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One of the most important things you can do for your finances is to establish spending priorities. When you prioritize your spending, you make sure that the most important items in your budget are funded first. This means that the most important things in your life, such as making sure your housing payments are made, as well as ensuring that your children are properly fed, are taken care of first. Spending priorities are essential if…

One of the questions we sometimes have to ask ourselves is this: Is it sometimes worth it to pay a little more? The issue of the Netflix price increase has me thinking about when it might be worth your while to pay a little extra. For instance, if the Netflix price increase will allow the company to expand its streamed offerings, then I think that the higher price is well worth it. There are other…

One of the questions you need to ask yourself before you purchase something on sale, or take advantage of a “great bargain” is this: Am I really saving money? In so many instances, we think that we are saving money when what we are actually doing is spending it. If you really want to save money and build wealth, you have to get real about your spending and saving habits. Saving Money vs. Spending Less…

Now is a great time to start planning for the holidays. Indeed, now is a good time to work up a holiday budget — and look for ways to put a little extra money in your pocket. The good news is that there are some ways that you can get a little extra money together so that, by the time the holiday season is full swing, you can have a decent bit stashed away. It’s…