Deal Summary

84-month CD, 1.19% APY, minimum deposit $500, dividends are paid when requested

ENT’s Top CD Rates

ENT’s top CD rate is 1.19% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $500. The dividends earned on this CD are paid when requested.

The 60-month CD is a great alternative. The account offers an 0.90% APY with a $500 minimum deposit. This account also pays you your dividends when requested. Dividends are paid from the current income and the available earnings after required transfers to reserves.

For short-term investors the credit union offers a 3 to 5-month CD. This CD offers an annual percentage yield of 0.31%. This CD is also obtainable with a $500 minimum deposit.

ENT offers thirteen regular CDs. Each of these CDs can be opened with a $500 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 3 to 84-months. The APY starts at 0.31% and builds to 1.19%. Each of ENT’s CD accounts is subject to early withdrawal penalties.

ENT also offers three Month Priority Certificates, two My Savings Builder Certificates, and one Youth Certificate.


You do not need to be a member of ENT in order to open up a CD with them. However, it would be beneficial as it would make it easier for you to transfer funds back and forth between account.

Branches in Colorado

Colorado Springs, Peyton, Fountain, Monument, Schriever Air Force Base, Woodland Park, Denver, Brighton, Aurora, Parker, Firestone, Littleton, Highlands Ranch, Fort Collins, Lone Tree, Castle Rock, Commerce City, and Timnath.

Bank Overview

ENT was founded in 1957 and has expanded immensely since. They have over 380,000 members between their 35 service centers and continue to give back to their community. They donate to non-profit organizations each year that benefit things like child and family health and well-being, and higher education in the form of scholarships for Colorado-based university and community college scholarships.

In just one year, over $2 million was donated to non-profits that help improve the lives of community members. The bank also holds annual fundraising campaigns and employees volunteer within the community on a regular basis. Ent has also sponsored the Pediatric Mental Health Institute cycling team for the 31st Children’s Hospital Colorado Courage Classic Virtual Tour.

ENT is committed to helping build the lives of the youth by approving Ent Youth Endowment Services grants to not-for-profit agencies that benefit the youth.

At ENT, their goal is to build long-lasting relationships with their clients as a way to help improve their finances as much as possible. Because clients are also owner-members, they receive higher dividends on savings, decreased rates on loans, and lower or no service fees. It’s safe to say that when you are deciding on a bank for you, ENT should be number one on your list.