Achieva Credit Union CD Rates
Achieva Credit Union has 161,810 members and 22 branches distributed through 15 counties in West Central Florida. This financial institution offers a full menu of products and services including home loans, credit cards, auto loans, long-term planning, and business financial solutions.
Achieva Credit Union CD Rate Offers
The preferred CD offers, issued by Achieva credit union banks are;
Achieva Special CD Offer
Key Features
- 3.60% APY for balances $75,000 and above.
- Flexible terms available: 6, 12, 18, or 24 months.
- Start with as little as $500.
- NCUA-insured funds up to $250,000, ensuring the safety of your investment.
- Higher interest rates compared to traditional savings accounts, provide the opportunity for faster growth.
Considerations
- Choose the term that aligns with your financial goals and timeline.
- Consider the balance tiers for optimized APY.
- Evaluate your risk tolerance and liquidity needs.
Pros & Cons
| Pros | Cons |
| Competitive Rates for interest | Withdrawal Penalties apply |
| Minimum Deposit edge | Rate can be changed anytime |
| Faster Growth opportunity |
Achieva 36-Month IRA (CD)
Key Features
- 3.75% APY.
- Fixed term of 36 months.
- Start with just $500.
- Specifically designed for Individual Retirement Accounts (IRAs).
- Earn a competitive APY to build your savings quickly.
- NCUA-insured deposits up to $250,000, providing a secure investment.
Considerations
- Tailored for individuals looking to save for retirement.
- Evaluate your IRA contribution limits and eligibility.
- Assess your long-term savings strategy and financial goals.
- Consider the fixed 36-month term commitment.
Pros & Cons
| Pros | Cons |
| Competitive Interest Rate | Fixed 36-Month Commitment |
| Tailored for Individual Retirement | Early Withdrawal Penalties |
| Opportunity for Retirement Savings |
Are Achieva Credit Union Bank CD Rates Competitive?
When analyzing similar term-length CDs, there will be a minimum deposit requirement for it. Achieva Credit Union’s CD Special above-stated rates stand out as one of the most competitive options.
| Institution | CD Term | APY |
| Achieva Credit Union | Achieva Special | 3.60% |
| Wings Financial Credit Union | 5-Year | 2.58% |
| Abound Credit Union | 4-Year | 3.25% |
| Umpqua Bank | 1-year | 3.25% |
| Incredible Bank | 13-Month | 4.58% |
How Much You Can Earn With Achieva Credit Union Bank CDs?
Achieva Credit Union’s emphasis on offering competitive earnings through various products demonstrates a holistic approach to member financial well-being. By combining flexibility, safety, and strategic offerings;
- Achieva positions itself as a competitive force in the financial landscape, showcasing the importance of earning and ensuring its members have the tools they need for financial success.
- The institution’s responsiveness to market trends and adjustments in rates indicates a commitment to remaining competitive.
- Regular assessments and adaptations to market conditions underscore Achieva Credit Union’s dedication to ensuring members have access to attractive and competitive financial products.
Overview of Achieva Credit Union Bank
With over 26 branches statewide, Achieva Credit Union has over 160,000 members and $1.72 billion in assets. Initially founded by a group of teachers in 1937, the bank has grown to offer not just bank accounts, but also auto loans, financial planning, business banking, lending solutions, and much more. It’s safe to say they’ve come a long way since first opening.
The credit union has an 83% customer satisfaction rate, so you know you’ll be getting good service when you bank with them. To further inquire about opening up an account with Achieva Credit Union, visit their website or simply go to one of the nearest branches for more information.
Locations of Achieva Credit Union Bank
22 Branches in Total
Bradenton, Cape Coral, Clearwater, Dunedin, Estero, Fort Meyers, Land O’ Lakes, Largo, Lehigh Acres, New Port Richey, North Port, Palm Harbor, Pinellas Park, Port Charlotte, Punta Gorda, Sarasota, St. Petersburg, Odessa, and Venice.
Availability
Like with most credit unions, you must be a member of the Achieva Credit Union to open a CD. Opening an account is simple and all you need is your current bank information as well as other personal documents.
FAQs
Achieva Credit Union membership is typically open to individuals who live, work, worship, or attend school in certain geographic areas. Additionally, family members of existing Achieva members may be eligible.
Achieva Credit Union provides a range of financial products and services, including savings accounts, checking accounts, loans, credit cards, and investment options. They may also offer online banking, mobile banking, and other convenient services to meet members’ financial needs.
Achieva Credit Union likely provides online banking services. You can access your accounts, check balances, transfer funds, and perform other transactions through their secure online portal or mobile banking app. Make sure to inquire about the registration process and security features.
Achieva Credit Union takes security seriously and may employ various measures such as encryption, multi-factor authentication, and regular monitoring to safeguard member information.
Achieva Credit Union typically provides various contact options for customer service, including phone numbers, email addresses, and possibly live chat through their website.