Best CD Rates in Virginia
Vikram Singh
Best 6-Month CD Rates in Virginia

Bank or Credit Union Name: Nasa federal credit union
Minimum Amount: $1000.00
APY / Rate: 3.75% APY
Pros:
- Hassle-free account opening
- FDIC insured
- Easy renewal
Rules:
- Dividends are compounded and credited on a monthly basis
- Average daily balance method is applied
- There is a penalty for early withdrawal

Bank or Credit Union Name: Pentagon Federal Credit Union
Minimum Amount: $1000.00
APY / Rate: 2.70% APY
Pros:
- Easy online and mobile access.
- Checking account dividends are compounded daily and paid monthly
- 85,000 free ATM network access nationwide.
- Competitive APY rates.
Rules:
- NCUA insured.
- Rates are the same and are subject to change.
- Penalties applied for early withdrawal.
- The penalty will be 30% of the gross amount of dividends after 365 days of the open date.
Best 12 Month CD Rates in Virginia

Bank or Credit Union Name: CFG Community Bank
Minimum Amount: $500.00
APY / Rate: 5.15% APY
Pros:
- The high yield rate of interest
- A decent minimum amount required
- FDIC-insured banking option
- Strong customer support system
Rules:
- To open a CD an investor can approach the bank online or in-branch.
- The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
- The interest on the CD is compounded monthly.
- Premature withdrawal from the CD is subject to a penalty.

Bank or Credit Union Name: BMO Harris
Minimum Amount: $1000
APY / Rate: 5.00%
Pros:
- High-interest rates on CD accounts
- Access through mobile, online, and telephone
- FDIC insured to the maximum limited by law
- No monthly maintenance fee
Rules:
- A CD can be opened instantly
- The amount can be withdrawn early by paying an early withdrawal penalty amount
- 10 calendar days grace period post maturity post which the CD is auto-renewed.
Best 3 Years CD Rates in Virginia

Bank or Credit Union Name: Alaska USA FCU
Minimum Amount: $500
APY / Rate: 4.55% APY
Pros:
- The high yield rate of interest
- A decent minimum amount required
- FDIC-insured banking option
- Strong customer support system
Rules:
- To open a CD an investor can approach the bank online or in-branch.
- The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
- The interest on the CD is compounded monthly.
- Premature withdrawal from the CD is subject to a penalty.

Bank or Credit Union Name: First Internet Bank of Indiana
Minimum Amount: $1000
APY / Rate: 4.44%
Pros:
- High-interest rates on CD accounts
- Access through mobile, online, and telephone
- FDIC insured to the maximum limited by law
- No monthly maintenance fee
Rules:
- A CD can be opened instantly
- The amount can be withdrawn early by paying an early withdrawal penalty amount
- 10 calendar days grace period post maturity post which the CD is auto-renewed.
Best 5 Years CD Rates in Virginia

Bank or Credit Union Name: GTE Financial Credit Union
Minimum Amount: $500
APY / Rate: 4.54% APY
Pros:
- Open with as little as $500
- Some of the best rates in the nation
- Variety of term options
- Open online in minutes
- Federally Insured by NCUA
Rules:
- No early withdrawals may be made during the first 60 days from opening the Share Certificate.
- Early withdrawals will be penalized anywhere from 90 to 180 days of earned dividends. Please review your Certificate disclosure for more details.
- There are no penalties for monthly dividend withdrawals. Early withdrawal penalties will apply if the certificate is closed before the maturity date.
- You can withdraw up to 10% of the principal plus dividends one time per year (20% of the current balance if over 59 1/2 years old) with no early withdrawal penalty on IRA certificates.
- Any monthly withdrawals or transfers reduce earnings.

Bank or Credit Union Name: CFG Community Bank
Minimum Amount: $500.00
APY / Rate: 4.50% APY
Pros:
- The high yield rate of interest
- A decent minimum amount required
- FDIC-insured banking option
- Strong customer support system
Rules:
- To open a CD an investor can approach the bank online or in-branch.
- The minimum deposit allowed in a CD is $500 and the maximum limit is set at $250,000.
- The interest on the CD is compounded monthly.
- Premature withdrawal from the CD is subject to a penalty.