Denton Area Teachers Credit Union is a credit union in Denton, Texas. Their banking products line up with traditional banks: loans, savings, CDs, mortgages, IRA CDs, money market rates, credit cards, checking accounts, etc.

Denton Area Teachers Credit Union – Banking Rates:

Investing in DATCU requires a minimum of $1,000. Term Interest Rate APY* *A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield.

  • 3 month CD yields .50% APY
  • 6 month CD yields .55% APY
  • 9 month CD yields .65% APY
  • 1 Year CD yields .92% APY
  • 18 month CD yields 1.15% APY
  • 2 Year CD yields 1.35% APY
  • 3 Year CD yields 1.60% APY
  • 4 Year CD yields 1.61% APY
  • 5 Year CD yields 1.82% APY

Their savings account yields 0.50%, the same return on their certificate of deposit.

0.50% APY* *A minimum deposit of $25 required to open, with a minimum average daily balance of $100 maintained to earn a dividend. Dividends on all Share (Savings) Accounts and IRA Share (Savings) Accounts will be compounded quarterly and credited quarterly. APY is earned when dividend is posted to your Savings Account. APY=Annual Percentage Yield.

Denton Area Teachers Credit Union Banking Products:

For an even higher yield, invest in a Certificate of Deposit (CD). Attractive rates and guaranteed safety take the risk out of reaching your savings goals. It’s one of the best ways to earn more money while maintaining control over your funds.

Terms ranging from 90 days to 5 years
Invest in a CD with as little as $1,000
There is a penalty for early withdrawal