Best CD Rates in Washington

Pros:

• NCUA Insured
• Less risky investment
• Free Online and Mobile Banking

Rules:

• Share Certificate Account will automatically renew upon the Maturity Date
• Need to instruct us prior to the expiration of ten days grace period to renew or close the Share Certificate Account
• Reserve the right to change the terms without notice

Pros:

• Pay high-interest rates
• No monthly charges
• Easy to become a member of the credit union

Rules:

• Membership required
• Penalty for early withdrawal
• Insured by NCUA
• Quarterly compounding for amounts less than $100,000
• Monthly compounding for amounts of $100,000

Pros:

• No annual fee.
• Multiple credit card perks.
• Extended warranty on purchases.
• Travel accident insurance.

Rules:

• Interest Crediting quarterly
• Penalty charged for any early withdrawal or redemption.

Pros:

• Support several local community
•  Access money—24/7 through mobile, online, and 30,000 ATMs

Rules:

• Interest rates are subject to change without notice.
• A penalty may or will be imposed for early withdrawal
• Insured by NCUA.
• Equal Housing Opportunity.

Pros:

• No checking account is required
•  Competitive discounts on their financial products, especially on auto insurance.

Rules:

• 10 days after maturity to withdraw funds without a penalty.
• Offer is subject to cancellation without notice.
• The penalty is 3 months of interest on the principal withdrawn prior to maturity.
•  Account will automatically renew at the Simple 6 CD rate

Pros:

• The minimum balance required is low.
• All CD terms have competitive rates.
• Online and mobile banking are both free.
• The NCUA will insure you up to the maximum authorized by law.

Rules:

Pros:

• No monthly service fees
• Pays high-interest rates on accounts
• Easy to become a member of a credit union and bank online

Rules:

• Interest compounded monthly or quarterly
• Penalties apply for early withdrawals from certificate accounts.

Pros:

• No monthly fee, ATM charges & minimum deposit needed
• Pay bills to anyone through the United States
•  Offers an annual percentage yield of up to 2%

Rules:

• Limit one per social security number.
• A minimum daily balance of $25.00 is required to earn dividends.
• The rate changes once the balance exceeds $5,000.
• Dividends are compounded daily and paid quarterly.

Pros:

• Competitive APYs on online CDs and high-yield savings accounts
• Fee-free access to 55,000 all ATM networks.
• Digital banking access online and via an app

Rules:

• Interest rates and APYs are subject to change without notice.
• Early withdrawal will reduce earnings and impose the penalty
• APY on all services will remain deposited until maturity.

Pros:

• The minimum balance required is low.
• All CD terms have competitive rates.
• Online and mobile banking are both free.

Rules:

• Federally Insured by NCUA
•  Certificates will automatically renew upon maturity
• Early withdrawal penalties may apply.

Pros:

• No monthly service fees
• Pays high-interest rates on accounts
• Easy to become a member of a credit union and bank online

Rules:

• Interest compounded monthly or quarterly
• Membership with a $5 Share Account required.
• Rates are subject to change.
• Penalties apply for early withdrawals from certificate accounts.

Pros:

• Certificates at competitive prices
• Most savings and checking accounts have no monthly fees.
• A large network of fee-free ATMs

Rules:

• Five CD options available through Navy Federal
• Standard certificate rates are based on both term length and balance amount.

Pros:

• Low minimum balance requirement
• Insured up to $500,000 by National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI)
• No monthly fees

Rules:

• The dividend is compounded and credited on a monthly basis
• Complete the term to avoid penalties

Pros:

• Funds are insured up to $250,000 by NCUA
• Low minimum deposit of only $1,000; no maximum
• Great dividend rates

Rules:

• Dividends compounded every month and at maturity.
• Incur an early withdrawal penalty

Pros:

• Excellent for earning a competitive interest rate
• Without monthly services.
• Free domestic incoming wire transfers on savings account
• Interest Accrued and compounded daily & Credited and posted monthly

Rules:

• APYs are subject to change at any time without notice
• The penalty will be applied for early withdrawals on CDs
• At maturity, your CD will automatically renew and earn the base interest rate

Pros:

• No monthly fee
• Higher APY on CDs
• No minimum opening deposits on savings and money market accounts

Rules:

• Interest disbursements are available monthly, quarterly, annually or at maturity.
• Customers face fines if they remove monies before the maturity date.

Pros:

• Easy fund transfer
• No minimum balance
• No monthly fees

Rules:

• Fund the account within 14 days of opening to make it functional
• To earn interest ensure $0.01 at all times

Pros:

• High APY and interest rates
• Easy account opening procedure
• FDIC insured
• BBB accredited business

Rules:

• You must maintain a minimum balance of $1000 to earn APY
• Interest is added to the account every end of month

Pros:

• No market risk.
• Easy to open.
• FDIC insured investment
• No minimum balance.

Rules:

• CD rates are fixed upon opening the account.
• interest that is accrued daily but paid and compounded monthly
• Actual earnings may vary.

Pros:

• No monthly fees on savings account
• Competitive rates on savings and CDs
• Access your account 24/7 from desktop or mobile.
• All deposits are FDIC-insured.

Rules:

• Penalty is 730 days of simple interest
• Interest earned may vary
• fees may reduce the aggregate balance on the account.
• minimum deposit of $10,000 is required for all CDs.

Pros:

• Easy to access bank services anytime, anywhere with the Ally Mobile app.
• Your money is secured by FDIC.
• No monthly maintenance fees.

Rules:

• Get the best rate for your CD term
• Ally Ten Day Best Rate Guarantee
• Money grows with interest compounded daily.

Pros:

• High-yield checking account with simple monthly fee waivers
• Online savings account with a high dividend yield
• Opening checking and savings accounts require a low minimum deposit.

Rules:

• Dividends are calculated using simple interest.
• Monthly dividends are paid on CD rates.
• Restricted to those with close ties to the military and the federal government

Pros:

• You can earn a high yield rate.
• Safe CDs with low-risk involvement.

Rules:

• The grace Period for Penalty-Free withdrawals after maturity is 10 days
• Deposit accounts are insured up to $250,000 per ownership category.
• Earnings are compounded daily
• Also no penalty on premature withdrawals.