Best 6-Month CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: CommunityWide FCU

Minimum Amount: $1000.00

APY / Rate: 3.25% APY

Pros:

  • NCUA Insured to at least $250,000
  •  Option to renew on the maturity
  • Low overdraft fees.
  • Provide loan and insurance services

Rules:

  • Any withdrawal before maturity is charged with a penalty
  • Penalty= amount of the withdrawal x  the remaining term (days) of the certificate at the
  • rate of 2x the current APR (divided by 365)
  • Dividends are paid at the end of the month
4.0
Bankrate Score

Bank or Credit Union Name: Quontic Bank

Minimum Amount: $500.00

APY / Rate: 2.25% APY

Pros:

  • High-interest rates.
  • Offer mobile and online banking.
  • Access to more than 99,000 surcharge-free ATMs.
  • Competitive interest rates on checking, savings, and CDs

Rules:

  • FDIC insured1 and protected
  •  If the account is closed before interest is credited
  • Must have a Bank account for online banking
  • Withdrawals before the maturity date are subject to penalties
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1000.00

APY / Rate: 2.00% APY

Pros:

  • High-yield checking account with easy-to-waive monthly fees
  • Opening checking and savings accounts require a low minimum deposit.
  • Online savings account with a competitive dividend rate

Rules:

  • On early withdrawal, account earnings will be reduced.
  • Require a written notice of up to 60 days of the intention to withdraw funds
4.0
Bankrate Score

Bank or Credit Union Name: NASA Federal Credit Union

Minimum Amount: $1000.00

APY / Rate: 1.93% APY

Pros:

  • No foreign transaction fee.
  • A fixed, competitive annual percentage rate
  • No need to reapply for new funding for additional school terms

Rules:

  • Penalties apply on early withdrawal and may reduce earnings.
  • Dividends are compounded and credited on a monthly basis
  • Average daily balance method
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0

APY / Rate: 3.50% APY

Pros:

  • High yield savings
  • No minimum balance is required
  • Interest is compounded daily and is credited monthly

Rules:

  • IRAs are not eligible for this offer.
  • Daily compound scheduled
  • 10 days grace period for penalty-free withdrawals after maturity
  • Penalties imposed before maturity withdrawal and reduce account earnings.

Best 12-Month CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Blue FCU

Minimum Amount: $0

APY / Rate: 4.60% APY

Pros:

  • No monthly fee, ATM charges & minimum deposit needed
  • Pay bills to anyone through the United States
  •  Offers an annual percentage yield of up to 2%

Rules:

  • Limit one per social security number.
  • A minimum daily balance of $25.00 is required to earn dividends.
  • The rate changes once the balance exceeds $5,000.
  • Dividends are compounded daily and paid quarterly.
4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate on a savings account or CD.
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account

Rules:

  • APYs are subject to change at any time without notice
  •  The penalty will be applied for early withdrawals on CDs
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: First National Bank of America

Minimum Amount: $1000

APY / Rate: 4.40% APY

Pros:

  • Competitive APYs on online CDs and high-yield savings accounts
  • Fee-free access to 55,000 all ATM networks.
  • Digital banking access online and via an app

Rules:

  • Interest rates and APYs are subject to change without notice.
  • Early withdrawal will reduce earnings and impose the penalty
  • APY on all services will remain deposited until maturity.
4.0
Bankrate Score

Bank or Credit Union Name: Marcus by Goldman Sachs

Minimum Amount: $500

APY / Rate: 4.00% APY

Pros:

  • Savings and CD rates that are higher than average
  • There are no monthly fees for savings accounts.
  • Savings have no minimum deposits, while CDs have minimal minimum deposits.
  • CDs with no penalties
  • Personal loans with fixed rates and no fees

Rules:

  • APY may change at any time even without prior notice
  • Penalties may reduce account earnings due to early withdrawal of principal before maturity
  • You may withdraw the full balance within 7 days of funding for No-penalty.

Best 2-Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Pentagon Federal Credit Union

Minimum Amount: $1000

APY / Rate: 4.35% APY

Pros:

  • Easy online and mobile access.
  • Checking account dividends are compounded daily and paid monthly
  • 85,000 free ATM network access nationwide.
  • Competitive APY rates.

Rules:

  • NCUA insured.
  • Rates are the same and are subject to change.
  • Penalties applied for early withdrawal.
  • The penalty will be 30% of the gross amount of dividends after 365 days of the open date.
4.0
Bankrate Score

Bank or Credit Union Name:  North American Savings Bank

Minimum Amount: $5000

APY / Rate: 4.50% APY

Pros:

  • Full-service bank with branch locations, as well as online and mobile banking.
  • FDIC-insured.
  • Competitive High yields on deposit accounts.

