an account

Rules:

  • The minimum deposit for a CD at FTFCU is $500.
  • The term of a CD at FTFCU can range from 3 months to 60 months.
  • There is an early withdrawal penalty for CDs at FTFCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.
Average CD Rates in Nevada

Sidebar CD Rates

1-YEAR CD 1.96%
2-YEAR CD 2.20%
6-MONTH CD 2.10%
5-YEAR CD 2.47%
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