Best CD Rates in Seattle, Washington

Pros:

• Excellent customer support
• Leading 6-month interest rate across the nation
• FDIC insurance with max coverage
• CD terms available from 6 months to 24 months

Rules:

• Both online and at-branch CD opening options are available
• The account becomes functional after $1000 is deposited within 10 days
• Terms can be altered within 10 days grace period at maturity
• Interest is added to the account monthly which can be withdrawn without penalty

Pros:

• CDs for all existing HSBC Premier customers
• 6, 12, and 24 months CD options available
• Online account opening facility
• $0 Liability Online, Guarantee from bank
• FDIC-insured to the max

Rules:

• CD starts earning interest immediately after funding
• Daily compounding of interest with account credit at the end of the month
• The CD term can be altered or more funds can be added to it during the grace period after maturity

Pros:

• Top-tier APY on CD
• 24/7 access to the account through online banking
• CD options ranging from 3 to 6 months
• FDIC-insured banking

Rules:

• CD can be booked in the name of one person or joint accounts in the names of more than one person
• Truth-in-Savings disclosure with detailed information about the CD is shared with the customer
• Interest is accrued and credited to the account monthly.

Pros:

• Low early withdrawal penalty
• 3 months to 5 years CD option available
• Premium APY rate on CDs
• FDIC insured banking

Rules:

• CD earns compounded interest on a monthly basis
• The interest is added to the account at the month’s end
• Premature withdrawal of funds or termination of CD is penalized.
• The penalty amount depends on the term and funds invested;
• Early withdrawal incurs a penalty amounting to:
• 1- 90 days interest for a 3-month term
• 2- 180 days interest for a 6-18 month term 3- 365 days interest for 24-60 month term

Pros:

• Quick and hassle-free account opening process
• Top-tier APY with different CD terms
• $1 million deposit limit per account
• $10 million deposit limit per customer

Rules:

• CD earns daily interest on a compounding basis
• The interest is added to the account at the end of the month
• Any changes to the term can be only made post maturity; during the 10-day grace period

Pros:

• Reasonable minimum balance obligation
• FDIC-Insured banking options
• Excellent customer support
• Online and at-branch banking options are available

Rules:

• CDs can be opened online or by contacting the branch in person or telephonically
• Interest is compounded monthly and credited to the account every month
• On maturity, during the 10 days grace period, an investor can alter the CD term to renew
• CD gets auto-renewed after 10 days post maturity
• The final amount is transferred to a BMO Harris account or paid via check

Pros:

• Competitive APY on a 2-year CD
• Hasslefree account opening with excellent customer support
• $0 Liability Online Coverage
• Daily compounding of interest

Rules:

• Investors can open a website through the bank’s website.
• Interest is compounded daily and credited to the account every month
• The CD makes interest as soon as funds are added to the account
• The grace period at maturity allows alteration in CD terms. Investors can consume the CD or add more money and renew

Pros:

• Best-in-class APY rates
• No maintenance charges or monthly fees
• Internet banking and personal banking option
• FDIC-Insured banking to the maximum permitted by law

Rules:

• The CD earns daily interest, compounded monthly and added to the account at month’s end
• Premature withdrawal from CD has been penalized with an amount equal to 90-days simple interest for a CD less than 12 months and 180-days simple interest for CD more than 12 months

Pros:

• CD terms available from 6-months to 5 years
• CDs get auto-renewed after the grace period
• No hidden charges or monthly fee
• FDIC-insured banking

Rules:

• The bank offers monthly, quarterly, yearly, or at-maturity interest disbursement choice
• 90 days simple interest is charged as a penalty for early withdrawal of a CD with a term less than 12 months, the penalty is 180-days interest in case of a CD with a term of more than 12 months
• Any changes to the CD term and funds can be done during the grace period only

Pros:

• Best APY for 3 years CD term
• Easy access to the account
• Excellent customer support
• No maintenance or hidden charges
• FDIC-insured investment option

Rules:

• The guaranteed APY can be earned only when the amount and earned interest remain in the account till maturity
• Monthly compounding of interest with transfers during month end
• There is a penalty for withdrawing the funds from the CD before maturity
• The grace period post maturity allows the investor to make any changes to the term, add more amount and renew the CD

Pros:

• No limit on the maximum deposit amount
• 12 months to 60 months CD options available
• NCUA-insured Credit union
• Dividends can be withdrawn without penalty

Rules:

• The CDs are booked online only.
• Dividends to the CD are added to the account every month, preferably on the last day of the month.
• A penalty is charged on premature withdrawal of CD

Pros:

• Best rate of interest
• 3-month to 5 years CD terms available
• FDIC-insured investment
• Robust customer support system

Rules:

• CD can be booked online exclusively
• Monthly compounding interest is added to the account at the month’s end
• Early withdrawal incurs a penalty amounting to:
• 1- 90 days interest for a 3-month term
• 2- 180 days interest for a 6-18 month term
• 3- 365 days interest for 24-60 month term

Pros:

• Highest 5-year CD rate in Seattle
• Quick and hassle-free account opening
• $1 million maximum investment per account
• $10 million maximum investment per customer

Rules:

• Interest accrued and compounded daily and credited to the account at month’s end
• At maturity, the CD gets auto-renewed after a grace period of 10 days
• The investor can add more funds to the CD or change the terms during the grace period
• There is a penalty charged on early withdrawal

Pros:

• Highest APY with lowest minimum amount requirement
• FDIC insured investment
• Strong customer services

Rules:

• CD earns APY only on successful completion
• There is an early withdrawal penalty provision.
• Interest is compounded monthly and credited to the account at every month’s end.

Pros:

• Low minimum amount slab to invest
• Hassle-free and quick account opening
• FDIC insured
• One among the top 6 rates in the country

Rules:

• Interest on CD is compounded daily and added to the account at every month’s end.
• The daily balance method is used to calculate interest.
• A penalty is imposed on early withdrawal of the CD.