Seacoast Bank is an excellent option for using a dependable certificate of the deposit savings program. You can quickly increase your savings regardless of the unpredictability of the market. Because of Seacoast Bank’s fixed interest rate, you will have growing protection that is predictable and reliable irrespective of the term you choose. 

With Seacoast Bank, you are guaranteed a fixed interest rate, multiple CD rate terms, and a high-quality, dependable service. Here is the detail in the section next; 

Seacoast Bank CD Rates Offers

Whether you decide to cash in your CD term or not, your finances will always be growing. The Seacoast Bank CD rates are;

7 Month CD

  • APY: 5.00%
  • Minimum Deposit: $1,000

Considerations

  • Attractive APY of 5.00% for a 7-month term.
  • Minimum deposit requirement of $1,000.

Pros & Cons

ProsCons
High APY (5.00%)Short-term commitment

11 Month CD

  • APY: 4.75%
  • Minimum Deposit: $1,000

Considerations:

  • No maximum deposit limit is specified, providing flexibility for varying investment amounts.

Pros & Cons

ProsCons
Accessible APYShort-medium term; not for long goals

3 Month CD

  • APY: 5.05%
  • Minimum Deposit: $1,000

Considerations:

  • Suitable for those with a slightly longer investment horizon, balancing return and liquidity.
  • Evaluate how this term aligns with long-term financial objectives.

Pros & Cons

ProsCons
Low minimum depositEvaluate liquidity needs

How do Seacoast Bank CD Rates Compare?

When comparing Seacoast Bank’s CD rates with those of other financial bank options, it is evident that Seacoast Bank offers competitive options.

  • First Foundation Bank provides a 12-month CD with an APY of 4.85%, requiring a minimum deposit of $2,500.
  • Forbright Bank, offering a 9-month CD, boasts a 5.30% APY with a lower minimum deposit requirement of $1,000.
  • Discover Bank offers a 9-month CD with a 4.25% APY and a minimum deposit of $2,500.

Seacoast Bank stands out for its competitive rates, particularly when considering factors like minimum deposit requirements and the variety of terms available. Prospective investors may find Seacoast Bank’s CD options appealing for their blend of attractive APYs and accessible entry points.

Overview Seacoast Bank

Through Seacoast Bank, you can reach your financial goals through a wide selection of many CD terms that are at your disposal. You can choose whichever period best meets your financial needs, and whether they are long-term or short-term, Seacoast Bank is an excellent option for you to use. 

When you are opening a CD term, you need your identity certifications, including your home address, phone number, email address, and personal social security identification. 

Also, to open a CD term, you need an official private bank account number and checking or savings account routing identification number for the deposit. Once you have all of the proper identification and proper documents, you can easily start your savings plan by opening a deposit certificate. 

Availability

With Seacoast Bank, you are guaranteed a fixed interest rate, multiple CD terms, and a high-quality, dependable service.  When you are opening a CD term, you need your identity certifications, including your home address, phone number, email address, and personal social security identification.  

Also, to open a CD term, you need an official private bank account number and checking or savings account routing identification number for the deposit. Once you have all of the proper identification and proper documents, you can easily start your savings plan by opening a deposit certificate.  

Locations Seacoast Bank 

The branches where you can access your finances in Florida include Stuart, Jensen Beach, Palm City, and Port Saint Lucie. 

All of these branches are physical locations where you can access and maintain your finances. They are all fully supported by talented and professional financial executives who provide the best services to meet all of your banking needs.

Frequently Asked Questions

What is the APY for the 7-Month CD Special?

5.00%

What’s the minimum deposit for the 11-month CD?

$1,000

Can I open an 11-month CD with less than $1,000?

No, $1,000 is the minimum deposit.