Deal Summary

Three months to five year year tiers, $1,000 minimum opening balance, 1.1% APY

Brookline Bank’s Top CD Rates

Brookline Bank has tiered CD products ranging from 3-month short term CD’s to 5-year CD’s.

They have a CD calculator on their website that allows you to see how much you will make in dividends when you invest a certain amount.

One of the benefits of opening a CD with Brookline Bank is that they will guide you in how to create a “CD ladder”, which means opening multiple CD’s with different maturity dates.

The APY rate increases for larger deposits, so by re-depositing maturing CD’s into a long term CD you are able to maximize your savings.

Brookline Bank makes it easy to grow a CD ladder and earn higher rates.

The benefits of creating a CD ladder are that you can save more money and your assets remain more liquid than in a single long-term CD.


To be eligible for the CD rates at Brookline Bank you must first be a member. Call a branch to speak with a banker to open an account. CD rates at Brookline Bank are always changing, so make sure to ask about their current deals.

Branches in Massachusetts

Arlington, Bedford, Boston, Brookline, Burlington, Chestnut Hill, Danvers, Essex, Gloucester, Ipswich, Lexington, Malden, Medford, Needham, Newburyport, Newton, Rowley, Waltham, Wellesley, West Roxbury 

Bank Overview

Brookline Savings Bank was opened in 1871 in Brookline, Massachusetts. They have an enduring legacy of providing reliable, accessible banking services to their community. Today, they have branches all over the state of MA. You can get in touch with them on their website, by phone, or at one of their physical offices.

Their goal is to be a resource to the community that they serve. The bankers and employees live and work in the same community as the bank, so they are aware of the unique challenges facing individuals, small businesses, and families in the area. They promote financial wellness by offering consulting, education, savings accounts, and checkings accounts. New investors and small businesses can find a lot of value at this bank because they are knowledgeable and experienced in all areas of banking.

One of the things that Brookline Bank does to give back to their community is by making direct financial contributions to nonprofit organizations that serve the residents of their service area. Brookline provides financial support for special projects and for new initiatives locally. They have a charitable organization known as the “Brookline Bank Charitable Giving Program”.

Brookline Bank is a subsidiary of Brookline Bancorp, Inc. The holding company is trading on the NASDAQ and manages multiple banks. This bank is a great place to work. They offer a full range of benefits to their employees including finance courses, tuition assistance, 401k plans, and paid vacation or sick days. This is a small community bank with great interest rates that supports their employees and members with all the banking resources that they have.