Deal Summary

60-month CD, 2.01% APY, minimum deposit $10,000, dividends paid upon maturity.

Texas Exchange’s Top CD Rates

Texas Exchange’s Top CD rate is 2.01% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $10,000. The dividends earned on this CD are paid upon maturity.

The 48-month CD is a great alternative. The account offers an 1.83% APY with a $10,000 minimum deposit. This account also pays you your dividends upon maturity. There is also 36-month option that offers a 1.74% APY and a also requires a $10,000 deposit.

For short-term investors the credit union offers a 12-month CD. However, this CD offers an annual percentage yield of 2.85% APY. This CD is also obtainable with a $10,000 minimum deposit. Again, this CD is paid out upon maturity.

Texas Exchange Bank offers five CDs. Each of these CDs can be opened with a $10,000 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 12 to 60-months. The APY starts at 1.61% and builds to 2.85%. Each of Texas Exchange’s CD accounts is subject to early withdrawal penalties.


You must be a member of Texas Exchange to open a CD. This means that you will need to open a checking or savings account. You can do this in person by going in to fill out paperwork. Be sure you have all the necessary information you need beforehand so you’ll be ready.

Branches in Texas

Crowley, and Fort Worth.

Bank Overview

Texas Exchange Bank was established in 1970 and has over $1 billion in assets. The headquarters are located in Crowley, Texas, one of two cities with a Texas Exchange Bank in it. The Fort Worth location was opened in November of 2010. Despite only two locations, Texas Exchange bank has over 20 employees.

Texas Exchange Bank offers savings, loans, cards, mortgages, checking accounts, wire transfers, certificates of deposit, and online banking services. They are more traditional with their way of banking and don’t have any customer services reps available virtually. If you need help with something, your best bet would be to go into the bank itself. However, they are committed to helping their community in every way they can and putting their needs first. Texas Exchange employees are there to provide financial advice and friendly service no matter who you are.

Texas Exchange Bank touts their employees as their greatest asset, who are experts in what they do. Employees of Texas Exchange Bank are so committed to helping their community that they participate in dozens of social and civic activities to show the community their support.