Best CD Rates in Portland, Oregon

Pros:

• High interest rate on CDs
• FDIC-insured investment up to maximum
• Easy access to the account round the clock
• Excellent customer support

Rules:

• A CD can be in the name of one person, or joint accounts in the names of more than one person, or payable on death.
• A Truth-in-Savings disclosure holds detailed information about the CD and is shared with the customer once the CD is registered
• Interest is compounded and credited to the account monthly.
• Premature withdrawal of the principal is charged with a penalty amount.

Pros:

• NCUA insured investment
• No monthly service fees
• Relationship reward benefits of up to an additional 0.25% APY
• additional 0.10% APY on opening an account with a $25000 initial deposit

Rules:

• The dividends can be added to the CD or transferred to a savings or checking account.
• The credit union offers an additional.25% APY under the Relationship reward benefits program to customers with Gold, Silver, or Bronze status
• There is a grace period of 10 days on maturity that allows customers to add more funds or change the term of the CD.

Pros:

• Deals in online CD options exclusively
• Best CD rates for 6-month CD term
• Low early withdrawal penalty
• FDIC-insured

Rules:

• Interest on CDs is compounded monthly and added to the account at the month’s end.
• Early withdrawal incurs a penalty amounting to:
• 1- 90 days interest for a 3-month term
• 2- 180 days interest for a 6-18 month term 3- 365 days interest for 24-60 month term

Pros:

• No minimum balance required
• Interest is paid end of the term, monthly,, or annually
• 5-minutes easy account opening process
• FDIC-insured investment options

Rules:

• A CD account can be opened online by accessing the website if you are already a member of Capital One bank.
• Interest is accrued daily but paid and compounded monthly.
• Premature withdrawal from the CD is subject to a penalty.

Pros:

• Competitive CD rates
• Decent minimum balance requirement
• Easy CD withdrawal methods
• 3-months to 60-month term available

Rules:

• A CD can be opened via mobile, online,, or telephone.
• The interest on the CD is compounded monthly and added to the account on a fixed date every month.
• There is a penalty for early withdrawal which depends on the term and amount of the CD.
• Any changes to the CD regarding the amount or term can be made within the grace period of penalty days post maturity.

Pros:

• The high yield rate of interest
• A decent minimum amount required
• FDIC-insured banking option
• Strong customer support system

Rules:

• To open a CD an investor can approach the bank online or in-branch.
•  The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
• The interest on the CD is compounded monthly.
• Premature withdrawal from the CD is subject to a penalty.

Pros:

• 6-months, 12-month & 24-month CD options are available
• High APY on 2-year CDs
• Daily interest rates
• Easy online management
• $0 Liability Online, Guarantee

Rules:

• Customers can apply for  CVD online or at the branch.
• As soon as the account is opened and funded, it starts earning interest.
• Interest is compounded daily and credited to the account at the month’s end.
• CD can be renewed by calling the bank during the grace period.
• Early withdrawal penalties for premature withdrawal from the account.

Pros:

• Competitive CD rates and terms
• Different types of CDs; Term CDs, No-penalty 11-month CDs, Jumbo CDs, RampUp CDs
• FDIC-insured investment to the max

Rules:

• Open an account online or by reaching to the nearest branch.
• Fund the account with $1000 and wait for confirmation from the bank.
• Once confirmed, the CD starts earning interest on a daily compounding basis
• Early withdrawal of the principal amount will be charged with a penalty and will reduce the earnings.

Pros:

• High APY ensures great returns
• Option to renew or close at maturity
• Tax-free earnings
• NCUA insured

Rules:

• All certificates earn interest on a daily compounding basis.
• The earned interest is credited to the account every month.
• Investors can choose to:
• 1-Add dividends to the certificate.
• 2- Transfer dividends to the account
• 3- Get a check with dividend amount
• Early withdrawal is subject to a penalty.

Pros:

• High fixed interest rates
• CD calculator to compare CDs
• 24/7 access to the account via desktop, mobile,, or tablet
• Round-the-clock customer support

Rules:

• Choose the term for CD and apply online or at the branch
• Interest is compounded monthly and credited to the account at month’s end
• APY is earned when the principal and interest remain on deposit until maturity.
• A penalty is charged for any type of premature withdrawal.

Pros:

• Highly competitive CD rates
• No cap on the maximum deposit
• Variety of terms available; 12 months to 60 months
• NCUA insurance up to $250,000

Rules:

• Log in to the website or reach the branch to open a CD account.
• Dividends are posted to the account monthly, on the last day of the month,, and at maturity.
• If you have to withdraw funds early, there is a premature withdrawal penalty to pay.
• The premature penalty gets scrapped if you opt for the dividend withdrawal option.

Pros:

• Competitive APY and interest rates
• 24/7 customer support
• FDIC insured
• Competitive Interest rates

Rules:

• Interest is compounded monthly and credited to the account at month’s end.
• A penalty is charged on withdrawing the amount before maturity.
• CD gets auto renewed. To make any changes to the term or add more funds, there is a 10-days grace period on maturity.

Pros:

• Top-tier interest rates across nation
• Hassle-free and less time consuming account opening
• High deposit limits per account and per customer
• FDIC-insured

Rules:

• The interest is compounded daily and credited to the account monthly.
• A notice is sent to the investor when the CD matures.
• There is a 10 days of grace period post maturity when customers can add more money or change the terms of the CD.
• CD gets auto-renewed if not consumed.

Pros:

• 12-month to 60-month CD terms
• Automatic renewal option
• FDIC insured banking
• No monthly charge or maintenance fees

Rules:

• The minimum amount for a 5-year CD is $1000.
• Interest can be disbursed monthly, quarterly, yearly, or at maturity.
• Premature withdrawal is penalized with penalty amount:
• 90 days of interest for CDs with a term less than 12 months
• 180 days of interest for CDs with terms more than 12 months
• CD gets auto renewed at maturity or customer can add more amount or alter the term during grace period.

Pros:

• Best CD rates nationwide
• Low minimum balance requirement
• Choices of CD withdrawal methods
• 3-months to 60-month term options

Rules:

• A CD can be opened via mobile, online,, or telephone.
• The interest on the CD is compounded monthly and added to the account on a fixed date every month.
• There is a penalty for early withdrawal that depends on the term and amount of the CD.
• Any changes to the CD regarding the amount or term can be made within the grace period of penalty days post maturity.