Best CD Rates in Reno, Nevada
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Best 6 -months CD Rates in Reno, Nevada

Bank or Credit Union Name: Mountain America Credit Union
Minimum Amount: $500
APY / Rate: 5.50%
Pros:
- Mountain America Credit Union offers competitive interest rates on its CDs.
- There are no monthly maintenance fees for Mountain America Credit Union CDs.
- Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
- Mountain America Credit Union CDs are FDIC insured up to $250,000.
- Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
- You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.
Rules:
- To earn the advertised interest rate, you must keep your money in the CD until maturity.
- If you withdraw your money early, you may be subject to an early withdrawal penalty.
- The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.

Bank or Credit Union Name: Greater Nevada Credit Union
Minimum Amount: $500
APY / Rate: 5.20% APY
Pros:
- High interest rates on CDs
- No early withdrawal penalty on some CDs
- FDIC insured
- Wide range of terms
- Easy to open an account
Rules:
- The minimum deposit for a CD at GNCU is $500.
- The term of a CD at GNCU can range from 7 days to 60 months.
- There is an early withdrawal penalty for CDs at GNCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.

Bank or Credit Union Name: First Tech Federal Credit Union
Minimum Amount: $500
APY / Rate: 4.85%
Pros:
- High interest rates on CDs
- No early withdrawal penalty on some CDs
- NCUA insured
- Wide range of terms
- Easy to open an account
Rules:
- The minimum deposit for a CD at FTFCU is $500.
- The term of a CD at FTFCU can range from 3 months to 60 months.
- There is an early withdrawal penalty for CDs at FTFCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.
Best 12-Month CD Rates in Reno, Nevada

Bank or Credit Union Name: Mountain America Credit Union
Minimum Amount: $500
APY / Rate: 5.25%
Pros:
- Mountain America Credit Union offers competitive interest rates on its CDs.
- There are no monthly maintenance fees for Mountain America Credit Union CDs.
- Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
- Mountain America Credit Union CDs are FDIC insured up to $250,000.
- Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
- You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.
Rules:
- To earn the advertised interest rate, you must keep your money in the CD until maturity.
- If you withdraw your money early, you may be subject to an early withdrawal penalty.
- The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.

Bank or Credit Union Name: Greater Nevada Credit Union
Minimum Amount: $500
APY / Rate: 5.20% APY
Pros:
- High interest rates on CDs
- No early withdrawal penalty on some CDs
- FDIC insured
- Wide range of terms
- Easy to open an account
Rules:
- The minimum deposit for a CD at GNCU is $500.
- The term of a CD at GNCU can range from 7 days to 60 months.
- There is an early withdrawal penalty for CDs at GNCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.

Bank or Credit Union Name: First Tech Federal Credit Union
Minimum Amount: $500
APY / Rate: 4.85%
Pros:
- High interest rates on CDs
- No early withdrawal penalty on some CDs
- NCUA insured
- Wide range of terms
- Easy to open an account
Rules:
- The minimum deposit for a CD at FTFCU is $500.
- The term of a CD at FTFCU can range from 3 months to 60 months.
- There is an early withdrawal penalty for CDs at FTFCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.
Best 24-Month CD Rates in Reno, Nevada

Bank or Credit Union Name: Mountain America Credit Union
Minimum Amount: $500
APY / Rate: 5.50%
Pros:
- Mountain America Credit Union offers competitive interest rates on its CDs.
- There are no monthly maintenance fees for Mountain America Credit Union CDs.
- Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
- Mountain America Credit Union CDs are FDIC insured up to $250,000.
- Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
- You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.
Rules:
- To earn the advertised interest rate, you must keep your money in the CD until maturity.
- If you withdraw your money early, you may be subject to an early withdrawal penalty.
- The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.

Bank or Credit Union Name: Greater Nevada Credit Union
Minimum Amount: $500
APY / Rate: 5.40% APY
Pros:
- High interest rates on CDs
- No early withdrawal penalty on some CDs
- FDIC insuredWide range of terms
- Easy to open an account
Rules:
- The minimum deposit for a CD at GNCU is $500.
- The term of a CD at GNCU can range from 7 days to 60 months.
- There is an early withdrawal penalty for CDs at GNCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.

Bank or Credit Union Name: First Tech Federal Credit Union
Minimum Amount: $500
APY / Rate: 5.15%
Pros:
- High interest rates on CDs
- No early withdrawal penalty on some CDs
- NCUA insured
- Wide range of terms
- Easy to open an account
Rules:
- The minimum deposit for a CD at FTFCU is $500.
- The term of a CD at FTFCU can range from 3 months to 60 months.
- There is an early withdrawal penalty for CDs at FTFCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.
Best 60-Month CD Rates in Reno, Nevada

Bank or Credit Union Name: Mountain America Credit Union
Minimum Amount: $500
APY / Rate: 5.85%
Pros:
- Mountain America Credit Union offers competitive interest rates on its CDs.
- There are no monthly maintenance fees for Mountain America Credit Union CDs.
- Easy to open: You can open a Mountain America Credit Union CD online in just a few minutes.
- Mountain America Credit Union CDs are FDIC insured up to $250,000.
- Wide range of terms: Mountain America Credit Union offers a wide range of CD terms, from 3 months to 60 months.
- You can choose to add a rate bump option to your CD, which allows you to increase the interest rate once during the term of the CD.
Rules:
- To earn the advertised interest rate, you must keep your money in the CD until maturity.
- If you withdraw your money early, you may be subject to an early withdrawal penalty.
- The early withdrawal penalty is typically 6 months of interest on the amount you withdraw.

Bank or Credit Union Name: Greater Nevada Credit Union
Minimum Amount: $500
APY / Rate: 5.60% APY
Pros:
- High interest rates on CDs
- No early withdrawal penalty on some CDs
- FDIC insured
- Wide range of terms
- Easy to open an account
Rules:
- The minimum deposit for a CD at GNCU is $500.
- The term of a CD at GNCU can range from 7 days to 60 months.
- There is an early withdrawal penalty for CDs at GNCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.

Bank or Credit Union Name: First Tech Federal Credit Union
Minimum Amount: $500
APY / Rate: 5.45%
Pros:
- High interest rates on CDs
- No early withdrawal penalty on some CDs
- NCUA insured
- Wide range of terms
- Easy to open an account
Rules:
- The minimum deposit for a CD at FTFCU is $500.
- The term of a CD at FTFCU can range from 3 months to 60 months.
- There is an early withdrawal penalty for CDs at FTFCU. The penalty is 6 months’ interest if the CD is withdrawn before maturity.