Rules:

  • Allow you to change your interest rate or loan term
  • Terms range from 3 months to 5 years.
4.0
Bankrate Score

Bank or Credit Union Name: KS State Bank

Minimum Amount: $500

APY / Rate: 4.73% APY

Pros:

  • Mobile banking and deposits are available
  • Zero domestic wire transfer fee.

Rules:

  • Interest can be withdrawn before maturity
  • Early Withdrawal Penalty 270 days
  • Partial Early Withdrawals Allowed
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0

APY / Rate: 4.30% APY

Pros:

  • You can earn a high yield.
  • SAfe CDs with low-risk involvement.

Rules:

  • More than 1 year but less than 4 years penalty applied for 180 days of simple interest
  • Deposit accounts are insured up to $250,000 per ownership category.

Best 3-Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.50% APY

Pros:

  • Excellent for earning a competitive interest rate
  • Without monthly services.
  • Free domestic incoming wire transfers on savings account
  • Interest Accrued and compounded daily & Credited and posted monthly

Rules:

  • APYs are subject to change at any time without notice
  •  The penalty will be applied for early withdrawals on CDs
  • For terms of 12 months to 3 years, the penalty is 180 days of simple interest.
  • At maturity, your CD will automatically renew and earn the base interest rate
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0

APY / Rate: 4.30% APY

Pros:

  • You can earn a high yield.
  • SAfe CDs with low-risk involvement.

Rules:

  • More than 1 year but less than 4 years penalty applied for 180 days of simple interest
  • Deposit accounts are insured up to $250,000 per ownership category.
4.0
Bankrate Score

Bank or Credit Union Name: Quorum Federal Credit Union

Minimum Amount: $1000

APY / Rate: 4.00% APY

Pros:

  • Extremely safe investment insured by NCUA
  • Low maintenance fee
  • High-interest rate than regular saving accounts.

Rules:

  • Account deposits of $100,000 earn an additional 0.10% APY.
  • Penalty will be imposed if funds are withdrawn before maturity.
4.0
Bankrate Score

Bank or Credit Union Name: Capital One

Minimum Amount: $1000.00

APY / Rate: 4.15% APY

Pros:

  • No market risk.
  • Easy to open.
  • No minimum balance.

Rules:

  • CD rates are fixed upon opening the account.
  • interest that is accrued daily but paid and compounded monthly
  • Actual earnings may vary.

Best 5-Year CD Rates

4.0
Bankrate Score

Bank or Credit Union Name: Bread Savings

Minimum Amount: $1500

APY / Rate: 4.75% APY

Pros:

  • $1,500 minimum opening deposit
  • FDIC insured
  • Zero service charges
  • Interest Accrued and compounded daily & Credited and posted monthly

Rules:

  • APYs are subject to change at any time without notice
  • The penalty will be applied for early withdrawals on CDs
  • The penalty is calculated based on 365 days of simple interest.
  • $25 per outgoing wire transfer
  • Auto-renew at maturity or cash out without penalty within the 10-day grace period
4.0
Bankrate Score

Bank or Credit Union Name: Popular Direct

Minimum Amount: $10000

APY / Rate: 4.35% APY

Pros:

  • No monthly fees on savings account
  • Competitive rates on savings and CDs
  • Access your account 24/7 from desktop or mobile.
  • All deposits are FDIC-insured.

Rules:

  • Penalty is 730 days of simple interest
  • Interest earned may vary
  • fees may reduce the aggregate balance on the account.
  • minimum deposit of $10,000 is required for all CDs.
4.0
Bankrate Score

Bank or Credit Union Name: Synchrony Bank

Minimum Amount: $0

APY / Rate: 4.30% APY

Pros:

  • You can earn a high yield.
  • Safe CDs with low-risk involvement.

Rules:

  • The grace Period for Penalty-Free withdrawals after maturity is 10 days
  • Deposit accounts are insured up to $250,000 per ownership category.
  • Earnings are compounded daily
4.0
Bankrate Score

Bank or Credit Union Name: PenFed Credit Union

Minimum Amount: $1000

APY / Rate: 3.90% APY

Pros:

  • High-yield checking account with simple monthly fee waivers
  • Online savings account with a high dividend yield
  • Opening checking and savings accounts require a low minimum deposit.

Rules:

  • Dividends are calculated using simple interest.
  • Monthly dividends are paid on CD rates.
  • Restricted to those with close ties to the military and the federal government

Average CD Rates in Nevada

Sidebar CD Rates

1-YEAR CD 1.96%
2-YEAR CD 2.20%
6-MONTH CD 2.10%
5-YEAR CD 2.47%
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