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One of the questions we sometimes have to ask ourselves is this: Is it sometimes worth it to pay a little more? The issue of the Netflix price increase has me thinking about when it might be worth your while to pay a little extra. For instance, if the Netflix price increase will allow the company to expand its streamed offerings, then I think that the higher price is well worth it. There are other…

One of the questions you need to ask yourself before you purchase something on sale, or take advantage of a “great bargain” is this: Am I really saving money? In so many instances, we think that we are saving money when what we are actually doing is spending it. If you really want to save money and build wealth, you have to get real about your spending and saving habits. Saving Money vs. Spending Less…

The recession has many of us looking for ways to pinch pennies. We glory in small savings, and look for ways to shave a little more off the bill. Of course, small savings can add up to big savings down the road. But, in some cases, penny pinching does not actually result in big picture savings. Instead, we might find that we are being penny wise and pound foolish, introducing inefficient elements into our finances.…

When you are bargain hunting, it often seems to be just about the price. However, a true bargain is about more than just paying as little as possible. Sometimes even at a cheap price, you are paying more than you should. A true bargain is something that has long-lasting value. Even if you pay a little bit more for something, if it is of good value and likely to last longer, you could save money…

In these economic times, many are looking for ways to save a little money. One of the ways to do this is to haggle for a lower price. Whether you are looking for a better price on a car, to get a discount on travel, or you want to save a little extra on a pair of pants, you can haggle the price down — even at a department store. Here are four tips that…

One of the most frustrating things about personal finance is feeling as though you cannot save any money. You know how important it is to save for such milestones as retirement, and that it is vital that you build up an emergency fund. But finding the money to do so can be difficult. If you are looking for ways to save more, you might want to try spending a little less. You might be surprised…