Deal Summary

The longest term and highest rate offered by Capital Credit Union is a 5-year certificate of deposit with a 1.19% APY. The minimum deposit is $1000 and the interest is paid at out the maturity of the deposit.

Capital Credit Union CD Options

Capital Credit Union offers a range of CD options. Customers can still earn a good amount of interest with the 48 month or 4 year option that provides a competition 1.1% APY.

Another option for a shorter term investment is a 36 month or 3 year at 1.05% APY. Interest on all accounts is paid out at maturity. 3 to 5 months is the shortest term investment we offer with a rate of .2%.

Certificates of Deposit are great options for customers seeking a no risk investment and don’t need their cash on hand. There is a penalty for early withdrawal based on the number of months or years until the CD was set to renew. All accounts renew automatically and will renew unless written notification of cancellation is presented.


Capital Credit Union only requires you have a membership with our credit union to open a certificate of deposit. This is easy to do online or in person.


Capital Credit Union offers 26 CU locations in Wisconsin including in Appleton, Greenbay, and Oshkosh. We offer a variety of locations to better serve our local customers.

Bank Overview

Capital Credit Union is founded as a local credit union and strives to offer community development and outreach to the cities that we live and work in. We strongly believe in giving back to our community through organizations like St John’s Homeless Center and the Community Foundation of the Fox Valley. We helped St John’s raise over $42,000 – a significant increase of $5,000 over the previous year of fundraising efforts.

Last year, our employees volunteer 2,987 hours of their time for community events and organizations with over ⅔ of our employees contributing their time, efforts,and talents to a variety of service projects.

We also generally believe in offering low to no cost support for families seeking affordable housing. Everyone needs shelter from Wisconsin winters and we proudly help people find a home while offering the financial means to get those keys. We are serious about homelessness and also hold a rooftop fundraiser in which management team members spend the night on a branch rooftop to raise money for homeless shelters. We do this to get people to acknowledge that sleeping outside can push people outside of their comfort zone.

Capital Credit also supports many local humane societies and believes in connecting pets and people with the right homes for both the company of humans and to save animal lives.

Stop in and we can help you open an account. It’s also possible to open an account mostly online through our website.