Best CD Rates in Oregon

Pros:

• NCUA Insured to at least $250,000
•  Option to renew on the maturity
• Low overdraft fees.
• Provide loan and insurance services

Rules:

• Any withdrawal before maturity is charged with a penalty
• Penalty= amount of the withdrawal x  the remaining term (days) of the certificate at the
• rate of 2x the current APR (divided by 365)
• Dividends are paid at the end of the month

Pros:

• High-interest rates.
• Offer mobile and online banking.
• Access to more than 99,000 surcharge-free ATMs.
• Competitive interest rates on checking, savings, and CDs

Rules:

• FDIC insured1 and protected
•  If the account is closed before interest is credited
• Must have a Bank account for online banking
• Withdrawals before the maturity date are subject to penalties

Pros:

• High-yield checking account with easy-to-waive monthly fees
• Opening checking and savings accounts require a low minimum deposit.
• Online savings account with a competitive dividend rate

Rules:

• On early withdrawal, account earnings will be reduced.
• Require a written notice of up to 60 days of the intention to withdraw funds

Pros:

• No foreign transaction fee.
• A fixed, competitive annual percentage rate
• No need to reapply for new funding for additional school terms

Rules:

• Penalties apply on early withdrawal and may reduce earnings.
• Dividends are compounded and credited on a monthly basis
• Average daily balance method

Pros:

• High yield savings
• No minimum balance is required
• Interest is compounded daily and is credited monthly

Rules:

• IRAs are not eligible for this offer.
• Daily compound scheduled
• 10 days grace period for penalty-free withdrawals after maturity
• Penalties imposed before maturity withdrawal and reduce account earnings.

Pros:

• No monthly fee, ATM charges & minimum deposit needed
• Pay bills to anyone through the United States
•  Offers an annual percentage yield of up to 2%

Rules:

• Limit one per social security number.
• A minimum daily balance of $25.00 is required to earn dividends.
• The rate changes once the balance exceeds $5,000.
• Dividends are compounded daily and paid quarterly.

Pros:

• Excellent for earning a competitive interest rate on a savings account or CD.
• Without monthly services.
• Free domestic incoming wire transfers on savings account

Rules:

• APYs are subject to change at any time without notice
•  The penalty will be applied for early withdrawals on CDs
• At maturity, your CD will automatically renew and earn the base interest rate

Pros:

• Competitive APYs on online CDs and high-yield savings accounts
• Fee-free access to 55,000 all ATM networks.
• Digital banking access online and via an app

Rules:

• Interest rates and APYs are subject to change without notice.
• Early withdrawal will reduce earnings and impose the penalty
• APY on all services will remain deposited until maturity.

Pros:

• Savings and CD rates that are higher than average
• There are no monthly fees for savings accounts.
• Savings have no minimum deposits, while CDs have minimal minimum deposits.
• CDs with no penalties
• Personal loans with fixed rates and no fees

Rules:

• APY may change at any time even without prior notice
• Penalties may reduce account earnings due to early withdrawal of principal before maturity
• You may withdraw the full balance within 7 days of funding for No-penalty.

Pros:

• Easy online and mobile access.
• Checking account dividends are compounded daily and paid monthly
• 85,000 free ATM network access nationwide.
• Competitive APY rates.

Rules:

• NCUA insured.
• Rates are the same and are subject to change.
• Penalties applied for early withdrawal.
• The penalty will be 30% of the gross amount of dividends after 365 days of the open date.

Pros:

• Full-service bank with branch locations, as well as online and mobile banking.
• FDIC-insured.
• Competitive High yields on deposit accounts.

Rules:

• Allow you to change your interest rate or loan term
• Terms range from 3 months to 5 years.

Pros:

• Mobile banking and deposits are available
• Zero domestic wire transfer fee.

Rules:

• Interest can be withdrawn before maturity
• Early Withdrawal Penalty 270 days
• Partial Early Withdrawals Allowed

Pros:

• You can earn a high yield.
• SAfe CDs with low-risk involvement.

Rules:

• More than 1 year but less than 4 years penalty applied for 180 days of simple interest
• Deposit accounts are insured up to $250,000 per ownership category.

Pros:

• Excellent for earning a competitive interest rate
• Without monthly services.
• Free domestic incoming wire transfers on savings account
• Interest Accrued and compounded daily & Credited and posted monthly

Rules:

• APYs are subject to change at any time without notice
•  The penalty will be applied for early withdrawals on CDs
• For terms of 12 months to 3 years, the penalty is 180 days of simple interest.
• At maturity, your CD will automatically renew and earn the base interest rate

Pros:

• You can earn a high yield.
• SAfe CDs with low-risk involvement.

Rules:

• More than 1 year but less than 4 years penalty applied for 180 days of simple interest
• Deposit accounts are insured up to $250,000 per ownership category.

Pros:

• Extremely safe investment insured by NCUA
• Low maintenance fee
• High-interest rate than regular saving accounts.

Rules:

• Account deposits of $100,000 earn an additional 0.10% APY.
• Penalty will be imposed if funds are withdrawn before maturity.

Pros:

• No market risk.
• Easy to open.
• No minimum balance.

Rules:

• CD rates are fixed upon opening the account.
• interest that is accrued daily but paid and compounded monthly
• Actual earnings may vary.

Pros:

• $1,500 minimum opening deposit
• FDIC insured
• Zero service charges
• Interest Accrued and compounded daily & Credited and posted monthly

Rules:

• APYs are subject to change at any time without notice
• The penalty will be applied for early withdrawals on CDs
• The penalty is calculated based on 365 days of simple interest.
• $25 per outgoing wire transfer
• Auto-renew at maturity or cash out without penalty within the 10-day grace period

Pros:

• No monthly fees on savings account
• Competitive rates on savings and CDs
• Access your account 24/7 from desktop or mobile.
• All deposits are FDIC-insured.

Rules:

• Penalty is 730 days of simple interest
• Interest earned may vary
• fees may reduce the aggregate balance on the account.
• minimum deposit of $10,000 is required for all CDs.

Pros:

• You can earn a high yield.
• Safe CDs with low-risk involvement.

Rules:

• The grace Period for Penalty-Free withdrawals after maturity is 10 days
• Deposit accounts are insured up to $250,000 per ownership category.
• Earnings are compounded daily

Pros:

• High-yield checking account with simple monthly fee waivers
• Online savings account with a high dividend yield
• Opening checking and savings accounts require a low minimum deposit.

Rules:

• Dividends are calculated using simple interest.
• Monthly dividends are paid on CD rates.
• Restricted to those with close ties to the military and the federal government