As open enrollment season begins at many employers, it is time to start thinking about what you will do for your health plan. One of the options increasingly being offered is a high deductible health plan. These plans help you by increasing your deductible — what you pay out of pocket — and offering a much lower monthly premium. You can save money each month, and many people find this an attractive choice. However, before…
One of the things that I notice each year is that my health insurance premium always goes up. And, this year, I got an extra kick in the face by having my health insurance premium go up while, at the same time, the prescription benefits associated with the plan went down. So, not only am I paying more in premiums, I am paying more for my prescriptions. We really don’t have a lot of health…