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It’s hard to pinpoint who has the highest credit limit in the world when there are some people who use cards that essentially have no credit limit. There are credit cards out there so exclusive, and so prestigious, used by the rich and powerful, that there isn’t a formalized limit to what they can spend on the card. As long as the bills are paid, the users of these cards can pretty much charge whatever…

BancorpSouth is currently promoting a fabulous offer that simply cannot be refused. Open a new BancorpSouth Credit Card before 11/30/11 and you have a chance to earn $50. What you will need to do is spend $100 in purchases with your new card within 60 days of the account open date. To get started, you simply open a BancorpSouth personal Credit Card with BancorpSouth Rewards. This can be done either in the branch or online.…

One of the most depressing things about credit cards is the interest rates that you are charged. The interest rate you pay can make it harder to pay down debt and obtain financial freedom. If you are looking for a bit of a break, you can call your credit card companies and negotiate a lower interest rate. This will help you put more of your payment each month toward the principal, helping you achieve financial freedom.…

Credit cards are often viewed as evil, as though they have lives of their own, and inherent personalities. However, credit cards are not sentient, and they are not evil. Like many tools — financial and otherwise — it’s all about how you use them. There are certainly pitfalls associated with credit cards, and it’s true that issuers and others in the credit card industry make it easy for you to rack up the debt, but…

Are you a rewards junkie? Want to strategically use credit cards like pawns in chess? Establishing credit and earning points/rewards are great ways to use credit cards. But you have to make sure that you will be using your credit card responsibly. Putting your monthly bills on your card can easily bring in thousands in points, but it’s easy to over do it. Make sure that your rewards are lined up Make sure that your…

Before you sign up for a new credit card, make sure you understand all of the terms. A credit card rate, especially a 0% credit card, might look attractive initially, but once you start reading the fine print, you might change your mind. After all, there is a lot of stuff in that fine print. Information about what could happen to your rewards points, as well as what could make your credit card interest rate…

The recession saw a definite drop in the amount of 0% credit card offers seen in the mail. With the credit crunch, it was quite difficult to qualify for any kind of loan — including a credit card. Even though credit is still a bit crunched, issuers are starting to come back from the brink a little bit, offering credit cards again. [ad#Content 300×250] One type of credit card offer you might see in your…

Since Credit cards are now the most common source of financing for America’s small-business owners. (Source: National Small Business Association survey, 2008) Business owners will have stay alert about which credit card they use on purchases. With the Card Act passing in 2009, the credit card companies are trying to compensate for future low-earning quarters.  They are pushing their “professional/business  credit cards” with more ‘riskier’ terms. By claiming these cards aren’t for consumers, they can get around the…

Millions of Americans are racked with debt. Credit cards, auto loans, and personal loans are the biggest culprits for placing individuals in a financial stranglehold. These individuals often want quick solutions to make their debt troubles disappear. In trying to alleviate their debt woes, they often take a bad situation and make it much worse by turning to the wrong financial products. Here are a few of the financial products that may be more trouble…